Midtex Credit Union Brownwood TX | Best Auto Loans & Business Banking

Introduction

Welcome to Mid-tex, your trusted partner in financial growth and community support, located at 3808 Highway 377 S, Brownwood, TX 76801. Since our establishment in 1961, we have proudly served over 3,231 members, offering a wide range of services designed to meet your personal and business banking needs. At Mid-tex, we believe that financial stability should be accessible to everyone. Our total assets of $34,935,054 reflect our commitment to the financial health of our community. With $2,185,194 in total deposits and a solid net worth of $2,838,407, our credit union stands strong, ensuring that your funds are safe and secure. While you can visit us at our Brownwood branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. BOX 338, BROWNWOOD, TX 76804. Led by CEO Robert Hagood and Board President John Harper, our dedicated team of 10 employees is here to provide personalized service with a smile. Whether you're looking for checking accounts, auto loans, or mortgage financing, we are ready to help you achieve your financial goals. We invite you to explore our offerings further on our website at MTFCU.ORG. For any inquiries or assistance, don't hesitate to reach out via phone at (325) 646-5266. Experience the difference with Mid-tex Credit Union where we put members first!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of Mid-Tex. Whether you're looking for help with savings accounts or loans, or simply seeking advice on how to improve your financial health, we're here for you every step of the way. Reach out at 325-646-5266 or visit us online at www.mtfcu.org to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Our Mission

The mission of Mid-Tex is clear: we strive to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that everyone deserves access to quality financial resources. By prioritizing member satisfaction and community outreach, we aim to uplift those around us. Our commitment goes beyond transactions; it extends into supporting local initiatives and partnerships that make Brownwood a better place for all. We understand that modern banking requires innovation. That's why we offer convenient services such as online banking, mobile payments, and electronic statements. Our ADA-compliant facilities ensure everyone can access our services comfortably. With ATM availability on-site and drive-thru banking hours designed for your convenience Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM we make it easy for you to manage your finances when it suits you best. While members can visit us at 3808 Highway 377 S, official correspondence should be sent to P.O. BOX 338, Brownwood, TX 76804 if different needs arise.

Branch Location & Accessibility

Welcome to Mid-tex, your friendly neighborhood credit union located at 3808 Highway 377 S in beautiful Brownwood, TX! Our branch is designed with your convenience in mind, making it easy for you to access all the banking services you need. Whether you're a long-time member or just starting your financial journey, we are here to help. Situated near popular local landmarks, our branch is hard to miss. If you're coming from downtown Brownwood, simply head south on Highway 377, and you'll find us ready to serve you. We offer ample parking right outside the entrance, making it easy for you to pop in for a quick transaction or a longer visit. At Mid-tex, we prioritize accessibility for all our members. Our facilities comply with ADA standards, featuring ramps and wide doorways to ensure everyone can enjoy our services without hassle. Plus, if you prefer banking on-the-go, we have an ATM available for quick cash withdrawals and balance checks. Our lobby hours are convenient for your busy schedule: we're open Monday through Friday from 9 AM to 4 PM. Need to visit us on Saturday? No problem! Our lobby is open from 9 AM to 12 PM. For those who like the ease of drive-thru banking, we're here for you as well available Monday through Friday from 7:30 AM to 5:30 PM and Saturday mornings until noon. While members can visit us at our branch address, please remember that official correspondence should be sent to P.O. BOX 338, Brownwood, TX 76804. If you have any questions or need assistance, feel free to give us a call at 325-646-5266. We look forward to welcoming you at Mid-tex! Come see how we can support your financial needs today!

Member Eligibility

Becoming a member of Mid-tex means joining a warm and welcoming community that values you as an individual. If you're interested in membership, you'll be pleased to know that eligibility is quite accessible. You can join if you live, work, worship, or attend school in the area surrounding 3808 Highway 377 S Brownwood Tx 76801. This opens the door for many people to enjoy the benefits that come with being a part of our credit union family. Membership offers great advantages like competitive rates on loans, personalized service, and a commitment to helping you achieve your financial goals. The process to become a member is simple! Just visit our website for detailed eligibility criteria and information on how to open an account at https://www.financial-net.com/mtfcu/lending/internetloans. If you have any questions or need assistance along the way, don't hesitate to give us a call at (325) 646-5266. We're here to help! For more specifics about eligibility, check out the resource at . Join us at Mid-tex, where your financial journey truly matters!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to providing flexible financing solutions tailored to your unique needs. Imagine a local bakery looking to expand its kitchen or a tech startup needing new equipment. With the right funding, these businesses can thrive and contribute to our community's economy.

Merchant Services for Everyday Operations

In addition to loans, we offer merchant services that simplify daily transactions. Picture this: a bustling café where customers pay seamlessly with their cards or mobile wallets. Our merchant services ensure you can accept payments quickly and securely, letting you focus on what you do best serving your customers. Explore how Mid-tex can partner with you on your journey toward success. Visit us at 3808 Highway 377 S Brownwood Tx 76801 or call us at (325) 646-5266 for more information!

Comprehensive List Of Services

ATM Services

Need cash fast? Our ATM & Cash Withdrawal Services ensure that you have access to funds whenever necessary. With convenient locations and basic ATM access for withdrawals and balance checks, you'll always be prepared.

Business Solutions

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored to help your enterprise thrive. We understand the challenges businesses face and are committed to supporting local entrepreneurs.

Credit Cards

Enjoy shopping rewards with our Credit Cards with Rewards program! This service not only allows you to make purchases but also earn points for future rewards making each dollar spent go further.

Digital Banking

In today's fast-paced world, convenience is key. That's why at Mid-tex, we offer robust Online & Mobile Banking solutions. With features like mobile payments and person-to-person transfers, managing your money has never been easier. You can access our digital banking tools on the go or from the comfort of your home.

Drive-Thru Banking

For quick transactions without leaving your vehicle, take advantage of our Basic Drive-Thru Banking services. Here, you can handle deposits, withdrawals, and other simple transactions efficiently. We invite you to visit us at 3808 Highway 377 S Brownwood Tx 76801 in Brownwood, TX or give us a call at (325) 646-5266 to learn more about how we can assist with all your financial needs. At Mid-tex, we're here for you every step of the way!

Home Ownership

Owning a home is a dream for many. Our Mortgage Loans & Refinancing options help turn that dream into reality. Whether you're purchasing your first home or refinancing an existing loan for better rates, our team is here to guide you every step of the way.

Personal Banking

Imagine having complete control over your finances at your fingertips. With our Personal Banking options, including checking and savings accounts, you can easily manage your daily expenses and grow your savings. Our accounts come with user-friendly online banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide financial relief when you need it most. Whether it's covering medical bills or consolidating debt, we work with you to find a solution tailored to your situation.

Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services make it easier than ever. We offer competitive rates and flexible terms so you can drive away in the vehicle you love without breaking the bank. Plus, our streamlined application process means you'll get approved quickly.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.mtfcu.org/, provides members with 24/7 services. You can check your account balances, view transaction histories, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. For those who prefer mobile banking, our user-friendly mobile application is available for download. With this app, you can manage your accounts right from your smartphone. Plus, enjoy the added benefit of mobile payments making purchases has never been easier!

Security and Accessibility

At Mid-tex, we prioritize your safety. All transactions are protected by advanced security measures, ensuring that your personal information remains secure. We also support electronic signature authorization, allowing you to sign documents securely online without any hassle. If you're looking to go paperless, our e-statements make it easy to stay organized while helping the environment. You can access these statements anytime through our online banking system. In summary, Mid-tex offers a comprehensive suite of digital banking tools that empower you to manage your finances effectively and securely. Join us today and experience the future of banking!

Financial Strength

Committed Team Ready to Serve

We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The dedication of our staff ensures that your experience at Mid-tex is as smooth as possible.

Growing Membership Base

Total Share and Deposit Accounts: 5,560, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,460,870 further illustrates our ability to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-tex is your trusted partner. Visit us at 3808 Highway 377 S Brownwood Tx 76801 or call (325) 646-5266 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $2,838,407 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $474 in used auto loans and $19,799,126 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $2,159,341 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares to report, we focus on providing diverse options tailored to your financial goals. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,838,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $818 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,127,935 in used vehicle loans and $3,563,102 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a dependable used vehicle, we have options that fit your budget and lifestyle.

Business Financing

For business owners looking for capital to grow and expand operations, our commercial loan offerings are worth exploring. Although there are currently no outstanding commercial loans available at this time, our dedicated team is ready to assist you with future financing needs. At Mid-tex Credit Union, we believe in providing competitive rates and personalized service. We encourage potential borrowers to explore refinancing options if they're seeking better terms on existing loans. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us or contact us today to learn how our loan products can help you achieve your financial dreams!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans. With a total of $188,151 in these loans helping members manage their finances effectively, our credit cards come with rewards that make everyday purchases even more rewarding. If you're considering consolidating debt or need some extra cash for personal needs, check out our personal loan options that may be available for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team is here to help guide you through the process when you're ready.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each listing reflects current rates and terms, allowing for effective comparisons across multiple lenders.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from various institutions, users can make well-informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in securing better financial outcomes. Ready to find competitive loan rates? Compare real-time loan offers today at LendMesh and discover options that fit your financial needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Midtex