Mid-Hudson Valley Credit Union Saugerties NY | Low Mortgage Rates & Business Loans

Introduction

Welcome to Mid-hudson Valley, your trusted partner in financial wellness, located at 3180 Route 9W, Saugerties, NY 12477. Since our establishment in 1963, we have been dedicated to serving the community, offering a range of financial solutions tailored to meet your needs. With a strong membership base of over 93,000 members and assets totaling an impressive $1,510,878,987, we are committed to providing exceptional service and support. At Mid-hudson Valley, we believe in making banking accessible and friendly. We offer everything from personal banking services like checking and savings accounts to auto loans, mortgages, and business financing options. Our total loans amount to 44,547, ensuring that we can cater to diverse financial needs within our community. Our leadership team is dedicated to fostering a member-first culture. Under the guidance of CEO Wayne Winkler and Board President Gary Anderson, our team of 278 employees works hard every day to ensure that you receive the best possible experience. Whether you're looking for guidance on personal finances or exploring business opportunities, we're here for you. While members can visit us at our branch location in Saugerties, official correspondence should be sent to the same address: 3180 Route 9W, Saugerties, NY 12477. We invite you to explore our website at mhvfcu.com for more information about our services and how we can help you achieve your financial goals. Don't hesitate to reach out! Call us at 845-336-4444 during our operating hours from 8 AM - 5 PM (M-F) and 9 AM - 2 PM (Saturday). Let us help you take the next step toward financial success today!

Branch History & Mission

At Mid-hudson Valley, our story began in 1963, when we first opened our doors in the vibrant community of Saugerties, NY. Over the decades, we have grown into a trusted financial institution, proudly serving over 93,000 members. Our headquarters is located just a short drive away in Kingston, NY, where we continue to support the surrounding communities with dedication and passion. The branch is conveniently situated at 3180 Route 9W in Saugerties, an area known for its rich history and scenic beauty. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location: 3180 Route 9W, Saugerties, NY 12477. Our mission at Mid-hudson Valley is clear: we strive to provide exceptional financial services while making a positive impact on our community. We offer a range of personal and business banking products including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business loans designed to meet the diverse needs of our members. With total assets reaching an impressive $1.51 billion, we are committed to responsible growth that benefits everyone we serve. Throughout our journey, we have embraced advancements that enhance the member experience. From online and mobile banking services to easy access through ATMs (although currently not available at this branch), we aim to make banking as convenient as possible. Our dedicated staff is here to assist members during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. Community involvement remains at the heart of what we do. We engage in numerous outreach efforts and partnerships with local organizations to foster growth and development in Saugerties and beyond. Our commitment extends beyond financial transactions; it includes supporting local events and initiatives that enrich lives. As you explore your financial options, consider joining the Mid-hudson Valley family. Together, we can build a brighter future for you and your community. Experience personalized service and a commitment to your success by becoming a member today! For more information or assistance, please call us at 845-336-4444 or visit us online at mhvfcu.com.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring a comfortable experience for everyone. There's ample parking available close to the entrance, making it easy for you to stop by without any hassle.

Operating Hours

Our friendly team is ready to assist you during convenient hours: we're open from 8 AM to 5 PM on weekdays and from 9 AM to 2 PM on Saturdays. Feel free to come in during these times or give us a call at 845-336-4444 if you have any questions about your banking needs.

Services Offered

At the Saugerties Branch, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our online and mobile banking options allow you to manage your finances anytime, anywhere!

Visit Us Today!

We invite you to stop by our Saugerties Branch today! Experience firsthand how Mid-Hudson Valley Credit Union can help you achieve your financial goals. If you're looking for personalized service and community-focused banking, we're just a phone call away!

Member Eligibility

At Mid-hudson Valley, we believe that becoming a member is more than just opening an account it's about joining a supportive community where your financial well-being is our top priority. If you're looking to become part of our family, you'll be pleased to know that eligibility is simple and welcoming. To qualify for membership, you typically need to live, work, worship, or attend school in the areas we serve. This means if you're in our local community, you're likely already eligible! For the most up-to-date information on eligibility criteria, feel free to visit our website at . Opening an account with us is easy and can be done right from the comfort of your home or in person at our branch located at 3180 Route 9W Saugerties Ny 12477. If you have any questions along the way or need assistance, don't hesitate to reach out to us at (845) 336-4444. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without the hassle of payment processing. Our merchant services simplify transactions, allowing you to focus on what really matters growing your business. By offering secure payment options and easy integration with your existing systems, we help you serve your customers better while boosting your bottom line. Located at 3180 Route 9W Saugerties Ny 12477, Saugerties, NY, we're here to provide personalized service that meets your business needs. Contact us at (845) 336-4444 or visit us today to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM services at this branch, our team is here to assist with cash withdrawals during operating hours from 8 AM to 5 PM on weekdays and 9 AM to 2 PM on Saturdays. If you're curious about how any of these services can benefit you or if you'd like more information, don't hesitate to reach out! Call us at (845) 336-4444 or visit us at 3180 Route 9W Saugerties Ny 12477 in Saugerties, NY. We're excited to help you achieve your financial dreams!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle you've been eyeing. We provide competitive rates and flexible terms to ensure that financing your dream car doesn't put a strain on your budget.

Business Banking

For our business members, we offer tailored business banking services, including merchant services and business loans. We recognize the unique challenges businesses face, and our solutions are crafted to help you succeed while keeping operations smooth and efficient.

Credit Cards with Rewards

With our credit cards, not only do you get access to funds when necessary, but you also earn rewards on every purchase! Enjoy benefits that suit your spending habits while building credit responsibly.

Mortgage Loans & Refinancing

If you're looking to buy a home or refinance your existing mortgage, look no further. Our mortgage loans come with attractive rates and personalized support throughout the process. We know that securing a home is one of the biggest decisions you'll make, and we're here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features so you can manage your accounts anytime, anywhere. Whether it's checking balances or transferring funds, our digital tools are designed for ease of use.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed to fit your lifestyle. Whether you're saving for a big purchase or just want a safe place for your money, we have options that help you reach your goals efficiently.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can provide you with the funds you need when you need them most. Plus, if you're feeling overwhelmed by debt, our debt consolidation options can simplify payments and potentially lower interest rates, giving you peace of mind.

Digital & Online Banking

Key Features

One standout feature is the ability to set up e-statements, which means you can access your account statements electronically whenever you need them no more waiting for the mail! For those who prefer using their smartphones, our mobile application provides quick access right at your fingertips. You can also make person-to-person transfers effortlessly, ensuring that sending money to friends or family is as simple as a few taps on your screen. While we currently do not support mobile payments or electronic signature authorization, we're continually looking for ways to enhance your banking experience. Your security remains our top priority, and we take every measure to ensure that your data is safe while using our services. At Mid-hudson Valley, we believe that banking should fit seamlessly into your lifestyle. Our digital offerings provide the accessibility and ease-of-use you need for real-time account management. Join us today and discover how our digital banking services can make managing your money simpler and more secure!

Financial Strength

Growing Together

Total Share Accounts: 182,309, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $775,016 further reflect our commitment to building a secure future together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 3180 Route 9W Saugerties Ny 12477 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment allows us to focus resources on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust, evidenced by our $13,539 in used auto loans and $1,013,295,472 in total loans and leases. This support empowers you to achieve your financial goals across various sectors.

Solid Foundation

With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used vehicle, our financing options can make it easier for you to drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $31,104,121 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power while ensuring you have access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We strive to offer competitive rates and flexible terms so you can find a mortgage that fits your budget.

Other Loan Options

In addition to auto and mortgage loans, we have various personal loan products available for debt consolidation or other financial needs. If you're a business owner looking for support, our outstanding commercial loans totaling $131,143,231 provide the capital needed for growth and expansion. We also encourage you to explore our refinancing options if you're looking to lower your monthly payments or consolidate existing debts. Eligibility options may vary based on individual circumstances; our team is ready to assist you in finding the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out at 845-336-4444 during our operating hours from 8 AM - 5 PM Monday through Friday and 9 AM - 2 PM Saturday. We're excited to help you find the perfect loan product tailored just for you!

Loan Aggregator

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