Mid-Hudson Valley Credit Union Newburgh NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mid-hudson Valley, your trusted partner in financial success! Located at 1433 Route 300, Newburgh, NY 12550, we have been serving our community since 1963. With a strong commitment to our members and an impressive total membership of 93,548, we pride ourselves on being more than just a credit union; we are a community bank dedicated to helping you achieve your financial goals. As part of the Midhudson Valley family, you benefit from our robust assets totaling over $1.5 billion and a strong net worth of $152,241,811. Whether you're looking for personal banking services such as checking accounts, auto loans, or mortgages, or business solutions including merchant services and business loans, we have something for everyone. While members can visit us at our branch location, any official correspondence should be sent to our mailing address: 1224 Rt. 300, Newburgh, NY 12550. Our friendly team is here to assist you with any inquiries you may have don't hesitate to call us at 845-336-4444. Under the leadership of CEO Wayne Winkler and Board President Gary Anderson, we are dedicated to fostering strong relationships and ensuring that each member feels valued and supported. With over 278 employees ready to serve you, we continue to make strides in enhancing your banking experience. At Midhudson Valley, we're not just about numbers; we're about impact. Our members enjoy total deposits of $137,963,041 and can take advantage of our wide range of financial products designed with their needs in mind. Join us today and discover how we can help you thrive financially! Ready to start your journey with us? Visit our website at mhvfcu.com or give us a call we're excited to help you reach your financial dreams!

Branch History & Mission

Commitment to Innovation

As times change, so do we. While we currently do not offer ATMs or drive-thru services at this location, we've embraced digital advancements by providing online and mobile banking options for our members. You can manage your accounts effortlessly from anywhere while enjoying features like person-to-person payments.

Join Us!

We invite you to become part of the Mid-hudson Valley family. Experience firsthand how our commitment to exceptional service can help you thrive financially. Whether you're looking for loans, savings options, or simply want expert advice on managing your finances better our team is here for you! For more information or assistance, please call us at (845) 336-4444. Together, let's build a brighter future!

Our Mission

Our mission at Mid-hudson Valley is clear: we strive to provide exceptional financial services while fostering community growth and support. We believe that every member deserves personalized service and access to various products tailored to their needs. From checking and savings accounts to auto loans and business banking solutions, we are dedicated to helping our members achieve their financial goals. In addition to providing essential banking services, we actively engage in community outreach initiatives. Our partnerships with local organizations allow us to contribute positively to the neighborhoods we serve. We understand that supporting our community goes hand-in-hand with offering quality financial products.

Branch Location & Accessibility

Convenient Access

The Newburgh Branch is situated in a bustling area that's easy to reach. With ample parking available, you can park close to the entrance without hassle. Our facility is fully compliant with ADA standards, ensuring that everyone can access our services comfortably. If you need assistance during your visit, our friendly staff is always ready to help.

Get in Touch!

While members can visit us at 1433 Route 300 for all their banking needs, official correspondence should be sent to our mailing address: 1224 Rt. 300, Newburgh, NY 12550. Have questions or need assistance? Don't hesitate to give us a call at 845-336-4444. We look forward to welcoming you to our Newburgh Branch soon!

Operating Hours & Services

We understand that life can be busy, so we offer flexible operating hours. Our lobby is open Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM for drive-thru service. This way, you can find a time that works best for you! At the Newburgh Branch, we provide a variety of personal and business banking services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business loans there's something for everyone. Plus, enjoy the convenience of online and mobile banking right at your fingertips.

Member Eligibility

At Mid-hudson Valley, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple! If you live, work, or attend school in the Newburgh area, you're already on your way to becoming a member. We welcome individuals from various backgrounds and life stages, making our credit union a place where everyone can thrive together. To learn more about the specific eligibility criteria, feel free to check out the details at . Once you see how easy it is to join, you can start your membership journey by visiting us at our branch located at 1433 Route 300 Newburgh Ny 12550 or simply give us a call at (845) 336-4444. Our friendly team is here to guide you through the account opening process and answer any questions you may have. Welcome to the family at Mid-hudson Valley we can't wait to support your financial goals!

Business Banking & Commercial Services

At Mid-hudson Valley, we understand that every successful business starts with a strong foundation. Whether you're launching a startup or expanding an established company, our business banking and commercial services are designed to fuel your growth. Imagine having access to the financial support you need when opportunities arise. With our commercial loans, you can invest in new equipment, hire staff, or even move into a larger space. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing. Picture this: a busy Saturday morning at your café where customers are lining up for their favorite brews. With our efficient merchant services, accepting payments becomes quick and hassle-free, allowing you to focus on what really matters serving your customers. Visit us at 1433 Route 300 Newburgh Ny 12550 in Newburgh, NY or call us at (845) 336-4444 to learn how we can help your business thrive!

Comprehensive List Of Services

Convenience at Your Fingertips

Managing your finances should be hassle-free. With our online and mobile banking features, accessing your accounts is just a click away. Check balances, transfer funds, and pay bills from the comfort of your home or on the go! Plus, with ATM and cash withdrawal services available, you'll always have access to your cash when you need it.

Empowering Businesses

For our business members, we provide comprehensive solutions through our business banking services. From merchant services that facilitate transactions to business loans that help grow your enterprise, we are committed to supporting local businesses in their journey toward success.

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple for you to get behind the wheel of your dream vehicle. We provide competitive rates and flexible terms, ensuring that you find a plan that works for you. Additionally, if you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans can help turn your dreams into reality with supportive guidance along the way.

Get Started Today!

At Mid-hudson Valley, located at 1433 Route 300 Newburgh Ny 12550, we invite you to explore all these services tailored just for you. If you have any questions or need assistance, feel free to reach out at (845) 336-4444. Join us today and experience banking that truly cares about your needs!

Personal Banking Made Easy

We understand that every member has unique financial goals. That's why we offer personal banking services, including checking and savings accounts designed to fit your lifestyle. Imagine having a place where your money not only stays safe but also grows. Our accounts are tailored for easy access, so you can manage your finances effortlessly.

Rewarding Credit Options

We also offer credit cards with rewards tailored to fit your spending habits. Enjoy cash back or points on everyday purchases making it easier to earn while you spend!

Support When You Need It

Life can throw unexpected challenges your way. That's where our personal loans and debt consolidation services come in handy. Whether you need funds for an emergency or want to streamline your debts into one manageable payment, we are here to assist you every step of the way.

Digital & Online Banking

Key Features

With our 24/7 online banking services, managing your money has never been easier. You can view your account balances, transfer funds, and pay bills right from your computer or mobile device. Plus, with person-to-person transfers available, sending money to friends or family is simple and quick. For those who prefer using their smartphones, we offer a user-friendly mobile application that allows you to access all your banking needs right from your pocket. Monitor your accounts, check transaction history, and manage payments without needing to visit a branch.

Security and Accessibility

Your security is our priority. While we currently do not offer electronic signature authorization for transactions, we ensure that all your information is protected with the latest security measures. You can bank with peace of mind knowing that your data is safe with us. We also provide e-statements to help you keep track of your finances without the clutter of paper statements. This feature allows you to access your financial documents securely online whenever you need them. In short, Mid-hudson Valley is committed to making banking easy and accessible for you. Explore all our digital offerings today at https://mhvfcu.com and experience how straightforward managing your finances can be!

Financial Strength

Commitment to Operational Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 182,309, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $775,016. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 1433 Route 300 Newburgh Ny 12550 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $13,539 in used auto loans and $1,013,295,472 in total loans and leases show our commitment to supporting members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. Whether you're purchasing your first vehicle or upgrading to something newer, we provide flexible financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $131,143,231 provide the capital needed to grow and expand. We are committed to supporting local businesses and entrepreneurs by offering tailored solutions that suit your specific needs. At Mid-hudson Valley, we're dedicated to providing clear insights into our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage financing, or credit card options, our team is here to assist you every step of the way. Contact us at (845) 336-4444 or visit us at 1433 Route 300 Newburgh Ny 12550 in Newburgh, NY to learn more about how we can support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We help you understand your eligibility and work closely with you throughout the process, ensuring that you find a solution that works for your lifestyle.

Unsecured Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $31,104,121 in loans helping members manage their finances effectively, our credit cards come with great rewards and low-interest rates, making it easier for you to handle everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified financial institutions guarantees that users receive fair and transparent offers.