Mid-Hudson Valley Credit Union Woodstock NY | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Mid-hudson Valley, your trusted partner in financial success since 1963. Located at 85 Mill Hill Rd, Woodstock, NY 12498, our Woodstock Branch is committed to providing personalized banking solutions tailored to meet your needs. With a thriving membership of 93,548 and total assets amounting to an impressive $1,510,878,987, we stand ready to support you on your financial journey. At Mid-hudson Valley, we take pride in our community impact. Whether you're looking for auto loans, personal loans, or business banking services, our dedicated team is here to guide you every step of the way. Under the leadership of CEO Wayne Winkler and Board President Gary Anderson, we ensure that our members receive top-notch service rooted in trust and reliability. While members can visit us at our branch location, official correspondence should be sent to the same address: 85 Mill Hill Rd, Woodstock, NY 12498. Our doors are open from 8 AM to 5 PM Monday through Friday and 9 AM to 2 PM on Saturdays, making it convenient for you to reach out when you need us most. With total deposits reaching $137,963,041 and a net worth of $152,241,811, we are not just a credit union; we are a strong financial institution that prioritizes the well-being of our members. Come discover how we can help you achieve your financial goals. Don't hesitate to call us at 845-336-4444 or visit our website at mhvfcu.com for more information. Join us today and experience the Mid-hudson Valley difference!

Branch History & Mission

At Mid-hudson Valley, we take pride in our rich legacy of serving the community since 1963. Nestled in the heart of Woodstock, NY, at 85 Mill Hill Rd, our branch has been a steadfast partner for families and businesses alike, helping them achieve their financial dreams. Over the years, we have grown to serve a vibrant membership of over 93,000 people while managing total assets of approximately $1.5 billion. From our humble beginnings, our mission has always been clear: to provide personalized financial services that empower our members and support the communities we serve. We believe that banking should be more than just transactions; it's about building relationships and fostering a sense of belonging. Our commitment extends beyond financial products; we actively engage in community outreach initiatives and partnerships that enhance the quality of life in Woodstock and beyond. While members can visit us at our main branch address, official correspondence should be sent to the same location: 85 Mill Hill Rd, Woodstock, NY 12498. Our operating hours are designed for your convenience Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. Mid-hudson Valley is dedicated to providing accessible services that meet the needs of all members. Although we currently do not have ATM or drive-thru facilities, our online and mobile banking options ensure you can manage your finances anytime, anywhere. We also offer various personal banking services including checking accounts, savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. As we continue to grow and adapt to changing times, our focus remains on delivering exceptional service with a personal touch. We are proud to be a member-driven institution where every voice matters. Together with our dedicated team of employees led by CEO Wayne Winkler and Board President Gary Anderson, we strive to make each experience meaningful for every member who walks through our doors. Join us at Mid-hudson Valley and discover how we can support your financial journey while making a positive impact in our community. We invite you to become part of our family today! For more information or assistance, feel free to call us at 845-336-4444 or visit us online at mhvfcu.com.

Branch Location & Accessibility

Welcome to the Mid-hudson Valley branch, conveniently located at 85 Mill Hill Rd in the charming town of Woodstock, NY. Our branch is nestled in the heart of Ulster County, making it easily accessible for all your banking needs. Whether you're stopping by for personal banking services or exploring financing options, you'll find us right next to local landmarks that make our location familiar and welcoming. While members can visit us at 85 Mill Hill Rd, official correspondence should be sent to the same address. We pride ourselves on accessibility; our branch is ADA-compliant with ramps and ample parking available to ensure a smooth visit for everyone. Our operating hours are designed with your convenience in mind. We're open Monday through Friday from 8 AM to 5 PM and offer Saturday hours from 9 AM to 2 PM. If you have questions or need assistance, don't hesitate to give us a call at 845-336-4444. At the Mid-hudson Valley branch, we offer a range of services tailored to fit your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we are here to help you manage your money effectively. While we do not have ATM services or drive-thru banking at this location, our friendly staff is ready to assist you inside the branch. We invite you to come by and discover how we can support your financial journey. Whether you're a longtime member or new to our community, we're excited to serve you!

Member Eligibility

At Mid-hudson Valley, we believe that everyone deserves access to a financial community that truly cares. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We embrace individuals from all walks of life, so whether you're just starting out or have been managing finances for years, we're here to support your journey. Joining our credit union means you'll enjoy a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to various financial products designed with your needs in mind. Ready to take the next step? It's simple! You can learn more about our eligibility requirements by visiting this page. If you have any questions or need assistance, don't hesitate to reach out at (845) 336-4444. Our team is excited to welcome you to the Mid-hudson Valley family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of payment processing. Our merchant services simplify transactions so you can focus on what you do best serving your customers. From point-of-sale systems to online payment processing, we provide the tools you need to thrive in today's marketplace. Ready to take your business to the next level? Visit us at 85 Mill Hill Rd Woodstock Ny 12498 in Woodstock, NY, or give us a call at (845) 336-4444. Let's work together to achieve your business goals!

Comprehensive List Of Services

Connect with Us

With operating hours from 8 AM - 5 PM Monday through Friday and 9 AM - 2 PM on Saturdays, we're here when you need us most. If you have any questions about our services or want personalized advice tailored just for you, don't hesitate to reach out at (845) 336-4444. At Mid-hudson Valley, we believe in building strong relationships with our members through trust and exceptional service. Come visit us today at 85 Mill Hill Rd Woodstock Ny 12498, and let's take the next step together towards achieving your financial goals!

Credit Cards and Business Banking

Our credit card options come with great rewards that make everyday purchases even more beneficial. With our credit cards with rewards, you earn points on what you already buy, helping you save for future adventures or necessities. If you're a business owner, Mid-hudson Valley has tailored services just for you. From merchant services that facilitate smooth transactions to business loans designed to help your company grow, we're here to support your entrepreneurial journey.

Online and Mobile Banking

Understanding the importance of convenience, we have invested in robust online and mobile banking platforms. Accessing your accounts has never been easier! You can check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, our person-to-person payment feature allows you to send money quickly and securely to friends and family. Although we currently do not offer ATM services at this location, our online banking features ensure that you have access to your funds anytime and anywhere.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed to simplify your financial life. Our checking and savings accounts come with features that make managing your money easier and more rewarding. Whether you're saving for a special occasion or just need a reliable account for daily transactions, we've got you covered. Need a vehicle? Our auto loans and vehicle financing solutions can help you get behind the wheel without breaking the bank. We understand that purchasing a car is a significant investment, so we offer competitive rates and flexible terms tailored to fit your budget. For those looking to buy a home or refinance their current mortgage, our mortgage loans provide excellent rates and personalized service. We guide you through every step of the process, ensuring you feel confident in your decision. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need. We work closely with our members to find the best solution that suits their unique situations.

Digital & Online Banking

Key Features of Our Online Banking

Our 24/7 online banking services give you access to your accounts around the clock. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. You can also enjoy the ease of person-to-person transfers, allowing you to send money to friends and family without any hassle. In addition to regular banking functions, we provide e-statements for easy tracking of your transactions. This feature not only helps you stay organized but also contributes to a greener environment by reducing paper waste. While we currently do not support electronic signature authorization or mobile payments, we are committed to making your banking experience as smooth as possible.

Mobile Application for On-the-Go Access

For those who prefer banking on their smartphones, our mobile application is available for download. This app puts all the features of our online banking right in your pocket, giving you real-time account management at your fingertips. It's perfect for busy schedules and allows you to manage your finances while on the move. At Mid-hudson Valley, we prioritize your security and privacy. Our systems are designed with advanced safety measures to protect your personal information while you enjoy the convenience of digital banking. In conclusion, whether you're managing daily expenses or planning for the future, our digital and online banking services provide the tools you need for effective financial management. Visit us today at https://mhvfcu.com to learn more about how we can help simplify your banking experience!

Financial Strength

Commitment to Growth

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,539 in used auto loans and $1,013,295,472 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts: 182,309, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $775,016. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 85 Mill Hill Rd Woodstock Ny 12498 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing options or want to learn more about eligibility requirements, please don't hesitate to reach out. Our knowledgeable staff at Mid-hudson Valley, located at 85 Mill Hill Rd Woodstock Ny 12498, Woodstock, NY, are ready to assist you at (845) 336-4444 during our operating hours: 8 AM - 5 PM Monday through Friday and 9 AM - 2 PM on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and find out how we can help you meet your financial objectives!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $131,143,231 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need working capital for daily operations, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We aim to make the process straightforward, ensuring that you can navigate your path to homeownership with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $31,104,121 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to suit your spending habits while providing peace of mind.

Loan Aggregator

Ensuring Accurate Comparisons

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