Mid-Hudson Valley Credit Union Rhinebeck NY | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Mid-hudson Valley, where we believe that banking should be as personal and friendly as a conversation with a neighbor. Located at 6567 Spring Brook Ave, Rhinebeck, NY 12572, our branch has been serving the community since 1963. With a proud membership of over 93,000 individuals and families, we are dedicated to providing not just financial services, but real support for our members' dreams and aspirations. At Mid-hudson Valley, we manage total assets of over $1.5 billion, ensuring that your money is in safe hands. Our focus on community means that every dollar deposited over $137 million goes back into services that help you thrive, whether through auto loans, mortgages, or personal loans. We understand the local landscape because we are part of it; our leadership team, led by CEO Wayne Winkler and Board President Gary Anderson, is committed to fostering an environment where you feel valued and understood. While members can visit us at our Rhinebeck location, official correspondence should be sent to the same address: 6567 Spring Brook Ave, Rhinebeck, NY 12572-3711. Our dedicated staff of 278 employees is here to assist you during our operating hours from 8 AM - 5 PM Monday through Friday and 9 AM - 2 PM on Saturdays. We invite you to explore what we have to offer from checking and savings accounts to comprehensive business banking solutions. With nearly $21 million in cash available for our members, we're well-equipped to support both personal goals and community initiatives. Ready to discover how Mid-hudson Valley can help you? Give us a call at 845-336-4444, or visit us online at mhvfcu.com for more information. Your journey towards financial empowerment starts here!

Branch History & Mission

At Mid-hudson Valley, our journey began in 1963, rooted in a desire to provide a better financial experience for the community of Rhinebeck, NY. Since that time, we have dedicated ourselves to supporting our members and fostering growth within the local area. With each passing year, we have expanded our services and deepened our commitment to our members, now proudly serving over 93,000 individuals and families. Our branch is located at 6567 Spring Brook Ave, right in the heart of Rhinebeck. This location not only serves as a hub for financial services but also as a gathering place where community bonds are strengthened. While members can visit us at this address, official correspondence should be sent to 6567 Spring Brook Ave, Rhinebeck, NY 12572-3711. From humble beginnings, Mid-hudson Valley has grown into a robust institution with total assets exceeding $1.5 billion. We take pride in offering a range of financial products that meet the diverse needs of our community from checking and savings accounts to auto loans and mortgages. Our mission is simple yet powerful: to empower our members through accessible financial solutions while giving back to the community we call home. Over the years, we've embraced change and innovation. We offer online and mobile banking options for convenience and ease of access. Our commitment to customer service means that we are here for you during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. Although we do not have an ATM or drive-thru service at this branch, our friendly staff is always ready to assist you directly. We believe in more than just banking; we believe in building relationships. Our outreach initiatives reflect this philosophy, as we partner with local organizations to uplift those around us. Whether it's through financial education programs or community events, we aim to make a meaningful impact. As we look toward the future, our mission remains steadfast: to provide high-quality financial services while nurturing a sense of belonging among our members. Join us at Mid-hudson Valley; together, let's build a brighter future for all! For more information or assistance, feel free to contact us at 845-336-4444.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available, including accessible spaces close to the entrance. The facility meets ADA compliance standards, ensuring that everyone can navigate our space comfortably.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8 AM to 5 PM and on Saturday from 9 AM to 2 PM for drive-thru services. Whether you need help with personal banking, loans, or other financial services, we're here when you need us!

Services Offered

At the Mid-Hudson Valley Credit Union's Rhinebeck Branch, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we are committed to providing support for all your financial goals. Plus, enjoy the benefits of online and mobile banking right at your fingertips! If you have any questions or need assistance, feel free to give us a call at 845-336-4444. We're here to help you every step of the way. We invite you to stop by our Rhinebeck Branch today and experience firsthand how we can assist you with your banking needs!

Member Eligibility

Becoming a member of Mid-hudson Valley is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, or attend school in the communities we serve, making it easy for you to become part of our supportive network. Whether you're looking to open a checking account, secure a loan, or simply enjoy the benefits of being part of our community, we're here for you every step of the way. If you're unsure about your eligibility, feel free to reach out and chat with us at (845) 336-4444, or check out our detailed eligibility criteria at . The process of joining is simple and inviting just visit us at our branch located at 6567 Spring Brook Ave Rhinebeck Ny 12572, and let's get started on your journey together!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services offer real-world benefits that simplify everyday transactions. From payment processing to point-of-sale solutions, we equip you with tools that enhance customer experience and streamline operations. Imagine a bustling café efficiently managing orders while accepting various payment methods this is how we help local businesses operate smoothly. Visit us at 6567 Spring Brook Ave Rhinebeck Ny 12572 in Rhinebeck, NY, or give us a call at (845) 336-4444 to discover how our business banking and commercial services can empower your entrepreneurial journey.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in our community, we provide robust Business Banking services including Merchant Services & Business Loans. We understand that every business has unique needs, and our dedicated team is ready to assist you in finding the right financial solutions that foster growth and success.

Convenience at Your Fingertips

With access to ATM & Cash Withdrawal Services at various locations, managing your cash has never been easier. We strive for convenience through technology by offering features like e-statements and person-to-person payment options so you can handle transactions securely without needing to visit a branch. At Mid-hudson Valley, located at 6567 Spring Brook Ave Rhinebeck Ny 12572, we're here for all your financial needs. If you have any questions or would like more information about any of our services, feel free to reach out at (845) 336-4444. Experience firsthand how we can help you achieve your financial goals!

Credit Options

Don't forget about our Credit Cards with Rewards, which not only offer great benefits but also allow you to earn points on everyday purchases. It's a smart way to manage your spending while getting rewarded for it.

Loans and Financing

For those big purchases or unexpected expenses, our Auto Loans & Vehicle Financing provide flexible options tailored to fit your budget. Whether you're buying a new car or refinancing an existing loan, we make the process straightforward and stress-free. We also offer Mortgage Loans & Refinancing for members looking to buy their dream home or lower their monthly payments on an existing mortgage. Our team will guide you through each step to find the best solution for your needs. In addition, if you're considering a personal project or need some extra cash, our Personal Loans & Debt Consolidation options can help simplify your finances by combining multiple debts into one easy payment. We understand that life can be unpredictable, and we're here to provide the support you need.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that help you manage your day-to-day finances with ease. Imagine having a checking account that offers no monthly fees and a savings account that earns competitive interest rates this is what you can expect with us. Plus, our Online & Mobile Banking features give you the convenience of accessing your accounts anytime, anywhere, allowing you to monitor your balance, transfer funds, and pay bills with just a few taps on your smartphone.

Digital & Online Banking

E-Statements and Security

Say goodbye to paper clutter! We offer e-statements for all our members, allowing you to view your account statements electronically whenever you need them. This not only keeps your information organized but also helps protect your privacy. While we don't use electronic signature authorization at this time, rest assured that we prioritize the safety of your data through secure connections and advanced encryption.

Mobile Application

For those who prefer managing their finances on-the-go, our mobile application is available for download. With it, you can easily check balances, make deposits, and manage payments right from your smartphone. Although mobile payments aren't offered yet, our app ensures you're always in control of your banking needs.

Your Banking Anytime, Anywhere

Our commitment to accessible banking means that you can manage your accounts anytime and anywhere. Whether you're at home or out running errands, Mid-hudson Valley has you covered with easy-to-use tools that fit into your busy lifestyle. Explore more about our digital services today and take control of your financial journey!

Financial Strength

Commitment to Reinvestment

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,539 in used auto loans and $1,013,295,472 in total loans and leases.

Growing Member Base

We have a robust member base with a total of 182,309 share accounts showing trust in our services. This community support fuels our commitment to providing excellent service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 6567 Spring Brook Ave Rhinebeck Ny 12572 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $775,016.

Secure Savings Options

Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry. We have already issued $90,665,339 in new vehicle loans and $235,918,215 in used vehicle loans, helping our members get on the road with confidence. Whether you're considering a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget.

Business Loans

For business owners in need of capital to grow and expand, we have outstanding commercial loans totaling $131,143,231. These funds can help you take your business to the next level while keeping your operations running smoothly. At Mid-hudson Valley, we believe that understanding your financing options is key to making informed decisions. If you're interested in learning more about our loan products or discussing refinancing options that may be available to you, please don't hesitate to reach out! You can contact us at 845-336-4444 or visit us at 6567 Spring Brook Ave, Rhinebeck NY 12572. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you on your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With $113,520,038 in Junior Lien 1-4 Family Residential Property loans available, we provide the support you need for this significant investment. Our team is here to guide you through the process and answer any questions about eligibility or refinancing options.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes feel overwhelming. We also offer flexible terms on unsecured credit card loans. With a total of $31,104,121 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can add value to your spending.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their needs.