MIDLAND CREDIT UNION - Council Bluffs, IA

Welcome to Midland Credit Union, your trusted financial partner in the heart of Council Bluffs, IA. Established in 1933, we have proudly served our community for decades, helping thousands achieve their financial goals. With a dedicated membership of 6,802 and total assets reaching an impressive $95,115,404, we are committed to providing personalized banking solutions tailored to your needs. You can find us at 1900 W Broadway, Council Bluffs, IA 51501. While members can visit us at this location, official correspondence should be sent to our mailing address: 2891 106TH ST, Urbandale, IA 50322-3772. Our friendly staff is here to assist you with a range of services including checking and savings accounts, auto loans, mortgage financing, and much more. Led by our experienced CEO, Randy Hass, and Board President Frank Wimler, our team is dedicated to fostering a welcoming environment for all members. We believe in building strong relationships within the community and ensuring that everyone has access to the financial tools they need. With total deposits of $7,930,273 and cash reserves of $541,250, Midland Credit Union stands as a reliable institution ready to support you through life's financial journeys. Whether you're looking for personal loans or business banking solutions, we have the resources and expertise to help you succeed. We invite you to experience the difference that a member-focused credit union can make. Visit our website at Midland Credit Union for more information or give us a call at (515) 278-1994. Join us today and discover how we can work together towards your financial future!

At Midland, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is not just about opening an account; it's about joining a family that supports your financial journey. If you live, work, worship, or attend school in the Council Bluffs area, you are likely eligible to join us! We also welcome immediate family members of current members and those who are part of select employee groups. For more detailed information on eligibility, feel free to visit our website at https://midlandcu.org/about-us/membership-info/ . Opening an account with us is easy and straightforward! All you need to do is bring along a valid ID and proof of your eligibility. You can start your membership journey right here at our branch located at 1900 W Broadway Council Bluffs Ia 51501, or give us a call at (515) 278-1994 if you have any questions. We're excited to help you take this important step toward financial empowerment! For the complete process of setting up your new account, check out https://www.mobicint.net/mcu/loanapp/list .

At Midland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is more important than ever. That's why we focus on maintaining strong financial health to serve you better. With a net worth of $10,380,920, we demonstrate our commitment to sound financial management. This solid foundation allows us to offer better rates, lower fees, and enhanced services tailored to your needs. Additionally, our net worth ratio of $1,091 showcases our robust capital position. This means that even during uncertain economic times, we can continue providing loans and competitive savings rates without interruption. Members' savings are secure with us through $8,943,488 in share certificates and $3,695,493 in money market shares. These products not only protect your funds but also offer stable growth opportunities, ensuring that your investments work as hard as you do. Unlike traditional banks, we prioritize our members first. With non-member deposits totaling $8,810,000, we're able to focus our resources on benefits that matter most to you like improved loan rates and exclusive perks designed for our valued members. We take pride in our success, reflected by our $3,753,447 in undivided earnings. This figure represents our ability to reinvest into innovative banking tools and stronger lending options while enhancing security measures to better serve you. Our lending capacity supports your financial goals with $1,240 in used auto loans and $62,081,334 in total loans and leases available. This breadth of offerings ensures that whether you're purchasing a vehicle or financing other needs, we've got the right solutions for you. Our operational efficiency is highlighted by a net income of $391,073, which enables us to keep delivering competitive loan rates and solid financial products tailored just for you. Behind the scenes, a dedicated team of 18 full-time employees and 1 part-time employees is always ready to assist you, ensuring exceptional service at every interaction. In addition, we have a strong member base with a total of 11,957 share accounts, reflecting the trust placed in us by the community we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midland is your trusted partner. Visit us at 1900 W Broadway Council Bluffs Ia 51501 or call (515) 278-1994 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.