Midwest America Credit Union Bluffton IN | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Midwest America, your trusted financial partner in the heart of Bluffton, IN. Located at 1840 N Main St, we have proudly served our community since 1936. With a commitment to putting our members first, we currently support over 51,236 members and manage assets totaling an impressive $880,276,871. At Midwest America, we believe that banking should be straightforward and personal. Whether you're looking for auto loans, mortgage options, or simply want to open a checking account, our dedicated team is here to help you every step of the way. Under the leadership of CEO David Shadburne and Board President Maureen Fulk, we focus on building lasting relationships with our members while providing top-notch financial services. Our branch not only offers a full range of banking services but also aims to positively impact our community. With total deposits amounting to $40,490,687 and a robust loan portfolio with over 29,019 loans and leases issued, we are committed to fostering economic growth right here in Bluffton. For your convenience, feel free to reach out via phone at 800-348-4738 or visit us online at www.mwafcu.org for more information about our services and how we can assist you today. If you're sending official correspondence, please note that you can use the same address: 1840 N Main St, Bluffton, IN 46714. Join us at Midwest America where your financial goals are our priority!

Branch History & Mission

Community Focus

We are more than just a credit union; we are a partner in the community's growth. Our team is dedicated to creating lasting relationships with members through personalized service and education. Whether you need guidance on managing debt or advice on saving for your future, we're here to help every step of the way.

Join Us Today!

As we look forward to many more years of service in Bluffton and beyond, we invite you to become part of the Midwest America family. Experience firsthand how we can help you achieve your financial goals while making an impact in your community. Visit us today or contact us at 800-348-4738 for more information about membership opportunities!

Our Mission

At Midwest America, our mission is clear: to empower individuals and families through quality financial services while nurturing the community we call home. We believe that when our members thrive, so does our community. This belief drives us to support local initiatives and engage in outreach programs that make a real difference. While members can visit us at 1840 N Main St, official correspondence should be sent to 1840 N Main St, Bluffton, IN 46714 if it differs from our branch address. We prioritize ADA compliance and strive to ensure everyone can access our services effortlessly.

Our Story

From our humble beginnings on N Main St, we have always focused on the needs of our members. Over the decades, we've expanded our offerings to include everything from personal banking services like checking and savings accounts to various loan options including auto loans, mortgages, and business financing. As of now, our total assets stand at an impressive $880 million, showcasing our strength and stability. Our physical presence at 1840 N Main St, Bluffton, IN 46714 makes us a convenient stop for your banking needs. We are easily accessible for all community members and are proud to offer both ATM services and drive-thru banking for added convenience.

Branch Location & Accessibility

Welcome to the Midwest America Credit Union branch located at 1840 N Main St, Bluffton, IN 46714! Our convenient location in the heart of Bluffton makes it easy for you to access all your banking needs. Whether you're coming from downtown or nearby neighborhoods, you'll find us nestled near local favorites, ensuring a quick stop for your financial services. At our Bluffton branch, we prioritize accessibility for all members. Our facility is designed to be welcoming and inclusive, featuring ADA-compliant ramps and ample parking to make your visit as smooth as possible. If you prefer to conduct your banking without stepping inside, take advantage of our drive-thru service, open until 6:00 pm on weekdays for added convenience. We understand that busy lives require flexible banking hours. That's why our lobby is open Monday through Friday from 9:00 am to 5:30 pm. Need assistance outside of these hours? Don't worry; our ATM is available around the clock for cash withdrawals and balance inquiries. While you're here, feel free to explore our wide range of services designed just for you. From personal checking and savings accounts to auto loans, mortgage options, and business banking solutions, we have something for everyone. Our friendly staff is always ready to help you navigate through your banking options. If you need to send official correspondence, please note that while members can visit us at our branch address, mail should be directed to the same address: 1840 N Main St, Bluffton, IN 46714. We invite you to stop by or give us a call at 800-348-4738. Come experience the difference with Midwest America Credit Union your trusted partner in financial success!

Member Eligibility

At Midwest America, we believe that joining our community is about more than just banking; it's about becoming part of a supportive family that looks out for each other. To become a member, you'll need to meet some simple eligibility criteria, which can include living, working, or worshiping in certain areas or being related to someone who is already a member. This means that many people in our local community can easily join us! For a detailed look at the specific eligibility requirements, feel free to check out this link: https://www.mwafcu.org/membership/index.shtml . Once you know you're eligible, opening an account with us is straightforward and welcoming. You can start the process online through our easy application portal found here: https://www.mwafcu.org/applications/index.shtml . If you have any questions or need assistance, don't hesitate to reach out at (800) 348-4738. We're excited to help you take this important step toward financial empowerment at Midwest America, located at 1840 N Main St Bluffton In 46714!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine seamlessly accepting payments from customers while managing your cash flow effortlessly. Our merchant services are designed to help you do just that. You can focus on what you do best running your business while we handle the financial transactions. This means faster payment processing and improved customer satisfaction. Located conveniently at 1840 N Main St Bluffton In 46714, Bluffton, IN, we're here to help your business thrive. Contact us today at (800) 348-4738 to explore how our business banking and commercial services can support your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $151,669,061, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer specialized services that cater to the unique challenges faced by entrepreneurs. Our business banking options, including merchant services and business loans, are designed to support your growth and ensure smooth financial operations.

Convenient Access

At Midwest America, we believe that banking should fit into your lifestyle seamlessly. Our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. If you're ever in a hurry or simply prefer the ease of using an ATM, we've got multiple locations ready for basic cash withdrawal and balance checks. Our team is always here to answer questions or assist you with any service you may need. You can reach us at 800-348-4738, where our friendly staff is ready to help during lobby hours from 9:00 AM to 5:30 PM, with drive-thru services available until 6:00 PM. In every interaction at Midwest America, we strive to create a supportive environment where members feel valued and empowered. Whether it's through personalized service or innovative digital tools, our goal is to make your banking experience as smooth as possible.

Get Started Today!

Ready to take control of your finances? Visit us today at 1840 N Main St, Bluffton, IN 46714 or explore our offerings online at www.mwafcu.org. Discover how Midwest America can help you achieve your financial dreams!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are designed with you in mind. From checking and savings accounts that help you save for your future to auto loans and vehicle financing that make purchasing a new car a breeze, we aim to simplify your banking experience. If you're considering buying a home, our mortgage loans and refinancing options can help turn your dream into reality. We also offer personal loans and debt consolidation solutions to assist you in managing life's unexpected expenses. And let's not forget about convenience! With our online and mobile banking, you can check balances, transfer funds, and pay bills from anywhere whether you're at home or on the go. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Digital & Online Banking

Go Mobile

For those who prefer banking on their smartphones, our mobile application is here for you. The app supports mobile payments, allowing you to make purchases effortlessly. Plus, with real-time updates and notifications, you'll always be in the loop about your account activity. In summary, Midwest America makes digital banking easy and secure so you can focus on what matters most your life! Explore all these features today by visiting us at https://www.mwafcu.org/index .html and take control of your finances like never before.

Security You Can Trust

Security is our top priority. While we don't currently offer electronic signature authorization for transactions, rest assured that your information is protected with the latest security measures in place. We want you to feel confident every time you log in.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can view your account statements online whenever you need them. This not only helps the environment but also keeps your financial information organized and accessible.

Financial Strength

Commitment to Growth and Security

With $126,826,398 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,518 in used auto loans and $652,909,600 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $251,480,246 in share certificates and $98,158,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $612,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $127,530,568, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,458 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

We currently manage total share accounts amounting to 101,449, showcasing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) stand at $1,243,384, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest America is your trusted partner. Visit us at 1840 N Main St Bluffton In 46714 or call (800) 348-4738 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $257,758,583 in used vehicle loans and $35,278,197 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with flexible terms designed to fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $151,669,061 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your ambitions. At Midwest America located at 1840 N Main St Bluffton IN 46714, our team is dedicated to providing personalized assistance that fits your lifestyle and financial situation. If you're interested in exploring refinancing options or want to know more about eligibility requirements for our loan products, feel free to reach out at 800-348-4738 during our operating hours from 9:00 AM - 5:30 PM (Drive Up open till 6:00 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Lines

For those who prefer flexibility, our total credit lines amount to $146,418,375. This option allows you to borrow as needed while only paying interest on the amount you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,755,907, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, though currently we have not issued any in this category. However, our credit solutions are designed to help you manage your finances effectively when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs.

MIDWEST AMERICA FEDERAL CREDIT UNION - Bluffton, IN