Mid-Hudson Valley Credit Union Red Hook NY | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Midhudson Valley, your trusted financial partner in the heart of Red Hook, NY. Located at 7472 S Broadway, our branch has been serving the community since 1963, providing personalized banking solutions tailored to meet your unique needs. With a strong commitment to our members, we are proud to support over 93,000 individuals and families in achieving their financial goals. As a member-focused credit union, we offer a wide range of services, including personal banking, auto loans, mortgages, and business financing. Our total assets exceed $1.5 billion, reflecting our stability and ability to serve you well. We have also provided over 44,500 loans and leases, ensuring that we can help you every step of the way on your financial journey. While members can visit us at 7472 S Broadway, official correspondence should be sent to 7472 S Broadway, Red Hook, NY 12571-1704. Our dedicated team of 278 employees, led by CEO Wayne Winkler and Board President Gary Anderson, is here to assist you with friendly service and expert advice. At Midhudson Valley, we understand that trust and reliability are crucial when it comes to your finances. That's why we take pride in our solid net worth of $152 million and cash reserves of $21.7 million, allowing us to provide competitive rates on loans and deposits while ensuring your money is safe with us. We invite you to explore how Midhudson Valley can make a difference in your life. Whether you're looking for a new loan or need assistance with an existing account, we're here for you. Don't hesitate to call us at 845-336-4444 or visit our website at mhvfcu.com for more information. Your financial journey starts here!

Branch History & Mission

Looking Ahead

As we look forward to the future, Mid-Hudson Valley Credit Union remains focused on innovation and member satisfaction. We offer modern conveniences such as online banking and mobile applications to ensure that your financial needs are met efficiently. Our services are designed with accessibility in mind; we prioritize ADA compliance to make banking easy for everyone. With no ATM or drive-thru service available at this location currently, we encourage you to take advantage of our online services or visit during our operating hours: 8 AM - 5 PM Monday through Friday and 9 AM - 2 PM on Saturday. Join us today! Experience firsthand how Mid-Hudson Valley Credit Union can help you achieve your financial goals while being an active part of your community. Call us at 845-336-4444 or visit us online at mhvfcu.com. Together, let's build a brighter financial future!

Our Mission

At Mid-Hudson Valley Credit Union, our mission is straightforward: to empower our members through personalized financial services while fostering a sense of community. We are dedicated to offering a wide range of products that include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal is not just about transactions; it's about building lasting relationships that promote financial wellness. We believe in the importance of being there for our members during life's milestones and challenges. Whether you're buying your first home or planning for retirement, we provide the guidance and support you need. Our commitment extends beyond finances; we actively engage in community outreach efforts that strengthen ties within Red Hook and its surrounding areas.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated just a short drive from popular local spots like the Red Hook Town Park and the historic center of Red Hook. This prime location makes it simple for you to stop by while running errands or enjoying a day out. We offer ample parking right outside our doors, ensuring that your visit is hassle-free. Additionally, our facilities are ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community.

Friendly Hours for Your Convenience

At Mid-hudson Valley Credit Union, we understand that life can be busy. That's why we offer flexible operating hours! Join us Monday through Friday from 8 AM to 5 PM, and on Saturdays from 9 AM to 2 PM. Our team is always ready to assist you during these hours with a smile and personalized service.

Services That Fit Your Lifestyle

While you're here, explore a range of services designed with your needs in mind. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Though we currently do not have ATM services or drive-thru banking available at this branch, our friendly staff is eager to help you with any transactions or inquiries you may have. For any official correspondence, please note that while members can visit us at our branch address, you can send mail to: 7472 S Broadway, Red Hook, NY 12571-1704. If you have questions or need assistance before your visit, feel free to give us a call at 845-336-4444. We look forward to welcoming you soon!

Member Eligibility

At Mid-hudson Valley, we believe that everyone deserves a place in our community, and becoming a member is easy and welcoming. If you live, work, or attend school in the area, you're likely eligible to join us! We also embrace family members of existing members, making it even simpler for your loved ones to take part in our supportive financial environment. To learn more about our specific eligibility criteria, feel free to check out our detailed information at . Once you're ready to start your journey with us, opening an account is straightforward! You can reach out to us directly at (845) 336-4444 for any questions or assistance. Our friendly team is here to help you every step of the way. Joining Mid-hudson Valley not only gives you access to excellent financial products but also connects you with a community that truly cares. We look forward to welcoming you at our branch located at 7472 S Broadway Red Hook Ny 12571!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine reducing checkout times and enhancing customer satisfaction with efficient payment solutions. Whether you run a local café or manage a larger enterprise, our services are designed to help you thrive. Experience the difference at Mid-hudson Valley, located at 7472 S Broadway Red Hook Ny 12571 in Red Hook, NY. Contact us at (845) 336-4444 to learn more about how we can help your business reach new heights!

Comprehensive List Of Services

Additional Services

While we may not have ATM facilities at this location currently, we offer alternative ways for cash withdrawals through various partnerships. Rest assured; our goal is to make banking as easy as possible for you. Located at 7472 S Broadway Red Hook Ny 12571, feel free to reach out at (845) 336-4444 if you have any questions about our services or need assistance. Our friendly team is ready to help! Join us at Red Hook Branch, where we prioritize your financial well-being and strive to meet all your banking needs. Your journey starts here let's explore how we can support you today!

Business Banking Services

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support your business goals.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we've invested in robust online and mobile banking platforms. You can check balances, pay bills, transfer funds, and even send money to friends through person-to-person payments all from your smartphone or computer. Our digital banking tools ensure that you have access to your finances whenever you need them.

Personal Banking Solutions

We understand that every member has unique needs, which is why our personal banking services include checking and savings accounts designed for convenience and ease of access. Whether you're saving for a special occasion or just looking to manage your daily expenses, our accounts offer competitive rates and features that help you achieve your financial goals. For those in need of financing options, our auto loans and vehicle financing services can help get you on the road with low rates and flexible terms. Imagine driving away in your dream car without breaking the bank! Additionally, if you're considering purchasing a home or refinancing your current mortgage, our mortgage loans and refinancing solutions provide personalized assistance throughout the process. If unexpected expenses arise, our personal loans and debt consolidation options are here to help. We work with you to find a solution that fits your budget and lifestyle, making it easier to manage your finances effectively.

Rewarding Credit Options

At Mid-hudson Valley, we also offer credit cards with rewards that give you more than just a way to make purchases. Earn points on everyday spending that can be redeemed for travel, merchandise, or cash back making every transaction more rewarding.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick no need for cash or checks! And if you're looking to reduce paper clutter, you can opt for e-statements, which are readily available for all members. Enjoy the peace of mind knowing that your information is secure and accessible whenever you need it. While we currently do not offer electronic signature authorization or mobile payments, our commitment to enhancing your banking experience remains strong. We continually evaluate new features to meet your needs better. With these tools at your disposal, managing your finances has never been easier. Experience the convenience of digital banking with Mid-hudson Valley today! For more information about our services, visit us online at https://mhvfcu.com or give us a call at (845) 336-4444. Your financial freedom is just a click away!

Financial Strength

Member Savings and Investment

Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Member Services

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $13,539 in used auto loans and $1,013,295,472 in total loans and leases supporting your financial goals across various sectors.

Trust Built on Growth

Total Share Accounts stand at 182,309, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $775,016, further demonstrating our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 7472 S Broadway Red Hook Ny 12571 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Our auto loan options cater to both new and used vehicles. Whether you're eyeing the latest model or a reliable pre-owned car, we offer flexible financing solutions to fit your budget. With our low interest rates and easy application process, getting behind the wheel has never been easier.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $131,143,231 provide the capital needed to expand operations and seize new opportunities. We also understand that circumstances change. That's why we offer refinancing options for many of our loans helping you adjust your payments as needed based on your current financial situation. At Mid-hudson Valley Credit Union, we pride ourselves on providing personalized service and support to all our members. For more information about any of our loan products or to start an application today, please visit us online at mhvfcu.com or give us a call at 845-336-4444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Cards and Personal Loans

We also provide flexible terms on unsecured credit card loans with a total of $31,104,121 available to help members manage their finances effectively. Whether you're consolidating debt or covering unexpected expenses, our personal loans are tailored to meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, making it easier for you to invest in your dream home.

Loan Aggregator

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