Midwest America Credit Union Fort Wayne IN | Best Auto Loans & Business Banking

Introduction

Welcome to Midwest America, your trusted financial partner located at 9705 Illinois Rd, Fort Wayne, IN 46804. Since our establishment in 1936, we have been dedicated to serving our community with a member-first approach that prioritizes your financial well-being. With over 51,000 members and total assets amounting to an impressive $880,276,871, we are proud to offer a wide range of services designed to meet your personal and business banking needs. At Midwest America, we understand that every financial journey is unique. That's why we provide tailored solutions such as checking and savings accounts, auto loans, and mortgage refinancing. Our commitment to you extends beyond just banking; with total deposits of $40,490,687 and a net worth of $127,530,568, we ensure that your money is not only safe but also working for you. Our leadership team, led by CEO David Shadburne and Board President Maureen Fulk, embodies our core values of integrity and community engagement. Together with our dedicated staff of 185 employees, we strive to create a welcoming environment where your financial goals can thrive. While you can visit us directly at our branch for all your banking needs, official correspondence should be sent to the same address: 9705 Illinois Rd, Fort Wayne, IN 46804. For any questions or assistance, feel free to reach out at 260-482-3334. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members! Visit our website at Midwest America for more information or to open an account. We look forward to serving you!

Branch History & Mission

Midwest America has a rich history that began in 1936, when we first opened our doors to serve the community of Fort Wayne, Indiana. Over the decades, we have grown from a small credit union into a trusted financial partner for over 51,000 members. Located at 9705 Illinois Rd, our branch is nestled in a vibrant area close to local shops and parks, making it easily accessible for everyone. Our mission is simple yet powerful: to empower our members with the financial tools and resources they need to achieve their goals while fostering a sense of community. We believe that when our members succeed, we all succeed. This commitment drives us to offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. As part of our ongoing efforts to support our members and enhance their experience, we have embraced digital advancements. Our online banking platform allows members to manage their finances conveniently from anywhere. We also provide mobile payment options and person-to-person transfers for added flexibility. While we focus on delivering exceptional financial services, we understand the importance of giving back to the community. Midwest America actively engages in partnerships and outreach programs that support local schools, charities, and events. This involvement is an integral part of who we are. For those wishing to visit us, our branch operates from 9:00 AM to 5:30 PM on weekdays and offers both ATM access and drive-thru banking for your convenience. If you need assistance or have inquiries, feel free to call us at 260-482-3334. We invite you to join the Midwest America family today! Experience the benefits of membership where your needs come first and together we can build a brighter financial future for you and our community.

Branch Location & Accessibility

Convenient Access and Services

At our branch, you'll find ample parking available, ensuring that your visit is stress-free. Our facility is fully accessible and compliant with ADA standards, featuring ramps for those who need them. With our friendly staff ready to assist you, we make banking straightforward and welcoming. Our operating hours are Monday through Friday from 9:00 AM to 5:30 PM. This schedule provides plenty of time for you to come in during your day, whether it's before work or during lunch. If you prefer banking on the go, we also offer an ATM on-site for quick withdrawals and balance checks. In addition to traditional banking services such as checking and savings accounts, we provide a range of loans including auto financing and mortgages. We also have drive-thru services for quick transactions without leaving your vehicle perfect for busy days!

Stay Connected

While you can visit us at 9705 Illinois Rd for all your financial needs, please note that any official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 260-482-3334. We invite you to experience the welcoming atmosphere and comprehensive services at our Midwest America branch. Whether you're a long-time member or looking to join us, we're here to help! Come see us today!

Member Eligibility

At Midwest America, we believe that becoming a member means joining a close-knit community where your financial well-being is our priority. If you're looking to become part of our family, the eligibility criteria are quite straightforward! We welcome individuals who live or work in certain areas, as well as those who have family members already part of our credit union. This means you could easily find yourself among friends and neighbors, sharing in the benefits of our personalized services and competitive rates. To get started on your journey toward membership, simply visit us at 9705 Illinois Rd Fort Wayne In 46804 or give us a call at (260) 482-3334. You can also check out the detailed eligibility requirements at https://www.mwafcu.org/membership/index.shtml to ensure you're all set. Once you're ready, opening an account is a breeze just follow the instructions provided here: https://www.mwafcu.org/applications/index.shtml. We're excited to help you thrive financially!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine running your retail store smoothly while accepting payments effortlessly. Our merchant services allow you to do just that! From point-of-sale systems to online payment processing, we help simplify transactions so you can focus on what really matters serving your customers and growing your business. Located conveniently at 9705 Illinois Rd Fort Wayne In 46804, Fort Wayne, IN, our dedicated team is ready to assist you every step of the way. Give us a call at (260) 482-3334 or visit us today to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $151,669,061, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits and withdrawals, along with ATM access for balance checks and cash withdrawals perfect for members on the go! At Midwest America, located at 9705 Illinois Rd Fort Wayne In 46804 in Fort Wayne, IN, we pride ourselves on being more than just a credit union; we are a community partner dedicated to helping you achieve financial wellness. If you have questions about any of our services or want to learn more about how we can assist you in reaching your financial goals, please don't hesitate to contact us at (260) 482-3334. Join us today and experience all that Midwest America has to offer!

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. We know how vital it is to have reliable financial backing for your business ventures.

Digital Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances from anywhere at any time. Whether it's transferring funds, checking balances, or paying bills, everything is just a few clicks away. Plus, our ATM services ensure that cash withdrawal is never out of reach.

Home Financing

For those looking to settle down or invest in property, our mortgage loans and refinancing services can guide you through the complexities of home buying or adjusting an existing mortgage. With personalized assistance, we aim to make securing your new home as simple as possible.

Loans and Credit Options

Life can throw unexpected expenses your way, which is where our personal loans and debt consolidation come into play. These options provide you with the flexibility to handle emergencies or consolidate debts into one easy payment. Additionally, if you're looking for credit that offers rewards, our credit cards come with benefits designed to enhance your spending power while giving back to you.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your everyday expenses while saving for the future. Imagine having easy access to your funds whenever you need them, along with competitive interest rates to help your savings grow. If you're considering buying a vehicle, our auto loans and vehicle financing options are tailored to make the process smooth and straightforward. Picture yourself behind the wheel of your dream car with manageable payments that fit into your budget.

Digital & Online Banking

Convenient Online Banking

Our online banking services, available at https://www.mwafcu.org/index.html, provide 24/7 access to your financial information. You can check balances, transfer funds, and even set up automatic payments all from the comfort of your home or on the go. This means less time spent at the branch and more time enjoying what matters most to you.

E-Statements for Easy Tracking

Say goodbye to paper clutter! With e-statements available at Midwest America, you can easily track your account activity in a secure digital format. This feature not only helps you stay organized but also enhances security by reducing the risk of lost or stolen mail.

Mobile Banking at Your Fingertips

For those who prefer managing their finances on the go, our mobile application makes it simple to stay connected to your accounts. Whether you need to deposit a check, make a payment, or send money to a friend through our person-to-person transfers feature, everything is just a tap away. Plus, with mobile payments enabled, you can shop quickly and securely without reaching for your wallet.

Security You Can Trust

We prioritize your safety with robust security measures in place. Although we currently do not support electronic signature authorization, rest assured that all transactions made through our digital platforms are encrypted and monitored for any unusual activity. Your peace of mind is our top priority. With all these tools at your disposal, managing your finances has never been easier or more secure. Join us today at Midwest America and experience the future of banking!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $2,439,221, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts is impressive at 101,449, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest America is your trusted partner. Visit us at 9705 Illinois Rd Fort Wayne In 46804 or call (260) 482-3334 to learn more about how we can help you achieve your financial goals.

Financial Health Overview

With a net worth of $127,530,568, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Your Future

With $126,826,398 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $16,518 in used auto loans and $652,909,600 in total loans and leases.

Member Savings Security

Members' savings are secured through $251,480,246 in share certificates and $98,158,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $612,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $257,758,583 in used vehicle loans and $35,278,197 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away in your desired vehicle.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $151,669,061 can provide the capital needed to grow and expand your operations. We work closely with you to understand your business needs and develop tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,755,907, make buying or refinancing simple. We guide you through the process and ensure you find a plan that fits your budget.

Refinancing Options

We recognize that circumstances change. If you're looking to refinance any of your existing loans, our team is ready to assist you in finding better rates or terms that suit your current situation. For more information about our loan offerings or eligibility criteria, feel free to reach out at (260) 482-3334. You can also visit us at our branch located at 9705 Illinois Rd Fort Wayne In 46804, Fort Wayne, IN, where our knowledgeable staff is eager to assist you further. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you achieve your financial aspirations today!

Unsecured Credit Card Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. Though our total is currently at $0, we aim to provide opportunities for every member's unique situation.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. By relying on legitimate financial institutions, LendMesh guarantees that users receive trustworthy information.

Take Action Today

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MIDWEST AMERICA FEDERAL CREDIT UNION - Fort Wayne, IN

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