Mid-Hudson Valley Credit Union Peekskill NY | Best Auto Loans & Business Banking

Introduction

Welcome to Mid-hudson Valley, your trusted partner in financial well-being since 1963. Located at 3 N Broad St, Peekskill, NY 10566, our branch is committed to serving our community with dedication and care. With over 93,000 members and total assets exceeding $1.5 billion, we pride ourselves on offering a range of services tailored to meet your personal and business needs. While you can visit us at our Peekskill location for all your banking needs, please note that official correspondence should be directed to the same address: 3 N Broad St, Peekskill, NY 10566-2801. At Mid-hudson Valley, we understand the importance of reliable financial services. With total deposits of $137,963,041 and a net worth of $152,241,811, we have built a strong foundation to support our members' goals. Our dedicated team of 278 employees works diligently to ensure that you receive exceptional service every time you walk through our doors or reach out to us at 845-336-4444. Our leadership team, led by CEO Wayne Winkler and Board President Gary Anderson, believes in fostering relationships based on trust and transparency. We are here not just to serve you financially but also to make a positive impact in our community. Explore our services which include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, as well as business banking solutions. Whether you're looking for straightforward banking or more complex financing options, we have what you need. We invite you to visit us during our convenient hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. Come see how Mid-hudson Valley can help you achieve your financial dreams today!

Branch History & Mission

At Mid-hudson Valley, our story began in 1963 in the heart of Peekskill, NY. With a commitment to serving our community, we have grown from humble beginnings into a thriving credit union that proudly supports over 93,000 members. Our branch is located at 3 N Broad St, Peekskill, NY 10566, a central spot that's easily accessible and close to local landmarks. From the start, our mission has been clear: to provide exceptional financial services while fostering a sense of community. We believe in helping our members achieve their financial goals through personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our focus extends beyond just numbers; it's about building relationships and empowering individuals. Over the years, we have seen significant growth, with total assets now standing at an impressive $1,510,878,987. This growth reflects our dedication to sound financial practices and our unwavering commitment to our members. Alongside this financial strength is the heart of what we do: community outreach. We actively engage with local organizations and initiatives to support those in need and contribute positively to the lives of our neighbors. While members can visit us at 3 N Broad St for all their banking needs, official correspondence should be sent to 3 N Broad St, Peekskill, NY 10566-2801 if needed. Our branch operates Monday through Friday from 8 AM to 5 PM and on Saturdays from 9 AM to 2 PM. We also offer convenient ATM access and drive-thru services for quick transactions. As technology advances, so do we. Our online banking platform allows members to manage their finances easily from anywhere. Whether it's making transfers or checking balances, we aim to make banking simple and accessible for everyone. We invite you to join Mid-hudson Valley Credit Union and experience firsthand the benefits of being part of a community-focused institution that puts its members first. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 845-336-4444.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located just a short walk from the scenic Peekskill waterfront and close to local shops and restaurants, our branch is ideally situated for both residents and visitors. Parking is available nearby, ensuring that your visit is hassle-free. We are committed to making banking easy for everyone; our facility complies with ADA standards, featuring ramps and accessible entrances to accommodate all members.

Operating Hours and Services Offered

We understand that your time is valuable. That's why we offer convenient operating hours: from 8 AM to 5 PM on weekdays and 9 AM to 2 PM on Saturdays. Whether you need personal banking services like checking and savings accounts or you're looking for loans auto, mortgage, or personal we have you covered. For those on the go, we also provide ATM services right at our branch, along with drive-thru banking options for quick deposits and withdrawals without leaving your car. While members can visit us at our Peekskill location, official correspondence should be sent to the same address. If you have any questions or want to learn more about what we can do for you, please don't hesitate to call us at 845-336-4444. Come by and see how Mid-hudson Valley Credit Union can help you achieve your financial goals today!

Member Eligibility

Becoming a member of Mid-hudson Valley is like joining a warm and welcoming family where your financial needs are truly understood. If you live, work, worship, or attend school in the Peekskill area, you're likely eligible to join us! We believe that everyone deserves access to quality financial services and community support. By becoming a member, you'll enjoy personalized banking experiences, lower loan rates, and various financial products tailored just for you. For specific eligibility details, feel free to check out more information at . Ready to take the next step? Opening an account is simple and can be done by calling us at (845) 336-4444 or visiting us at our branch located at 3 N Broad St Peekskill Ny 10566. Join us today and experience the benefits of being part of Mid-hudson Valley!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your business while seamlessly managing transactions. Our merchant services are designed to make payments easy and secure for both you and your customers. Whether you're processing credit cards at your store or handling online sales, our tools provide reliable solutions that save you time and enhance customer satisfaction. Visit us at 3 N Broad St Peekskill Ny 10566 or call us at (845) 336-4444 to learn more about how we can support your business journey today!

Comprehensive List Of Services

Business Banking Options

For our entrepreneur members, we provide robust business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business's financial health.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. Our online and mobile banking features let you manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills right from your phone or computer. Plus, with ATM access for cash withdrawals and basic drive-thru banking for deposits and simple transactions, managing your finances has never been easier.

Credit Cards with Rewards

Shopping should feel rewarding! That's why we offer credit cards with rewards, allowing you to earn points on every purchase. Use these rewards for travel, merchandise, or cash back it's all about giving back to our members.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save, our personal banking services are designed with you in mind. With options for checking and savings accounts, you can easily manage your day-to-day finances while also saving for future aspirations. If you're considering a new vehicle, our auto loans and vehicle financing options make it simple and affordable to drive away in the car of your dreams. When it's time to invest in a home, we offer competitive mortgage loans and refinancing solutions that fit various budgets and lifestyles. Plus, if you're juggling expenses or want to consolidate debt, our personal loans and debt consolidation services provide flexible terms to ease your financial stress.

Why Choose Us?

We prioritize ease of access and member satisfaction at Mid-hudson Valley. Our team is committed to helping you navigate all of these services effectively. Need assistance? Just give us a call at (845) 336-4444, and we'll be happy to help! As part of our community-focused mission, we're here not just as a financial institution but as a partner in your journey toward financial wellness. Visit us today at 3 N Broad St Peekskill Ny 10566, or explore more about what we offer by visiting our website: https://mhvfcu.com. Let's work together towards achieving your financial dreams!

Digital & Online Banking

Convenient Features for Everyday Banking

Our mobile application makes it even easier to manage your accounts on the go. With this handy tool, you can deposit checks and view account details right from your smartphone or tablet. If you need to send money quickly to friends or family, our person-to-person transfer feature has you covered making it easy to share funds without any fuss. While mobile payments aren't available yet, we're continuously working on enhancing our services. For now, our online banking capabilities ensure that all your essential banking functions are just a click away. With Mid-hudson Valley's commitment to accessibility and ease-of-use, managing your finances has never been more straightforward. Visit us today at https://mhvfcu.com and experience the convenience of modern banking tailored just for you!

Secure Transactions Made Easy

Security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our systems are designed to protect your personal information. You can also enjoy e-statements for easy access to your financial records without the hassle of paper clutter. It's a simple way to keep track of your transactions while being environmentally friendly.

Financial Strength

Member Savings

Your savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

With total share accounts reaching 182,309, it's clear that more people are trusting Mid-hudson Valley with their finances. We have net shares available for lending and investments amounting to $775,016, showcasing our ability to support your financial aspirations effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 3 N Broad St Peekskill Ny 10566 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 250 full-time employees and 28 part-time employees ready to assist you with knowledge and dedication.

Our Financial Health

With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further emphasized by our net worth ratio of $1,007, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,539 in used auto loans and $1,013,295,472 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used one, our flexible terms can accommodate your budget.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $131,143,231 provide the capital needed to grow and expand your business. We're dedicated to supporting local enterprises and ensuring they have access to the funds necessary for success. In addition to these offerings, we often have refinancing options available for many of our loan products, allowing you to adjust your payments or rates as needed. It's essential for us that our members feel supported throughout their borrowing journey. Feel free to reach out at (845) 336-4444 for more information on any of our loan products or visit us at our branch located at 3 N Broad St Peekskill Ny 10566 in Peekskill, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in making sound financial decisions today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the mortgage process seamlessly.

Unsecured Credit Cards

For those needing extra flexibility, we also offer unsecured credit card loans, with a total of $31,104,121 in loans helping members manage their finances effectively. Our cards come with various benefits to suit your spending habits while keeping your financial health in check.

Loan Aggregator

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