Midsouth Community Credit Union Macon GA | Top Auto Loans & Business Banking

Introduction

Welcome to Midsouth Community at our Hartley Bridge Office, located at 3205 Hartley Bridge Rd, Macon, GA 31216. Since our establishment in 1936, we've been dedicated to serving our community with a personal touch and a commitment to financial well-being. With a proud membership of over 42,795 individuals, we work tirelessly to provide exceptional banking services tailored to meet your needs. At Midsouth Community, we understand that trust is the foundation of any relationship. That's why we've built a strong financial standing with total assets reaching an impressive $462,944,517 and total deposits of $30,500,733. Our net worth stands at $60,839,393, showcasing our stability and commitment to our members' success. Led by CEO Roy Bibb and Board President Cecil Ethridge, our team of 112 employees is here to ensure you receive the best possible service. Whether you're looking for personal banking options like checking accounts and auto loans or business solutions including merchant services and loans, we've got you covered. While members can visit us at 3205 Hartley Bridge Rd, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out at (478) 781-8110 or visit us online at Midsouth Community. We invite you to discover how Midsouth Community can help you achieve your financial goals today!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become part of the Midsouth Community family. Experience firsthand how we can help you manage your finances effectively while enjoying the benefits of being part of a supportive community. Visit us during our operating hours Monday through Friday from 9:00 AM to 5:15 PM and Saturday from 9:00 AM to 1:00 PM or give us a call at 478-781-8110. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Midsouth Community has consistently focused on meeting the needs of our members. As we expanded our services, we embraced technological advancements to provide seamless online and mobile banking options. Today, with total assets reaching $462,944,517, we are well-equipped to offer a wide range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to community support has always been at the forefront of our mission. We believe in giving back through various outreach programs and partnerships that enhance the lives of those in Macon and beyond. Whether it's supporting local schools or sponsoring community events, we strive to make a positive impact every day.

Our Mission

At Midsouth Community, our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We aim to empower our members with the tools they need to achieve their financial goals. Whether you are looking for personal banking options or business solutions, our dedicated team is here to guide you every step of the way. We understand that banking goes beyond transactions; it's about building relationships based on trust and support. That's why we prioritize customer service and accessibility. Our branch features ADA-compliant facilities along with convenient drive-thru banking and ATM availability for your ease. While members can visit us at 3205 Hartley Bridge Rd in Macon for all their banking needs, official correspondence should be sent to 3205 Hartley Bridge Road, Macon, GA 31216.

Branch Location & Accessibility

Call to Action

We invite you to visit us at our Hartley Bridge location or give us a call at 478-781-8110 if you have any questions. Our friendly staff is ready to assist you with all your banking needs!

Operating Hours

We know that life gets busy, so we strive to be here when you need us. Our lobby is open Monday through Friday from 9:00 AM to 5:15 PM, making it easy for you to pop in during your lunch break or after work. Additionally, we offer drive-thru banking on Saturdays from 9:00 AM to 1:00 PM for those who prefer quick service without leaving their vehicle.

Parking and Accessibility Features

At our Hartley Bridge Office, you'll find ample parking available right outside the entrance, making it simple to visit us. We are committed to ensuring everyone can access our services comfortably. Our facilities meet ADA standards, featuring ramps and other accessibility options for those who may need them.

Services Offered

At Midsouth Community, we offer a range of services designed to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for your convenience, allowing you to withdraw funds and check balances anytime.

Member Eligibility

Joining the Midsouth Community is more than just opening an account; it's about becoming part of a welcoming family that supports your financial journey. If you're looking to become a member, you'll find that eligibility is straightforward and inclusive. Generally, anyone who lives, works, worships, or attends school in Bibb County can join us. This means you could be just a step away from enjoying our member-exclusive benefits like lower loan rates and personalized service. For the most up-to-date details on eligibility requirements. Ready to take the next step? Opening an account at Midsouth Community is easy! Simply visit us online at https://onlinebanking.midsouthfcu.org/registration or give us a call at (478) 781-8110 if you have any questions. We're here to help you every step of the way as you embark on this exciting financial journey with us at 3205 Hartley Bridge Rd, Macon, GA 31216!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $113 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,568,094, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services are designed to simplify transactions so you can focus on what matters most running your business. From payment processing to cash management, we offer practical tools that enhance your operational efficiency. Picture effortlessly accepting payments from customers while managing your finances all in one place. Visit us at 3205 Hartley Bridge Rd Macon Ga 31216 in Macon, GA, or call us at (478) 781-8110 to discover how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Solutions Tailored for You

For our business members, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we're dedicated to supporting local businesses with the financial tools needed for success.

Connect with Us

Ready to explore how Midsouth Community can support your financial journey? Visit us at our branch in Macon or give us a call at 478-781-8110 during our operating hours: Monday through Friday from 9:00 am - 5:15 pm and Saturday from 9:00 am - 1:00 pm. We look forward to serving you! For more information about all our services, please visit our website at Midsouth Community. Join us today and discover how easy managing your finances can be!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. From checking balances to making transfers and paying bills, everything is accessible right from your smartphone or computer. Plus, with our ATM & Cash Withdrawal Services available at multiple locations, getting cash has never been easier. Our basic Drive-Thru Banking enables quick deposits and withdrawals without ever leaving your car!

Personal Banking Made Easy

We understand that managing personal finances can be challenging. That's why we offer various Checking & Savings Accounts tailored to help you meet your financial goals. Imagine having access to an account that not only helps you save but also grows your money over time. With our competitive interest rates and user-friendly online banking features, monitoring your balance and making transactions is just a few clicks away. For those considering purchasing a new car or refinancing their current vehicle, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates. Picture driving off in your dream car without the stress of complicated financing processes. We make it simple and straightforward. If you're thinking about buying a home or need help with your current mortgage, our Mortgage Loans & Refinancing services are here to guide you every step of the way. Our experts will work with you to find the best loan options available, ensuring that your home-buying experience is as smooth as possible.

Supporting Your Financial Journey

In addition to mortgages and auto loans, we offer Personal Loans & Debt Consolidation services. Life can throw unexpected expenses your way, and having quick access to funds can make all the difference. With Midsouth Community's personal loans, you can consolidate debt and simplify your finances. And don't forget about our rewarding Credit Cards with Rewards program! Enjoy the benefits of earning points on everyday purchases while keeping your spending in check.

Digital & Online Banking

Key Services for Your Convenience

Our online banking features are user-friendly and packed with benefits. You can easily view your account balances, transfer money between accounts, and pay bills without leaving your home. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you prefer going paperless, you'll be happy to know that e-statements are available, allowing you to keep track of your finances while reducing clutter. For those on the go, our mobile application is a must-have. Whether you want to check your balance or make payments using mobile payments, everything is just a tap away. And yes, we do offer electronic signature authorization for added convenience when signing documents digitally!

Security You Can Trust

Your security is our top priority. Our online banking services come equipped with robust security measures to ensure that your information stays safe. We continuously monitor our systems for any suspicious activity so you can bank with peace of mind. With all these features at your fingertips, managing your finances has never been easier. Discover the freedom of digital banking today! For more details or to get started, visit us at https://www.midsouthfcu.org/ or contact us at (478) 781-8110.

Financial Strength

Commitment to Growth

With $60,461,028 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support you is backed by $7,094 in used auto loans and $316,732,416 in total loans and leases, which helps us meet various financial needs.

Growing Membership Trust

Total Share Accounts stand at 78,763, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $1,214,593, we are equipped to lend and invest wisely for your benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midsouth Community is your trusted partner. Visit us at 3205 Hartley Bridge Rd Macon Ga 31216 or call (478) 781-8110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $120,283,340 in share certificates and $58,938,829 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $824,493, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 104 full-time employees and 8 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Solid Financial Foundation

With a net worth of $60,839,393, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,946,366 in used vehicle loans and $54,333,399 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $11,568,094 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and are committed to supporting your journey toward success. At Midsouth Community, we strive to make financing as straightforward as possible. If you're interested in refinancing options or would like to learn about eligibility criteria, please don't hesitate to reach out. You can contact us at (478) 781-8110, and our team will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can support your financial journey today!

Credit Lines and Unsecured Credit Cards

For those looking to manage expenses more effectively, we also provide flexible terms on unsecured credit card loans, with a total of $7,198,649 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $135,947,000 can give you the breathing room needed for larger purchases or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,994,690, make buying or refinancing simple. We believe that everyone should have access to affordable housing solutions, and we're here to guide you through every step of the process.

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MIDSOUTH COMMUNITY FEDERAL CREDIT UNION - Macon, GA

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