MIDSOUTH COMMUNITY FEDERAL CREDIT UNION

Welcome to Midsouth Community, your trusted financial partner located at 1101 Hwy 96, Kathleen, GA 31047. Established in 1936, we have proudly served our community for over eight decades, building lasting relationships with our 42,795 members. Our commitment to providing exceptional service is reflected in our impressive financial standing, with total assets of $462,944,517 and total deposits amounting to $30,500,733. At Midsouth Community, we understand that each member has unique financial needs. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. With a total of 18,089 loans and leases extended to our members, we're here to help you reach your financial goals. Led by CEO Roy Bibb and Board President Cecil Ethridge, our dedicated team of 112 employees works tirelessly to ensure that you receive the best possible experience. We're not just about numbers; we're about people. Your success is our priority. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1101 HWY 96, Kathleen, GA 31047. Whether you need assistance or have questions about our services, feel free to reach out at (478) 471-9946. Join us today and discover how Midsouth Community can support your financial journey! Explore more about us at www.midsouthfcu.org.

At Midsouth Community, we take pride in our rich history and commitment to serving our members. Established in 1936, our branch has been a cornerstone of the Kathleen, GA community for decades. Located at 1101 Hwy 96, we are easily accessible for all your banking needs. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering community support. Over the years, Midsouth Community has grown significantly, currently boasting a membership of 42,795 individuals. Our total assets have reached an impressive $462,944,517, reflecting our dedication to sound financial practices and the trust placed in us by our members. From our humble beginnings, we've evolved into a robust institution that offers a wide range of services including personal banking, auto loans, mortgage options, and business banking. Our commitment extends beyond just financial services; we aim to make a positive impact in the community. We actively engage in outreach initiatives and partnerships that enhance the lives of those around us. Whether it's through educational programs or local sponsorships, we strive to uplift our neighbors and create lasting connections. While members can visit us at 1101 Hwy 96, official correspondence should be sent to the same address for convenience. We understand that accessibility is key, which is why we offer ATM availability and drive-thru banking for quick transactions. Our operating hours are designed to accommodate your schedule: Monday through Friday from 9 AM to 5:15 PM and Saturdays from 9 AM to 12 PM. At Midsouth Community, we believe in harnessing technology to improve member experiences. Our services include online banking, mobile payments, and e-statements all aimed at making your banking experience as smooth as possible. We invite you to join our community of satisfied members who enjoy the benefits of being part of Midsouth Community. Experience personalized service and a supportive atmosphere where your financial goals are prioritized. Together, let's build a brighter future! For more information or to open an account today, visit us online at Midsouth Community or call us at 478-471-9946.

Welcome to Midsouth Community, your friendly neighborhood credit union located at 1101 Hwy 96 in Kathleen, Georgia. We're easy to find and conveniently situated near popular landmarks, making your visit smooth and straightforward. Whether you're heading to us from the bustling heart of Kathleen or passing through Houston County, our branch is just a quick drive away. At Midsouth Community, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots, ensuring that everyone can enjoy our services comfortably. Plus, with an ATM on-site and drive-thru banking available, accessing your funds has never been easier. We know your time is valuable! That's why our lobby is open Monday through Friday from 9 AM to 5:15 PM, with Saturday hours from 9 AM to 12 PM for those who need a little extra flexibility in their banking schedule. If you have questions or need assistance, don't hesitate to give us a call at 478-471-9946. While you can always visit us at our branch address for all your banking needs, please send any official correspondence to the same address: 1101 HWY 96, Kathleen, GA 31047. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, we're here to help you every step of the way. Come by today and see how Midsouth Community can support your financial journey!

Joining the Midsouth Community feels like stepping into a warm, welcoming family where your financial well-being is the priority. To become a member of our vibrant community at 1101 Hwy 96 in Kathleen, GA, you just need to meet a few simple eligibility criteria. Whether you live, work, worship, or attend school in Houston County, you're likely eligible to join us! We believe that everyone deserves access to quality financial services and support, which is why we're excited to open our doors to you. Plus, being part of Midsouth Community means enjoying great benefits like competitive rates on loans and savings accounts, personalized service, and community-focused programs. If you're ready to take the next step and open an account with us, it's easy! You can find all the details on how to get started by visiting our account opening page at https://onlinebanking.midsouthfcu.org/registration . For any questions or additional information about membership requirements, feel free to give us a call at 478-471-9946. And don't forget to check out our detailed eligibility criteria online for the most up-to-date information. We can't wait to welcome you to Midsouth Community!

At Midsouth Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength showcases our commitment to providing reliable services and innovative solutions for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $60,839,393, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $120,283,340 in share certificates and $58,938,829 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $60,461,028 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,094 in used auto loans and a total of $316,732,416 in loans and leases. While our recent net income is $0, it reflects our operational efficiency during this period. We also take pride in having 104 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,214,593. Total Share Accounts: 78,763, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midsouth Community is your trusted partner. Visit us at 1101 Hwy 96 Kathleen Ga 31047 or call 478-471-9946 to learn more about how we can help you achieve your financial goals.