Midwest America Credit Union Decatur IN | Basic Drive-Thru & ATM Access

Introduction

Welcome to Midwest America, your trusted partner in financial well-being since 1936. Located at 900 S 13th St, Decatur, IN 46733, our branch is not just a place to manage money; it's a community hub where we prioritize the needs of our 51,236 members. With total assets reaching an impressive $880,276,871 and total deposits amounting to $40,490,687, we are committed to providing a secure and supportive banking experience. At Midwest America, we understand that every member has unique financial goals. That's why we offer a variety of services tailored to meet your needs from personal loans to business solutions. Our dedicated team, led by CEO David Shadburne and Board President Maureen Fulk, is here to guide you through every step of your financial journey. While you can visit us at our Decatur location for all your banking needs, please note that official correspondence should be sent to the same address: 900 S 13th St, Decatur, IN 46733-1806. With a strong net worth of $127,530,568 and cash reserves of $10,420,164, our credit union stands firm on a foundation of reliability and trust. Whether you need help with loans over 29,019 already disbursed or you're looking for ways to save more effectively, we're ready to assist. We invite you to explore our services further by visiting our website at mwafcu.org or calling us directly at 260-724-9116. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

Over the years, we have embraced opportunities to give back through various community programs and events. Whether it's sponsoring local sports teams or organizing financial literacy workshops, we are committed to making a positive impact right here in Decatur. While you can visit us at 900 S 13th St, any official correspondence should be directed to 900 S 13th St, Decatur, IN 46733-1806 if different from the branch address. As we look ahead, we invite you to be part of our story. Join Midwest America today and experience the benefits of membership firsthand! Feel free to reach out at 260-724-9116 or explore more about us on our website here. Together, let's build a brighter future for ourselves and our community!

Our Mission

At Midwest America, our mission goes beyond just providing financial services. We strive to uplift our community through partnerships and outreach initiatives that address local needs. We believe in fostering a sense of belonging among our members, ensuring that each individual feels valued and supported. Our goal is to create an environment where everyone can achieve their financial dreams. We are dedicated to making banking easy and accessible. Our branch offers modern conveniences such as ATM services, drive-thru banking, and online resources ensuring you can manage your finances anytime, anywhere. Furthermore, we prioritize ADA compliance, making sure all our facilities are welcoming for everyone.

Branch Location & Accessibility

Convenient Access

At Midwest America, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, we offer ample parking space right outside the entrance so you can quickly pop in for your banking needs.

Operating Hours & Services

We're here for you during our lobby hours from 9:00 AM to 5:30 PM, Monday through Friday. Need to make a quick deposit or withdrawal? Take advantage of our drive-thru banking service for fast and efficient transactions without leaving your vehicle. If you're on the go, our ATM services are available to meet your cash needs. While members can visit us at 900 S 13th St, official correspondence should be sent to our mailing address at 900 S 13th St, Decatur, IN 46733-1806.

Stay Connected

If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (260) 724-9116. We invite you to stop by soon and discover how we can help with your financial journey. At Midwest America, we're not just a credit union; we're your community partner!

Member Eligibility

At Midwest America, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the Decatur area, you're already eligible to join us. We also extend membership to immediate family members of existing members, ensuring that your loved ones can benefit from our services too. By joining Midwest America, you'll gain access to a range of financial products tailored to meet your needs, along with personalized service that makes banking feel like home. Ready to take the next step? Opening an account is straightforward! Just visit us at our branch located at 900 S 13Th St Decatur In 46733 or check out the details online at https://www.mwafcu.org/applications/index.shtml. If you have any questions, don't hesitate to reach out to us at (260) 724-9116. For more information on eligibility criteria, feel free to explore our website at https://www.mwafcu.org/membership/index.shtml we can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $151,669,061, we continue to drive economic growth by financing new and expanding businesses. Imagine having the resources to purchase new equipment, hire additional staff, or expand your location. Our loans provide flexible financing solutions tailored to your needs, ensuring you have what it takes to thrive.

Merchant Services

In today's fast-paced environment, efficient payment processing is crucial for any business. At Midwest America, we offer merchant services that simplify transactions. Imagine being able to accept credit and debit card payments easily, enhancing customer experience while streamlining your operations. With our support, you can focus on what matters most growing your business. If you're ready to take your business to the next level, visit us at 900 S 13Th St Decatur In 46733 in Decatur or give us a call at (260) 724-9116. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Banking Services for Everyone

We know that banking needs can vary widely from person to person. That's why we offer ATM Services that allow you to access your money anytime, anywhere. Whether you're making a withdrawal or checking your balance, our ATMs are designed for quick and easy transactions. For those who prefer a more personal touch, our Drive-Thru Banking is perfect for everyday banking tasks like deposits and withdrawals. Imagine pulling up on a busy morning and handling your banking needs without leaving your car it's that simple!

Committed to Your Financial Health

At Midwest America, we care about the well-being of our members. We strive to provide services that not only meet immediate needs but also support long-term financial goals. Whether you're saving for a dream vacation or planning for retirement, our friendly staff is here to guide you every step of the way. If you have questions or need assistance with any of our services, don't hesitate to reach out! You can call us at 260-724-9116 during our lobby hours from 9:00 AM to 5:30 PM Monday through Friday.

Digital Convenience

In today's fast-paced world, digital banking features play a crucial role in managing finances. At Midwest America, we understand this need. Our online banking platform allows you to manage your accounts from the comfort of your home or on the go. You can view account balances, transfer funds, and even set up alerts all with just a few clicks. Additionally, our mobile app puts banking right in your pocket. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier! Plus, if you're ever unsure about your balance while shopping, just whip out your phone for an instant check.

Join Us Today!

Discover all the ways Midwest America can help simplify your financial life. Visit us today at our Decatur branch or check out our website at Midwest America for more information on how to become a member. We look forward to serving you!

Digital & Online Banking

Convenient Online Banking Features

With our user-friendly online banking system, you can easily check your balances, pay bills, and transfer money all with just a few clicks. Plus, our mobile application makes it even easier to manage your finances right from your smartphone. You can also enjoy the convenience of mobile payments, allowing you to make purchases quickly and securely without the need for cash or cards. For those who prefer electronic statements, we offer e-statements that are not only eco-friendly but also help you keep track of your financial history more efficiently. With e-statements available, you'll receive timely updates directly in your inbox no more waiting for paper statements to arrive!

Secure Transactions Made Easy

At Midwest America, security is our top priority. While we currently do not support electronic signature authorization, rest assured that our systems are designed to protect your sensitive information during every transaction. Our person-to-person transfer feature allows you to send money securely to friends and family without the hassle of checks or cash. In today's fast-paced world, having real-time access to your accounts is crucial. Our commitment to providing reliable and secure online banking services means that you can manage your finances anytime, anywhere. Whether you're using a desktop computer or our mobile app, you'll find that accessing your account is straightforward and stress-free. Explore the freedom of digital banking with Midwest America today! Visit us online at https://www.mwafcu.org/index.html and discover how easy it can be to take control of your financial life.

Financial Strength

Commitment to Growth and Innovation

With $126,826,398 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $16,518 in used auto loans and $652,909,600 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

We have established a strong connection with our community as shown by our total share accounts of 101,449. This growing member base trusts us with their finances because they know we are here to support them every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest America is your trusted partner. Visit us at 900 S 13Th St Decatur In 46733 or call (260) 724-9116 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $251,480,246 in share certificates and $98,158,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $612,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $2,439,221, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $127,530,568, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $257,758,583 in used vehicle loans and $35,278,197 in new vehicle loans already helping members get on the road. We also provide flexible financing options for both new and used vehicles, ensuring that you find the perfect fit for your budget.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we offer credit lines totaling $146,418,375, giving you the flexibility to access funds when needed. We also have unsecured credit card loans available, assisting members with a total of $0 in loans to manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,755,907, make buying or refinancing simple. Our team is here to guide you through the process and help you find a plan that suits your financial situation.

Refinancing Options

If you're considering refinancing any existing loans, our experienced staff can help you explore eligibility options that may save you money on interest rates or monthly payments. Don't hesitate to reach out if you're interested in learning more about how we can assist you with refinancing. At Midwest America, we pride ourselves on providing personalized service and expert guidance every step of the way. If you're ready to discuss your loan options or need assistance, please give us a call at (260) 724-9116 or visit us at 900 S 13Th St Decatur In 46733. Your financial journey starts here! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow you to compare options easily and find the best fit for your financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a significant difference in your borrowing experience. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that you receive fair and transparent offers that reflect current market conditions.

MIDWEST AMERICA FEDERAL CREDIT UNION - Decatur, IN

Compare Loan Rates Near You

Loan rates in Decatur, IN (46733)