Midland Credit Union Urbandale IA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Midland Credit Union, where we prioritize your financial well-being and community engagement. Located at 2891 106Th St, Urbandale, IA 50322, our branch has been a trusted partner for our members since 1933. With a rich history of serving the community, we proudly support over 6,800 members with personalized banking solutions tailored to their needs. At Midland, we understand that managing finances can be challenging. That's why we're committed to providing a range of services from checking and savings accounts to auto loans and mortgages all designed to help you achieve your financial goals. As of now, we boast total assets of $95,115,404 and total deposits reaching $7,930,273, reflecting our strong foundation and commitment to safeguarding your money. Led by our dedicated CEO, Randy Hass, and Board President Frank Wimler, our team of 19 employees is here to ensure you receive the highest level of service. We take pride in our community involvement and strive to make a positive impact through various programs and initiatives. While members can visit us at our branch location for in-person assistance or enjoy the convenience of online banking through our website at midlandcu.org, official correspondence should be sent to the same address as our branch. Feel free to reach out to us at 515-278-1994 for any inquiries or assistance. Join us on this journey towards financial empowerment your future starts here!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. At Midland Credit Union, we are proud of our digital advancements that allow you to manage your finances effortlessly through online and mobile banking options. Our commitment extends beyond convenience; we ensure accessibility for all members by adhering to ADA compliance standards.

Join Us

We invite you to become part of the Midland family! Experience the benefits of membership whether you're looking for personal loans, business solutions, or simply a place where you feel valued as an individual. Visit us today or check out our website at midlandcu.org for more information on membership eligibility and account openings. Join us in building a stronger community together!

Our Journey

Since opening our doors at 2891 106th St, Urbandale, IA 50322, we've seen tremendous growth and change. We started as a small credit union with a mission to provide affordable financial services to local families. Over the decades, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. Each milestone reflects our commitment to adapting to the needs of our members while maintaining the values that define us. Our location is conveniently situated near community landmarks, making it easy for you to visit us during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM and Wednesday from 9:30 AM to 5:00 PM. While members can visit us at our branch address for face-to-face interactions or drive-thru banking services, official correspondence should be sent to our mailing address at 2891 106TH ST, URBANDALE, IA 50322-3772.

Our Mission

At Midland Credit Union, our mission is clear: we are here to empower our members with the financial tools they need to achieve their goals. We believe in putting people before profits. This means offering competitive rates on loans and deposits while also focusing on excellent customer service and community support. We strive not just to be your financial institution but a vital part of your life. By partnering with local organizations and engaging in community outreach initiatives, we aim to make a positive impact beyond just banking. Whether it's through educational workshops or sponsorships of local events, we are dedicated to fostering growth within Urbandale.

Branch Location & Accessibility

Come Visit Us!

We invite you to visit Midland Credit Union today! Whether you're looking for advice on financial matters or just want to chat with our knowledgeable staff about our services, we're here for you. Stop by soon and discover how we can help make your banking experience better!

Convenient Access and Amenities

At Midland Credit Union, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant entrances and ramps for those who may need them. If you're on the go, take advantage of our drive-thru banking services where you can handle deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can get busy. That's why we offer flexible operating hours to fit your schedule. Visit us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, or stop by on Wednesday when we open a bit later at 9:30 AM but still close at 5:00 PM.

Services Tailored for You

Our branch offers a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards our team is here to help you every step of the way. Plus, with shared service center availability, members from partner credit unions can also access essential banking services right here. If you have questions or need assistance while visiting us, feel free to give us a call at 515-278-1994. We're always ready to assist you!

Member Eligibility

At Midland, we believe that everyone deserves a supportive community to help them thrive financially. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Polk County, Iowa, you're eligible to join us. We also invite family members of current members to become part of our family. This inclusive approach means that we're here for you and your loved ones. You'll enjoy the benefits of personalized service, competitive rates, and access to a wide range of financial products tailored to your needs. Ready to take the next step? Opening an account at Midland is easy! You can find all the details you need about eligibility and the account opening process by visiting this link. If you have any questions or need assistance, don't hesitate to give us a call at (515) 278-1994. We're excited to welcome you to Midland, located at 2891 106Th St Urbandale Ia 50322!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $775,785, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine processing payments quickly and securely while you focus on serving your customers. Our solutions help you streamline operations, enhance customer experiences, and ultimately drive more sales. Visit us at 2891 106Th St Urbandale Ia 50322 or call us at (515) 278-1994 to learn how our business banking and commercial services can fuel your success today!

Comprehensive List Of Services

Accessible Support When You Need It

We know that banking should be accessible, which is why we offer drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're a member of a partner credit union, take advantage of our shared branch transactions where you can handle basic banking tasks conveniently. At Midland, we're here to make banking simple and enjoyable. Have questions or need assistance? Don't hesitate to reach out at (515) 278-1994 or visit us during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM. Ready to get started? Visit us online at Midland Credit Union today! Your journey towards better financial health begins with one simple step let's work together to achieve your dreams!

Business Banking Services

For small business owners, we offer specialized services tailored just for you. Our business banking solutions include merchant services and business loans, which can give your venture the boost it needs to succeed.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These not only help you manage your purchases but also earn points or cash back on everyday spending. It's a smart way to make the most out of your finances while enjoying added perks.

Financing Options Tailored for You

When it comes time to make significant purchases, we offer various auto loans and vehicle financing options, making it easier for you to get on the road. If you're looking for a place to call home, our mortgage loans and refinancing services can help turn that dream into reality. For those unexpected expenses or consolidating debt, our personal loans can be a reliable solution.

Personal Banking Solutions

Whether you're saving for a dream vacation or just looking to manage everyday expenses, our personal banking options make it easy. We provide checking and savings accounts that come with features designed to suit your lifestyle. Imagine being able to track your spending and savings all from your smartphone with our online and mobile banking services. You can also enjoy the convenience of ATM and cash withdrawal services, so accessing your money is never a hassle.

Digital & Online Banking

Convenient Online Banking

Our online banking platform is available 24/7 at https://midlandcu.org/, so whether it's early morning or late at night, your accounts are just a login away. You can check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application, managing your finances has never been easier. You can enjoy all the features of online banking right on your smartphone.

Easy E-Statements

Say goodbye to paper clutter! With our e-statements feature, you'll receive your account statements electronically. It's not only environmentally friendly but also provides quick access to your financial records whenever you need them.

Effortless Payments

Need to send money to a friend? Our person-to-person transfer feature makes it simple. Just a few taps on your phone allow you to send money quickly and securely. Additionally, if you're out shopping or dining, our mobile payments option lets you make purchases without needing cash or cards. With these services and more, Midland ensures that banking is not just a task but a convenient part of your daily routine. Join us today and experience the ease of digital banking!

Secure Transactions

Security is our top priority. We offer electronic signature authorization for transactions, so you can sign documents safely from anywhere. This means less hassle for you and more peace of mind knowing that your information is protected.

Financial Strength

Commitment to Growth

With $3,753,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,240 in used auto loans and $62,081,334 in total loans and leases.

Growing Trust

Total Share Accounts: 11,957, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 highlight the resources at our disposal to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midland is your trusted partner. Visit us at 2891 106Th St Urbandale Ia 50322 or call (515) 278-1994 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $8,943,488 in share certificates and $3,695,493 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,810,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $391,073, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 1 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $10,380,920, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,864,672 in used vehicle loans and $9,941,784 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing straightforward and accessible for everyone.

Business Loans

For business owners, our outstanding commercial loans totaling $775,785 provide the capital needed to grow and expand your business operations. We understand the challenges entrepreneurs face and are here to support your financial aspirations. If you're considering refinancing any existing loans or exploring eligibility options, we encourage you to reach out. Our friendly team at Midland, located at 2891 106Th St Urbandale Ia 50322, Urbandale, IA, is ready to assist you. You can contact us at (515) 278-1994 during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and Wednesday from 9:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial goals today!

Credit Lines

In need of additional funds for projects or unexpected expenses? Our credit lines total $6,480,010, providing you with the flexibility to borrow as needed without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,246,063, make buying or refinancing simple. We work with you to find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Cards

Managing day-to-day expenses can be easier with our unsecured credit card loans, which total $2,072,138. We offer flexible terms that help members manage their finances effectively while enjoying the benefits of rewards.

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Midland