Midwest America Credit Union Fort Wayne IN | Low Mortgage Rates & Auto Loans

Introduction

At Midwest America, we believe in building a brighter financial future for our members right here in Fort Wayne, IN. Established in 1936, our credit union has grown alongside our community, now proudly serving over 51,236 members with a commitment to personalized service and financial empowerment. Located at 1104 Medical Park Dr, we invite you to experience a welcoming environment where your financial needs come first. While you can visit us at our main location, official correspondence should be directed to the same address: 1104 Medical Park Dr, Fort Wayne, IN 46825-5826. With total assets exceeding $880 million and a solid net worth of $127,530,568, we ensure your deposits are safe and sound. Our diverse offerings include everything from personal banking services and auto loans to business financing solutions. Our dedicated team of 185 employees, led by CEO David Shadburne and Board President Maureen Fulk, is here to assist you every step of the way. With total loans exceeding 29,000 and deposits amounting to $40,490,687, our focus remains on providing reliable financial solutions that meet the unique needs of each member. Whether you're looking for guidance on saving for a home, securing an auto loan, or exploring business opportunities with our member business loans totaling over $162 million, we have resources available just for you. Don't hesitate to reach out! Call us today at 260-482-3334 or visit our website at www.mwafcu.org for more information about how we can help you achieve your financial goals. Experience the Midwest America difference where community and service come together!

Branch History & Mission

Welcome to Midwest America, your trusted credit union located in the heart of Fort Wayne, Indiana. Established in 1936, we have proudly served our community for over 85 years, growing alongside our members and adapting to their needs. From our humble beginnings, we have evolved into a financial institution that supports over 51,000 members and manages total assets exceeding $880 million. Our branch is conveniently located at 1104 Medical Park Dr, Fort Wayne, IN 46825, near prominent landmarks that make it easily accessible to all. Whether you're stopping by for personal banking services or exploring loan options, our friendly staff is here to assist you. For official correspondence, please use our mailing address: 1104 Medical Park Dr, Fort Wayne, IN 46825-5826. At Midwest America, our mission is clear: we are dedicated to providing exceptional financial services while fostering a strong sense of community. We aim to empower our members by offering a wide range of products including checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our commitment extends beyond just banking; we actively engage in community outreach initiatives that support local organizations and help improve the lives of those around us. As times change, so do we. Our branch embraces modern technology with online and mobile banking options that ensure you can manage your finances anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities and offer features such as drive-thru banking and ATM availability for your convenience. We take pride in our partnerships with various community groups which amplify our impact. Through these collaborations, we work together to create opportunities for education and growth within Fort Wayne. Join us at Midwest America and discover how we can help you achieve your financial goals while being part of a vibrant community. Whether you're looking to open an account or need assistance with loans, we're here for you every step of the way. Visit us today or call us at 260-482-3334 to learn more about how you can benefit from being a member of Midwest America!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Nestled near key landmarks in Fort Wayne, our branch is just a short drive away from popular spots like the Parkview Regional Medical Center. Whether you're stopping by for personal banking or need assistance with loans, we're right where you need us. Our parking lot is spacious and accessible, with features designed to accommodate everyone, including ADA-compliant ramps.

Easy Communication and More

If you have any questions or need assistance, feel free to give us a call at 260-482-3334. Our friendly staff is always eager to help! Also, while members can visit us at the branch address mentioned above for all their banking needs, official correspondence should be sent to the same address for consistency. With ATM availability on-site and various personal banking services like checking and savings accounts at your fingertips, Midwest America is here to support you every step of the way. We invite you to come visit us today! Whether it's for routine banking or exploring new financial opportunities, we look forward to welcoming you into our community.

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule; we're open Monday through Friday from 9:00 AM to 5:30 PM. Whether you're looking to open an account, apply for an auto loan, or explore our range of services such as mortgage loans and business banking solutions, our team is ready to assist you during these hours. Plus, with our convenient drive-thru service available for quick transactions, you can handle your banking needs without leaving your vehicle.

Member Eligibility

At Midwest America, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, worship, or go to school in our service area, you're already eligible to become a member. We also extend membership to your family members, making it easy for you and your loved ones to enjoy the benefits together. As a member of Midwest America, you'll have access to personalized banking services, competitive loan rates, and friendly support tailored just for you. For more details on eligibility criteria, feel free to check out our website at https://www.mwafcu.org/membership/index.shtml. When you're ready to open an account, the process is straightforward just visit us or explore the account opening options available online at https://www.mwafcu.org/applications/index.shtml. If you have any questions, don't hesitate to call us at (260) 482-3334. We can't wait to welcome you into our 1104 Medical Park Dr Fort Wayne In 46825 family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $151,669,061, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions smoother for your business. Imagine being able to accept payments easily, whether in-store or online, enhancing customer experiences while keeping your cash flow steady. Our services can help streamline your operations so you can focus on what matters most growing your business. Come visit us at 1104 Medical Park Dr Fort Wayne In 46825 in Fort Wayne, IN, or call us at (260) 482-3334 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking

If you own a business, we have specialized services just for you. Our business banking options include essential tools like merchant services and various types of business loans to support your growth and operational needs.

Call to Action

At Midwest America Credit Union, we pride ourselves on being there for our members through every step of their financial journey. Whether you're opening a new account or seeking advice on loans, our friendly staff is ready to assist you. Feel free to reach out at 260-482-3334 or visit us in person at our Fort Wayne location. Join us today and discover how we can help you achieve your financial goals!

Digital Banking Features

We understand the importance of convenience in today's fast-paced world. That's why we offer comprehensive online and mobile banking services. Manage your accounts anytime, anywhere with features like mobile payments, online bill pay, and person-to-person transfers. Our ATMs are available for quick cash withdrawals, balance checks, and more ensuring you have easy access to your funds when you need them.

Drive-Thru & ATM Services

For those who prefer a more traditional approach, our branch offers basic drive-thru banking where you can complete deposits, withdrawals, and simple transactions without leaving your vehicle. With an ATM on-site, accessing cash has never been easier.

Personal Banking

Our personal banking options are designed with you in mind. Start by exploring our checking and savings accounts, perfect for managing everyday expenses or saving for future goals. If you're considering a new vehicle, our auto loans and vehicle financing solutions can help you get on the road quickly without breaking the bank. Thinking about buying a home? We offer mortgage loans and refinancing options that make home ownership more accessible than ever. For those unexpected expenses or consolidating debt, our personal loans and debt consolidation services provide flexible solutions tailored to your financial situation. Plus, don't forget to check out our credit cards with rewards, which give you benefits while you shop.

Digital & Online Banking

Enjoy Modern Convenience

In addition to standard banking tasks, our mobile payments feature lets you make purchases directly from your phone. This makes shopping more convenient than ever no need to carry cash or cards! If you're looking for easy ways to stay organized and manage your finances in real-time, Midwest America has got you covered. With all these services available at your fingertips, banking has never been easier. Explore more about what we offer by visiting us at https://www.mwafcu.org/index.html today!

Key Features

Our online banking platform provides a user-friendly experience, making it simple to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our mobile application allows you to manage your finances directly from your smartphone. Plus, with features like person-to-person transfers, sending money to friends and family is quick and hassle-free. Security is a top priority for us. While we currently do not offer electronic signature authorization, our systems are designed to keep your information safe as you navigate through your accounts. You can also opt for e-statements, which provide a secure way to view your account statements without the clutter of paper.

Financial Strength

A Trusted Partner for Your Financial Journey

Total Share Accounts at 101,449 showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest America is your trusted partner. Visit us at 1104 Medical Park Dr Fort Wayne In 46825 or call (260) 482-3334 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $126,826,398 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $16,518 in used auto loans and $652,909,600 in total loans and leases.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Security for Your Savings

Your savings are in good hands at Midwest America. Members' funds are secured through $251,480,246 in share certificates and $98,158,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $612,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $127,530,568, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $257,758,583 in used vehicle loans and $35,278,197 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car financing experience smooth and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $151,669,061 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way. At Midwest America, we also offer refinancing options for many of our loan products. If you're interested in exploring eligibility or finding out how we can help you save money on your current loans, don't hesitate to reach out. For more information on our loan offerings or to discuss your financial needs further, contact us at (260) 482-3334 or visit us at our branch located at 1104 Medical Park Dr Fort Wayne In 46825 in Fort Wayne, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Credit Lines and Credit Cards

For those looking to manage their day-to-day expenses, we offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Additionally, our total credit lines reach $146,418,375, giving you access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,755,907, make buying or refinancing simple. We are here to guide you through the process so you can find the right mortgage solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accurate sourcing ensures that users receive fair and transparent offers, making it easier to compare different loans without confusion.

Midwest America