MIDSOUTH COMMUNITY FEDERAL CREDIT UNION

At Midsouth Community, we believe in building strong relationships with our members right here in Warner Robins, GA. Since opening our doors in 1936, we've proudly served over 42,000 members by providing them with financial solutions tailored to their needs. Located at 1869 Watson Blvd, our branch is a welcoming place where community spirit thrives. While members can visit us at our branch address, official correspondence should be sent to the same location: 1869 Watson Blvd, Warner Robins, GA 31093. Our commitment to your financial well-being is reflected in our robust offerings, including personal banking services like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. With total assets exceeding $462 million and deposits totaling $30 million, we have the resources to help you achieve your goals. Led by our dedicated CEO, Roy Bibb, and Board President Cecil Ethridge, our team of 112 employees is here to support you every step of the way. We prioritize transparency and trust qualities that ensure you feel secure as you navigate your financial journey with us. Whether you're looking for a new vehicle loan or need assistance with saving for the future, we invite you to explore all that Midsouth Community has to offer. Reach out to us at (478) 471-9946 or visit our website at midsouthfcu.org to learn more about how we can serve you better. Join us today and experience the difference of being part of a credit union that truly cares about its members!

At Midsouth Community, we believe that everyone deserves a supportive financial community. Joining us is straightforward and welcoming! If you live, work, worship, or attend school in the Houston County area, you're likely eligible to become a member. We're here to offer you not just banking services but a whole community of support and guidance. Whether you're looking for personal loans, checking accounts, or savings options, our friendly team is ready to help you every step of the way. To start your membership journey with us at our conveniently located branch at 1869 Watson Blvd Warner Robins Ga 31093, simply visit our website for more details on eligibility criteria at . Once you've confirmed your eligibility, opening an account is easy; just head over to https://onlinebanking.midsouthfcu.org/registration to get started! If you have any questions or need assistance, don't hesitate to give us a call at (478) 471-9946. We can't wait to welcome you into the Midsouth Community family!

At Midsouth Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which reflects our commitment to serving you with reliability and trust. With a net worth of $60,839,393, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $120,283,340 in share certificates and $58,938,829 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $60,461,028 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $316,732,416, which includes $7,094 in used auto loans. This broad lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, allowing us to keep providing competitive loan rates and solid financial products for our members. We also take pride in having 104 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,214,593. Total Share Accounts: 78,763, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midsouth Community is your trusted partner. Visit us at 1869 Watson Blvd Warner Robins Ga 31093 or call 478-471-9946 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Midsouth Community, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to help you achieve your goals, whether you're looking for a new vehicle, financing a home, or managing everyday expenses. With over 18,089 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering purchasing a new car, you'll be pleased to know that we've already facilitated $167,946,366 in used vehicle loans and $54,333,399 in new vehicle loans. We pride ourselves on offering some of the lowest rates in the industry, making it easier for you to get on the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $13,994,690, simplifying the process of buying or refinancing your home. We also provide refinancing options to ensure that you can adjust your mortgage terms as needed. For those who need extra flexibility in their finances, our unsecured credit card loans amounting to $7,198,649 are available to help manage daily expenses without the burden of collateral. Additionally, if you're a business owner looking for capital to grow and expand your operations, our outstanding commercial loans total $11,568,094, providing essential funding when you need it most. At Midsouth Community located at 1869 Watson Blvd Warner Robins Ga 31093, we're committed to helping you find the right loan product for your needs. If you're interested in learning more about our offerings or have questions about eligibility and refinancing options, don't hesitate to give us a call at 478-471-9946. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply or just exploring your options, we're here to support you every step of the way.