Midwest America Credit Union Columbia City IN | Basic Drive-Thru & ATM Services

Introduction

Welcome to Midwest America, your trusted financial partner located at 393 W Plaza Dr, Columbia City, IN 46725. Since our establishment in 1936, we have been dedicated to serving our community and helping our members achieve their financial goals. With a strong membership base of 51,236 individuals, we pride ourselves on being more than just a credit union; we are a cornerstone of support for families and businesses alike. At Midwest America, we understand the importance of financial stability. That's why we manage over $880 million in total assets and have facilitated more than 29,019 loans and leases to our valued members. Our commitment to you extends beyond numbers; it's about building relationships and fostering trust within the community. As of now, our total deposits stand at an impressive $40,490,687, reflecting the confidence that our members place in us every day. While you can visit us directly at our branch address for all your banking needs, please note that any official correspondence should be sent to the same address: 393 W Plaza Dr, Columbia City, IN 46725-1024. Our dedicated team is here to assist you with everything from basic transactions to more complex financial services. Leading our team is David Shadburne, our CEO, who is passionate about enhancing member experiences and ensuring that we remain responsive to your needs. Under his guidance and the leadership of Board President Maureen Fulk, we continuously strive to improve our offerings and community involvement. With state-of-the-art services like online banking and mobile payments available, managing your finances has never been easier or more convenient. We also offer ATM services and basic drive-thru banking for quick transactions. If you're looking for a credit union that truly puts its members first, look no further! Call us today at 260-244-2700 or visit our website at Midwest America to learn how we can help you take charge of your financial future. Join us as we continue to grow together because at Midwest America, your success is our mission!

Branch History & Mission

Join Us Today!

We invite you to become part of our growing family at Midwest America. Experience the benefits of membership and let us help you achieve your financial goals while making a positive impact in Columbia City. For more information about joining us or accessing services, feel free to call us at 260-244-2700 or visit our website. Together, we can build a brighter future!

Our Evolution

Starting as a small credit union, Midwest America has seen significant growth over the decades. With total assets now exceeding $880 million, we have continually adapted to meet the changing needs of our members and the community. Our dedicated team of 185 employees works tirelessly to provide personalized service that reflects our commitment to your financial well-being. In recent years, we've embraced digital advancements, ensuring that you can manage your accounts anytime and anywhere. From online banking to mobile payments, we're here to make your banking experience as easy as possible. We also take pride in being ADA compliant, ensuring that everyone can access our services without barriers.

Our Mission

At Midwest America, our mission is straightforward: we are dedicated to providing high-quality financial services while supporting our local community. We believe in putting people before profits, which is why we focus not just on transactions but on building lasting relationships with our members. We actively participate in community outreach programs and partner with local organizations to ensure that together, we thrive. While you can visit us at 393 W Plaza Dr, official correspondence should be sent to 393 W Plaza Dr, Columbia City, IN 46725-1024. Whether you're stopping by for basic drive-thru banking or using one of our ATMs available on-site, we're here during our lobby hours from 9:00 AM to 5:30 PM, Monday through Friday.

Branch Location & Accessibility

Operating Hours

You can visit us Monday through Friday from 9:00 AM to 5:30 PM. We understand that life can be busy, so we strive to make your banking experience as smooth as possible during these hours.

Parking and Accessibility

We offer ample parking right outside the branch for your convenience. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so that everyone can enjoy our services without hassle.

Services Offered

At our Columbia City branch, we offer essential banking services including ATM access for withdrawals and balance checks, along with a basic drive-thru service for quick deposits and withdrawals. Our friendly staff is always ready to assist you with any inquiries or transactions you may need. If you have questions or want to know more about what we can do for you, don't hesitate to call us at 260-244-2700. We invite you to stop by and see how we can help you achieve your financial goals!

Member Eligibility

At Midwest America, we believe that everyone deserves a chance to be part of a supportive financial community. If you're looking to join us, eligibility is straightforward and welcoming! Generally, membership is open to anyone living or working in our local communities, as well as their family members. This means if you're in the Columbia City area or connected to someone who is, you could easily become a member. By joining Midwest America, you gain access to a range of financial products and services designed with your needs in mind, including competitive rates on loans and savings accounts. To get started, simply visit us at our branch located at 393 W Plaza Dr Columbia City In 46725 or check out our website for more detailed information about eligibility requirements at https://www.mwafcu.org/membership/index.shtml. When you're ready, opening an account is a breeze just follow the instructions provided at https://www.mwafcu.org/applications/index.shtml. If you have any questions along the way, feel free to give us a call at (260) 244-2700. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your shop without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From easy credit card processing to secure payment gateways, we have the tools that keep your business moving smoothly. Visit us at 393 W Plaza Dr Columbia City In 46725 in Columbia City, IN, or call us at (260) 244-2700 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $151,669,061, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, having easy access to your money is essential. That's why we offer ATM Services Only, allowing you to make withdrawals and check balances without any hassle. For those who prefer personal interaction, our Basic Drive-Thru Banking makes it simple to handle deposits, withdrawals, and other straightforward transactions. Imagine pulling up in your car, completing your banking needs quickly and efficiently this is just one way we aim to serve you better.

Digital Banking Features

We understand that many members enjoy the flexibility of managing their finances on-the-go. With our digital banking features, you can access your accounts anytime from anywhere. Whether it's checking balances or making transfers, our user-friendly online banking platform allows you to stay on top of your finances without needing to visit the branch. Plus, with mobile payments available, making purchases has never been easier or more convenient.

Member-Centric Services

At Midwest America, we believe in putting our members first. That means listening to your needs and offering services that matter most. From basic transactions at our drive-thru and ATM access for quick cash needs to comprehensive support through our online platforms, we strive to ensure that all aspects of banking are covered for every member. With these services tailored for your lifestyle, we invite you to explore how Midwest America can be a valuable partner in your financial journey. If you have questions or need assistance, don't hesitate to reach out at (260) 244-2700 during our lobby hours from 9:00 AM to 5:30 PM, Monday through Friday. To learn more about becoming a member or opening an account with us, visit our website. We look forward to serving you!

Digital & Online Banking

Always Available

With 24/7 online banking services, you can check your accounts whenever it suits you best. Whether it's early morning or late at night, managing your finances has never been more accessible. At Midwest America, we strive to make banking a hassle-free experience so that you can focus on what matters most in your life!

Key Features

Our online banking services, available at https://www.mwafcu.org/index.html, allow you to view your account balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also set up e-statements for quick access to your account statements without the hassle of paper clutter. Plus, with our mobile application, you can manage your accounts right from your smartphone.

Security and Convenience

Your security is our top priority. We provide secure access to your accounts with features that help protect your information. Although we don't currently offer electronic signature authorization, our other digital services are user-friendly and designed for convenience. Need to send money to friends or family? Our person-to-person transfer feature makes it easy to send funds quickly and securely. And if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature as well making transactions smoother than ever.

Financial Strength

At Midwest America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is robust and reliable is essential for your peace of mind. That's why we are proud to share our financial strengths with you, assuring you of our commitment to your financial well-being. With a net worth of $127,530,568, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $251,480,246 in share certificates and $98,158,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $612,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $126,826,398 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,518 in used auto loans and $652,909,600 in total loans and leases. Our operational efficiency is reflected in our $2,439,221, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In addition to all these factors contributing to our strength, we currently have net shares amounting to $1,243,384, indicating funds available for lending and investments. Our growing membership base is highlighted by the total of 101,449 share accounts a testament to the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest America is your trusted partner. Visit us at 393 W Plaza Dr Columbia City In 46725 or call (260) 244-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $257,758,583 in used vehicle loans and $35,278,197 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $151,669,061 provide the capital needed to grow and expand your business. We aim to support local entrepreneurs by offering competitive rates and terms tailored to your specific needs. Our team is ready to help you explore refinancing or eligibility options if you're considering any of these products. We believe that everyone deserves access to quality financial services tailored to their circumstances. To learn more about our loan offerings or if you have questions about eligibility, don't hesitate to reach out! You can visit us at our branch located at 393 W Plaza Dr Columbia City In 46725, Columbia City, IN 46725 or call us at (260) 244-2700 during our operating hours from 9:00 AM to 5:30 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be your partner in achieving financial success!

Credit Lines

For those who need flexible financing, our total credit lines amount to $146,418,375. This option allows you to borrow what you need when you need it while managing your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,755,907, make buying or refinancing simple. We can guide you through the process, ensuring you understand your options every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides an easy way to handle unexpected expenses without the burden of collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that the offers they see are fair and legitimate.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MIDWEST AMERICA FEDERAL CREDIT UNION - Columbia City, IN

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