Mid-Hudson Valley Credit Union Poughkeepsie NY | Low Mortgage Rates & Fast Auto Loans

Introduction

Welcome to Mid-hudson Valley, your trusted partner in financial growth and community support! Located at 21 Burnett Blvd, Poughkeepsie, NY 12603, our branch has been serving the local community since 1963. With a strong commitment to our members, we currently boast a vibrant membership of 93,548 individuals who rely on us for their financial needs. At Mid-hudson Valley, we take pride in our robust financial standing, with total assets amounting to an impressive $1,510,878,987. We believe that a solid foundation is essential for achieving your financial goals. Whether you're looking for personal loans, vehicle financing, or business banking solutions, we have tailored options available just for you. Our total deposits reach $137,963,041, showcasing the trust our members place in us. Under the leadership of our dedicated CEO, Wayne Winkler, and Board President Gary Anderson, we strive to foster an environment where everyone feels valued and supported. Our team of 278 employees is here to provide you with personalized service and expert advice. While members can visit us at our branch location, official correspondence should be sent to the same address. We invite you to explore our wide range of services from checking and savings accounts to mortgage loans and credit cards with rewards all designed to help you manage your finances effectively. If you're ready to take the next step towards financial empowerment or have any questions, don't hesitate to reach out! Call us at 845-336-4444 during our operating hours from 8 AM to 5 PM Monday through Friday or visit our website at mhvfcu.com for more information. Join us today and experience firsthand how Mid-hudson Valley can make a positive difference in your life!

Branch History & Mission

Looking Forward

As we continue into the future, MHV remains committed to embracing technological advancements that enhance member experiences while maintaining ADA compliance across all platforms. Our drive-thru service may not be available at this location; however, we prioritize accessibility through other means. We invite you to join the Mid-hudson Valley family and discover how we can support your financial journey. Whether you're looking for a new loan or seeking advice on saving for your future, MHV is here for you every step of the way. Call us today at 845-336-4444 or visit us online at mhvfcu.com to learn more about how we can help you thrive financially!

Our Mission

At MHV, our mission is simple yet profound: we strive to improve the financial lives of our members while fostering a strong sense of community. We believe in making banking accessible and beneficial for everyone. Through initiatives such as online and mobile banking services, we ensure that our members can manage their finances conveniently and securely from anywhere. We also understand the importance of giving back to our community. That's why we actively participate in local outreach programs and form partnerships with various organizations. By doing so, we aim to uplift those around us while reinforcing the values that make Poughkeepsie a great place to live and work. While members can visit us at 21 Burnett Blvd for all their banking needs during our operating hours Monday through Friday from 8 AM to 5 PM and Saturdays from 9 AM to 2 PM official correspondence should be sent to the same address.

Branch Location & Accessibility

Contact Us Anytime

Have questions or need assistance? Don't hesitate to reach out! You can contact us at 845-336-4444. We're here to provide support and answer any inquiries you may have. While members can visit us at 21 Burnett Blvd Poughkeepsie Ny 12603, official correspondence should be sent to 21 Burnett Blvd, Poughkeepsie, NY 12603. We invite you to come by and discover how Mid-hudson Valley can help you achieve your financial goals!

Easy Access and Parking

At our branch, we prioritize your convenience. There's ample parking available, making it easy to stop by whenever you need assistance. We also ensure that our facilities are ADA compliant, so everyone can access our services without any hassle.

Operating Hours That Fit Your Schedule

We know how busy life can get! That's why our lobby hours are designed with you in mind. Visit us Monday through Friday from 8 AM to 5 PM, and if you're looking to come by on Saturday, we're open from 9 AM to 2 PM for drive-thru service. Our friendly staff is always ready to help you with personal banking, auto loans, mortgages, credit cards, and more!

Member Eligibility

At Mid-hudson Valley, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us at our branch located at 21 Burnett Blvd Poughkeepsie Ny 12603. We strive to make banking accessible for all, so whether you're looking to open your first account or need assistance with loans, our team is here for you. For detailed information on eligibility criteria, feel free to check out this resource: . Joining us not only opens the door to a variety of financial products but also connects you with a community-focused organization dedicated to helping you achieve your financial goals. Ready to take the next step? You can easily start the account opening process by visiting our website or calling us at (845) 336-4444. We're excited to welcome you into the Mid-hudson Valley family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with reliable payment solutions. Our merchant services simplify transactions, making it easier for you to accept payments from customers. From point-of-sale systems to online payment gateways, we ensure your business stays competitive and customer-friendly. Visit us at 21 Burnett Blvd Poughkeepsie Ny 12603 in Poughkeepsie, NY, or give us a call at (845) 336-4444 to learn more about how our services can benefit you. Let's work together to achieve your business dreams!

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs, we offer robust Business Banking solutions including merchant services and business loans tailored to help you grow your enterprise. We understand that each business is unique; therefore, our team works closely with you to develop customized financial strategies.

Convenience at Your Fingertips

At Mid-hudson Valley, we prioritize making banking easy for you. With features like person-to-person payments and cash withdrawal services right from your account, managing your money has never been simpler.

Join Us Today!

Ready to take the next step in managing your finances? Visit us at 21 Burnett Blvd, Poughkeepsie, NY 12603, or give us a call at 845-336-4444. Our friendly staff is eager to assist you with any questions about our services or how you can become a member of our community-focused credit union. Your journey toward better financial health starts here!

Personal Banking Made Easy

For those looking to manage their finances efficiently, our Personal Banking options include checking and savings accounts designed for convenience and ease of access. Imagine having your funds readily available through Online & Mobile Banking, allowing you to check balances, transfer money, and pay bills from anywhere. Plus, with e-statements available, you can keep track of your transactions easily. If you need assistance with larger purchases, our Auto Loans & Vehicle Financing make it simple to drive away in the car of your dreams. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms. For homeowners or those looking to buy, explore our Mortgage Loans & Refinancing options that can help make your dream home a reality.

Support When You Need It

Life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation services to help you regain control over your finances. Whether it's an emergency expense or consolidating existing debt into one manageable payment, we're here to assist you. Our credit card options come with rewards that fit your lifestyle. Use them for everyday purchases and watch the benefits add up!

Digital & Online Banking

At Mid-hudson Valley, we understand that convenience and security are essential in managing your finances. That's why we offer a variety of digital and online banking services designed to make your banking experience smooth and accessible, anytime and anywhere. With our 24/7 online banking services, you can easily access your accounts at any time through our website at https://mhvfcu.com. Whether you're checking your balance or reviewing recent transactions, everything is just a click away. Plus, we provide e-statements for those who prefer to go paperless, allowing you to keep track of your financial documents securely online. If you're always on the go, our mobile application puts banking right in your pocket. You can manage your accounts directly from your smartphone or tablet, making it easy to stay on top of your finances wherever life takes you. Our app also supports person-to-person transfers, so sending money to friends or family is quick and hassle-free. While electronic signature authorization is not available at this time, we ensure that all transactions are secure and user-friendly. We prioritize your safety as you navigate through our online services. Need to make payments? While we currently do not offer mobile payment options, rest assured that our other features are designed with ease of use in mind. At Mid-hudson Valley, we focus on providing tools that empower you to manage your money effectively. Experience the convenience of digital banking with us today! For more information about our services and how to get started, visit https://mhvfcu.com. Your financial journey is just a click away!

Financial Strength

At Mid-hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency, which is why we want to share our financial strength with you. With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $128,431,801 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,539 in used auto loans and $1,013,295,472 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees who are dedicated to ensuring our branches are always ready to assist you with knowledgeable service. Finally, our net shares (funds available for lending and investments) stand at $775,016, while the total number of share accounts showcases a strong community trust: 182,309 members rely on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 21 Burnett Blvd Poughkeepsie Ny 12603 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle purchase more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We aim to guide you through the process, ensuring you have all the information you need to make informed decisions about your future home.

Other Loan Options

For those looking for additional financing solutions, our total credit lines amount to $191,906,554, giving you access to funds when you need them most. If you're considering refinancing any of your existing loans or are curious about eligibility options for our various products, please don't hesitate to reach out. Our team at Mid-hudson Valley, located at 21 Burnett Blvd Poughkeepsie Ny 12603, Poughkeepsie, NY, is here to assist you with all your questions. Feel free to contact us at (845) 336-4444 during our operating hours 8 am to 5 pm Monday through Friday and 9 am to 2 pm on Saturday to learn more about how we can help you meet your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $31,104,121 in loans helping members manage their finances effectively, our credit cards are designed to fit your lifestyle while providing rewards for your purchases.

Loan Aggregator

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, guaranteeing transparency for users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.