Member Eligibility
At Mid-hudson Valley, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is as easy as reaching out! To join our family at Mid-hudson Valley, located at 185 Broadway Port Ewen Ny 12466, you simply need to meet certain eligibility requirements. While specific details can vary, generally, anyone who lives, works, worships, or attends school in our local area is welcome to apply. This means you could benefit from our range of services designed to support your financial goals. For the most up-to-date and detailed information on who can join, check out our eligibility criteria. Opening an account with us is straightforward and welcoming. We're here to guide you through the process and ensure you feel supported every step of the way. If you have any questions or would like to get started today, don't hesitate to call us at (845) 338-2462. Join us at Mid-hudson Valley and discover how being a member can make a positive difference in your life!
Financial Strength
At Mid-hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $13,539 in used auto loans and $1,013,295,472 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $1,730,237, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 182,309, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 185 Broadway Port Ewen Ny 12466 or call (845) 338-2462 to learn more about how we can help you achieve your financial goals.
