Midwest America Credit Union Fort Wayne IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Midwest America, your trusted financial partner located at 4140 E Dupont Rd, Fort Wayne, IN 46825. Since our establishment in 1936, we have been dedicated to serving our community and empowering our members with the financial tools they need to thrive. With a strong membership base of over 51,236 individuals, we pride ourselves on fostering relationships built on trust and support. At Midwest America, we understand that financial needs vary from person to person. That's why we offer a diverse range of services including personal banking, auto loans, mortgages, and business banking solutions tailored just for you. Our total assets stand at an impressive $880,276,871, backed by a robust net worth of $127,530,568, ensuring your funds are safe with us. Our commitment to excellence doesn't stop at numbers; it extends to the people who make up our team. Led by CEO David Shadburne and Board President Maureen Fulk, our staff of 185 dedicated employees is here to guide you through every step of your financial journey. We take pride in offering personalized service that caters specifically to your needs. If you have any questions or want to learn more about how we can help you reach your financial goals, feel free to give us a call at 260-482-3334 or visit us online at midwestamericacu.org. Join us as we continue to make a positive impact in Fort Wayne and beyond!

Branch History & Mission

Embracing Innovation

As we look to the future, Midwest America is dedicated to embracing technological advancements that enhance member experiences. With features like online banking and mobile payments available, managing your finances has never been easier or more convenient. We also ensure ADA compliance so that all members can access our services without barriers. We invite you to join us on this journey! Experience the benefits of being part of a credit union that prioritizes its members' needs while making a difference in the community. Reach out to us at 260-482-3334 or visit our website at Midwest America for more information on how you can become a member today!

Our Mission

At the heart of Midwest America's mission is a simple yet powerful goal: to improve the financial well-being of our members while fostering a sense of community. We believe in empowering individuals and families by offering personalized financial solutions that meet their unique needs. Our services include checking and savings accounts, auto loans, mortgages, personal loans, business banking options, online and mobile banking, as well as ATM services for convenient access to your funds. We take pride in being more than just a financial institution; we are a part of your community. Our commitment extends beyond banking as we actively engage in outreach programs aimed at supporting local initiatives. By partnering with schools and non-profits, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Call-to-Action

We invite you to come visit us at our East Dupont location! Our friendly team is ready to help you navigate your banking journey. For any inquiries or more information about our services, don't hesitate to reach out via phone or stop by during our operating hours. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Situated just a stone's throw away from local favorites like the Glenbrook Square Mall, our branch is easy to find and reach. We have ample parking available to make your visit hassle-free. Plus, our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9 AM to 5 PM, making it easy for you to stop in during the week. If you need assistance outside of these hours, feel free to give us a call at 260-482-3334.

Services Offered

At Midwest America, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is also available for those quick cash withdrawals or balance checks.

Member Eligibility

At Midwest America, we believe that everyone deserves the opportunity to join a welcoming community where financial growth and support go hand in hand. Becoming a member is simple and open to individuals who live, work, or worship in our service area, as well as their family members. We value inclusivity and strive to ensure that everyone can benefit from our personalized services. For specific eligibility criteria, you can visit our detailed guide at https://www.mwafcu.org/membership/index.shtml. Once you know you qualify, opening an account is just a few clicks away! You can easily start your membership journey by visiting us online at https://www.mwafcu.org/applications/index.shtml or giving us a call at (260) 482-3334. Located conveniently at 4140 E Dupont Rd Fort Wayne In 46825, we're here to help you take that first step towards financial empowerment with confidence and ease. Join us today and discover the advantages of being part of the Midwest America family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $151,669,061, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a local café that can accept credit cards easily, allowing customers to enjoy their favorite drinks without hassle. Our services ensure you can focus on what matters most serving your customers. Whether you're in need of flexible financing solutions or efficient payment processing, Midwest America is here to support your business journey. Stop by our branch at 4140 E Dupont Rd Fort Wayne In 46825 or give us a call at (260) 482-3334 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

At Midwest America, we strive to make banking accessible for everyone. Our staff is here to guide you through each service we offer so that you can make informed decisions about your finances. If you're interested in learning more about how we can assist you or if you have questions about any of our services, don't hesitate to reach out! Call us at (260) 482-3334 during our lobby hours from 9 AM to 5 PM on weekdays. Join us today at Midwest America and discover how easy it is to take charge of your financial future! For more information or to get started with any of our services, visit our website at https://www.mwafcu.org/index.html.

Business Banking

If you're a business owner, our Business Banking services are tailored to meet the unique challenges you face. With Merchant Services and Business Loans available, we can help you grow and sustain your business effectively. We understand that every dollar counts, which is why our team is committed to providing customized solutions that work for you.

Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features at East Dupont. You can easily check balances, transfer funds, and pay bills from anywhere whether you're at home or on the go. Our ATM & Cash Withdrawal Services ensure that accessing your money is quick and hassle-free. With Basic ATM Access for withdrawals and balance checks, managing your finances has never been easier.

Personal Banking

One of our primary offerings includes Personal Banking services that cater to individuals and families alike. From Checking & Savings Accounts that help you manage your day-to-day expenses to Auto Loans & Vehicle Financing for when you're ready to hit the road in style, we have solutions for all your financial needs. If you're considering buying a home, our Mortgage Loans & Refinancing options provide competitive rates and personalized assistance to make the process as smooth as possible. In addition, we offer Personal Loans & Debt Consolidation services that can help you take control of your financial situation. Whether it's unexpected expenses or managing existing debts, we're here to support you every step of the way. Plus, with our Credit Cards featuring Rewards programs, you can earn benefits while making purchases.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to handle your finances whenever it suits you. You can also enjoy e-statements, which help you stay organized by providing electronic access to your account statements no more paper clutter! If you're on the move, our mobile application makes banking even easier. You can make person-to-person transfers with friends and family effortlessly, allowing you to send or receive money in real-time without any hassle. Plus, our mobile payments feature lets you make secure transactions directly from your smartphone. Security is a top priority at Midwest America. While we don't currently offer electronic signature authorization, rest assured that all your personal information is protected with advanced encryption technologies. In short, whether you're using our online platform or mobile app, managing your finances has never been easier. Experience the convenience and peace of mind that comes with modern banking at Midwest America!

Financial Strength

Committed Team for You

We also take pride in having 177 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 101,449, showing a strong and growing member base that trusts us with their finances. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Net Shares (Funds available for lending and investments) total $1,243,384, further illustrating our commitment to your financial success.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest America is your trusted partner. Visit us at 4140 E Dupont Rd Fort Wayne In 46825 or call (260) 482-3334 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $126,826,398 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,518 in used auto loans and $652,909,600 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $251,480,246 in share certificates and $98,158,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $612,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $127,530,568, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $257,758,583 in used vehicle loans and $35,278,197 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $151,669,061 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your journey with tailored financing solutions. If you're considering refinancing any existing loans or want to learn about eligibility options, our team is ready to assist you every step of the way. At Midwest America, we prioritize transparency and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out today at (260) 482-3334, or visit us online for more information on how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,755,907, make buying or refinancing simple. We provide competitive rates and flexible terms to make your path to homeownership as smooth as possible.

Unsecured Credit Card Loans

For those who need additional flexibility, we also offer unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit card products come with attractive rewards and benefits designed to enhance your everyday spending.

Loan Aggregator

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Midwest America