MIDSOUTH COMMUNITY FEDERAL CREDIT UNION

Welcome to Midsouth Community, your trusted financial partner located at 1611 Bass Rd, Macon, GA 31210. Since our establishment in 1936, we've been dedicated to serving our members with a commitment that goes beyond just banking. With a robust membership of 42,795 and total assets amounting to an impressive $462,944,517, we pride ourselves on being a strong community presence where your financial well-being is our top priority. At Midsouth Community, we understand the unique needs of our members. Whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, we're here to help you every step of the way. With over $30,500,733 in total deposits and a net worth of $60,839,393, you can trust that your money is safe and secure with us. While you can always visit us at our branch for personalized service, please note that any official correspondence should be sent to the same address: 1611 BASS RD, MACON, GA 31210. If you have any questions or need assistance, don't hesitate to reach out at (478) 471-9946. Our friendly staff is ready to assist you during our convenient hours: Monday through Thursday from 9:00 AM to 5:15 PM and Friday until 6:00 PM. Under the leadership of CEO Roy Bibb and Board President Cecil Ethridge, we remain committed to fostering financial literacy and empowering our community through various services. We aim not just to meet your financial needs but also to contribute positively to the lives we touch. Join us today and experience the difference that a member-focused credit union can make! Visit us online at Midsouth Community or stop by our branch we look forward to welcoming you into our family!

Welcome to Midsouth Community, a cornerstone of financial support in the heart of Macon, GA. Since opening our doors in 1936, we have proudly served our community, evolving alongside the needs of our members. Our branch, located at 1611 Bass Rd, Macon, GA 31210, stands as a testament to our commitment to providing accessible and reliable financial services. With over 42,795 members and total assets reaching an impressive $462,944,517, we continue to grow stronger every year. From humble beginnings, Midsouth Community has always focused on empowering individuals and families through sound financial choices. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community engagement and support. We believe that when you thrive, we all thrive. Our operating hours reflect our dedication to convenience: we are open Monday through Thursday from 9:00 AM to 5:15 PM and Friday from 9:00 AM to 6:00 PM. For those who prefer quick service, we offer both ATM access and drive-thru banking for deposits and withdrawals. At Midsouth Community, we embrace technology that makes banking easier for everyone. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. Features like electronic signatures and person-to-person payments ensure that you can conduct your business swiftly and securely. Beyond banking services, we understand the importance of community outreach. Through various partnerships and initiatives, we actively contribute to local causes that matter most to our members. Whether it's supporting education or promoting financial literacy, we are dedicated to making a positive impact. While you can visit us at our branch address for all your financial needs, please note that official correspondence should be sent to 1611 BASS RD, MACON, GA 31210 if different from our physical location. Join us at Midsouth Community today! Experience personalized service tailored just for you. Let us help you achieve your financial dreams while building a brighter future together. For more information or assistance, feel free to reach out at 478-471-9946 or explore our website at Midsouth Community.

Joining the Midsouth Community means stepping into a welcoming and supportive family where your financial needs are prioritized. If you're looking to become a member of Midsouth Community, you'll find that eligibility is straightforward and inclusive. Essentially, anyone who lives, works, worships, or attends school in Bibb County can join us! This means that you can enjoy the many benefits we offer, including competitive loan rates and personalized service tailored just for you. To start your journey with us, simply visit our branch located at 1611 Bass Rd, Macon, GA 31210, or give us a call at 478-471-9946 for more information. You can also check out our detailed eligibility criteria online at Midsouth Community Eligibility for any updates or specifics. When you're ready to open an account, it's easy! Just head to Account Opening, and you'll be on your way to enjoying all the advantages of membership. We can't wait to welcome you!

At Midsouth Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans. With a net worth of $60,839,393, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $120,283,340 in share certificates and $58,938,829 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $60,461,028 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,094 in used auto loans and a total of $316,732,416 in loans and leases available. Our operational efficiency is evident as reflected by our $0 net income, which showcases our ability to manage expenses effectively while still providing valuable services to our members. We also take pride in having 104 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) total $1,214,593, while the Total Share Accounts stand at 78,763, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Midsouth Community is your trusted partner. Visit us at 1611 Bass Rd Macon Ga 31210 or call 478-471-9946 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.