Midwest America Credit Union Kendallville IN | Affordable Auto Loans & Personal Banking

Introduction

At Midwest America, we believe that strong communities are built on trust and support. Located at 648 E North St, Kendallville, IN 46755, our branch is proud to serve over 51,236 members since our establishment in 1936. Our commitment to providing exceptional financial services is reflected in our robust assets totaling $880,276,871 and total deposits amounting to $40,490,687. Under the leadership of our dedicated CEO, David Shadburne, and Board President, Maureen Fulk, we strive to foster a welcoming environment for all. While you can visit us directly at our branch for your banking needs, please note that any official correspondence should be sent to the same address. We take pride in being a reliable resource for personal banking solutions offering everything from checking and savings accounts to auto loans and mortgage financing. With a total of 29,019 loans under management and a strong net worth of $127,530,568, we stand ready to assist you on your financial journey. Our team of 185 employees is dedicated to ensuring you receive personalized service tailored to your needs. We invite you to explore the various services we offer, including online and mobile banking options for added convenience. Whether you're looking to open an account or simply have questions about your finances, don't hesitate to reach out! You can contact us at (260) 599-6490 or visit our website at Midwest America for more information. We look forward to serving you!

Branch History & Mission

Welcome to the heart of our community at Midwest America, located at 648 E North St, Kendallville, IN 46755. Established in 1936, we have been a cornerstone of financial support and community engagement for over eight decades. Our journey began with a commitment to serve our members with integrity and compassion, a mission that continues to guide us today. As we evolved from humble beginnings, we grew not only in membership but also in trust and responsibility. Today, we proudly serve over 51,236 members while managing total assets of approximately $880,276,871. This growth reflects our dedication to providing reliable financial services tailored to meet the diverse needs of our members. At Midwest America, our mission is clear: we strive to empower our members through accessible banking services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's through personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we are here to help you every step of the way. Our branch is equipped with modern amenities including an ATM for your convenience and drive-thru banking services. While visiting us at 648 E North St, you can expect friendly service during our operating hours Monday through Thursday from 9 am to 5 pm, and Friday from 9 am to 5:30 pm (with drive-thru hours extending until 6 pm). In addition to financial services, we actively engage in community outreach initiatives that strengthen ties with local organizations and residents. Our partnerships aim to uplift and support those in need within Kendallville and surrounding areas. While members can visit us at our branch location, official correspondence should be sent to the same address: 648 E North St, Kendallville, IN 46755. We invite you to join the Midwest America family. Experience how we can make a positive impact on your financial journey while contributing to the well-being of our community. For more information or assistance, feel free to call us at 260-599-6490 or explore our website at mwafcu.org. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

At Midwest America, we prioritize accessibility for all our members. Our facilities are ADA compliant, featuring ramps and designated parking spots to ensure everyone can comfortably access our services.

Convenient Location

Whether you're heading to the local parks or running errands in town, you'll find us right on your way. Our branch is near popular landmarks that make it easy to fit a visit into your day. With ample parking available, you can quickly hop in and out without any hassle.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at (260) 599-6490. We're here to help! So come visit us at Midwest America we can't wait to welcome you into our community!

Operating Hours

We understand that life can be busy, which is why our operating hours are designed with you in mind. Visit us Monday through Thursday from 9 AM to 5 PM or Friday from 9 AM to 5:30 PM. If you're on the go, take advantage of our drive-thru service, open until 5:30 PM on weekdays and until 6 PM on Friday.

Services Offered

Inside, you'll find a range of services tailored to meet your financial needs from checking and savings accounts to auto loans and personal banking options. Plus, with ATM availability right at our branch, accessing cash has never been easier. While members can visit us at 648 E North St Kendallville In 46755, official correspondence should be sent to 648 E North St, Kendallville, IN 46755.

Member Eligibility

At Midwest America, we believe that everyone deserves access to a supportive financial community. Joining us is easy and welcoming! If you live, work, or attend school in our vibrant area, you're likely eligible for membership. We also open our doors to immediate family members of current members, so if you have someone in your life already enjoying the benefits of our services, you're welcome to join too! Being a member at Midwest America means more than just having a bank account; it's about being part of a community that cares about your financial well-being and growth. To get started on your journey with us, simply check out the detailed eligibility criteria at https://www.mwafcu.org/membership/index.shtml. Once you've confirmed your eligibility, opening an account is straightforward just visit us online at https://www.mwafcu.org/applications/index.shtml or give us a call at (260) 599-6490 if you have any questions. We're here to help you every step of the way as you embark on this exciting new chapter with Midwest America at our friendly branch located at 648 E North St Kendallville In 46755.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $151,669,061, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine seamlessly accepting payments from customers whether they are shopping online or in-store. With our tools, you can focus on what matters most growing your business while we handle transactions efficiently. Visit us at 648 E North St Kendallville In 46755 in Kendallville, IN or call us at (260) 599-6490 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your business thrive in today's competitive environment.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds through person-to-person payments, you'll have control at your fingertips. Plus, our ATM services make cash withdrawals easy whenever you need them.

Drive-Thru & ATM Accessibility

For quick transactions, our basic drive-thru service allows for deposits, withdrawals, and other simple transactions without leaving your vehicle. We also provide basic ATM access for balance checks and cash withdrawals at any time. At Midwest America, we are committed to making banking easy and accessible for everyone. Our friendly staff is ready to assist you with any questions or concerns you might have regarding these services. Ready to take the next step? Call us today at (260) 599-6490 or visit our website at https://www.mwafcu.org/index.html to learn more about how we can help you achieve your financial goals!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing programs can simplify the process, making homeownership more accessible than ever. With competitive rates and personalized guidance, we'll help you navigate this important investment confidently.

Personal Banking Solutions

Whether you are opening your first checking account or looking to save for a big purchase, our personal banking options have you covered. We offer checking and savings accounts that suit various lifestyles, ensuring your money works for you. If you're considering purchasing a new vehicle, our auto loans and vehicle financing services provide flexible options to help you hit the road without breaking the bank.

Rewarding Credit Options

For those who love earning rewards, our credit cards with rewards allow you to earn points on everyday purchases. Enjoy the benefits while managing your expenses effectively.

Support for Your Financial Goals

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation options. Whether you're managing expenses or consolidating debt, we're here to help you find the right solution tailored to your circumstances.

Digital & Online Banking

Key Features for Your Convenience

With our online banking service, you can check your balance, transfer money, and pay bills anytime you need. Enjoy the peace of mind that comes with knowing your information is secure and accessible at your fingertips. Plus, if you're looking for an eco-friendly option, we offer e-statements, which allow you to receive your account statements electronically no more paper clutter! For those who prefer to handle their banking on mobile devices, our mobile application is readily available. You can also enjoy the convenience of mobile payments, making it easier than ever to make purchases without cash or cards. If you need to send money quickly to friends or family, our person-to-person transfer feature lets you do just that with ease.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all transactions made through our platforms are protected with robust security measures. This ensures that your financial information remains confidential and safe from unauthorized access. At Midwest America, we strive to make banking simple and effective for everyone. Our user-friendly interface means you won't have to navigate complicated systems or processes. Managing your money has never been more straightforward! With everything from checking balances to making payments right at your fingertips, you'll wonder how you ever managed without these services. Explore the possibilities of digital banking today with Midwest America and take control of your finances like never before!

Financial Strength

Growing Together

With total share accounts reaching 101,449, it's clear that more people are trusting us with their finances every day. This growing member base demonstrates the confidence placed in us as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest America is here for you. Visit us at 648 E North St Kendallville In 46755 or call (260) 599-6490 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $251,480,246 in share certificates and $98,158,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $612,000, you can trust that our focus remains on serving your needs.

Operational Efficiency

Our efforts yield results; our $2,439,221 reflects operational efficiency that enables us to provide competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 8 part-time employees who are dedicated to helping you navigate your financial journey with expertise.

Reinvesting in Our Future

We believe in reinvesting back into the community. With $126,826,398 in undivided earnings, we enhance our banking tools, lending options, and security measures to serve our members better. Our commitment to supporting your financial goals is further reflected in our lending capacity, with $16,518 in used auto loans and $652,909,600 across various sectors.

Solid Financial Foundation

With a net worth of $127,530,568, we have built a robust financial foundation that allows us to offer competitive rates and enhanced member services. Our net worth ratio of 14.58% further demonstrates our solid capital base, ensuring that we can continue providing loans and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $257,758,583 in used vehicle loans and $35,278,197 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $151,669,061 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by small businesses and are committed to supporting our local economy. At Midwest America, we pride ourselves on providing exceptional service and support for all your lending needs. If you're ready to explore your loan options or have questions about eligibility, feel free to reach out to us at (260) 599-6490 or visit us at our branch located at 648 E North St Kendallville In 46755 in Kendallville, IN. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,755,907, make buying or refinancing simple. We offer competitive rates and flexible terms that fit your budget. If you're looking to refinance your existing mortgage, we have options available to help lower your monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with no collateral requirements and provide a convenient way to handle unexpected costs or emergencies.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the rates displayed are both current and relevant.

MIDWEST AMERICA FEDERAL CREDIT UNION - Kendallville, IN

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