Mid-Hudson Valley Credit Union Middletown NY

Introduction

At Mid-hudson Valley, we believe that banking should be more than just transactions; it should be about community, trust, and support. Located at 360 Route 211 E, Middletown, NY 10940, our branch has been serving the financial needs of our members since 1963. With a strong commitment to our local community and a membership base of over 93,548, we take pride in helping you achieve your financial goals. As of now, our total assets stand at an impressive $1,510,878,987, showcasing our strength and reliability in managing your finances. We offer a range of loans totaling 44,547 to support everything from personal needs to business ventures. Our deposits have also reached $137,963,041, reflecting the trust our members place in us. Under the leadership of our CEO, Wayne Winkler, and Board President, Gary Anderson, we strive to create a welcoming environment where every member feels valued. Our dedicated team of 278 employees is here to assist you with all your banking needs. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to the same address: 360 Route 211 E, Middletown, NY 10940-2147. We invite you to explore how we can help you thrive financially. Whether you're looking for loans or saving options, we're here for you. Please feel free to reach out at 845-336-4444 or visit us online at mhvfcu.com for more information. Your journey toward financial wellness starts with us!

Branch History & Mission

Looking Forward

As we look ahead, Mid-hudson Valley remains committed to innovation while ensuring ADA compliance and customer-centric initiatives. We continue to embrace technology that simplifies banking while keeping your security as our top priority. Join us today at Mid-hudson Valley! Experience firsthand how we can make a difference in your financial journey. Together, let's build a stronger community where everyone thrives! For more information or assistance, please call us at 845-336-4444 or visit us online at mhvfcu.com.

Our Journey

The story of Mid-hudson Valley is one of dedication and progress. Established in the heart of Middletown at 360 Route 211 E, our branch has witnessed significant changes in both the financial landscape and the community it serves. From our early days, we aimed not just to provide financial services but to empower individuals and families through education, support, and resources that help them achieve their goals. Over the decades, we have expanded our offerings to include various loan types, savings accounts, and digital banking solutions that cater to the diverse needs of our members. We are proud of our evolution while maintaining a focus on personal service and community connections.

Our Mission

At Mid-hudson Valley, our mission is clear: We strive to enhance the financial lives of our members by offering accessible products and services tailored to their unique situations. We believe that everyone deserves financial stability and growth opportunities. That's why we prioritize community outreach initiatives and partnerships with local organizations to support those in need. Our operating hours are designed for your convenience: we are open Monday through Friday from 8 AM to 5 PM and Saturdays from 9 AM to 2 PM for drive-thru services. We understand that banking should fit into your lifestyle, which is why we also offer online banking options for easy access anytime. While members can visit us at 360 Route 211 E, official correspondence should be sent to 360 Route 211 E, Middletown, NY 10940-2147 if different. Whether you need assistance with loans or want to learn more about saving strategies, our dedicated team is here for you.

Branch Location & Accessibility

Branch Features and Accessibility

At our Middletown location, we prioritize your comfort and convenience. You'll find ample parking available right outside our doors, making it simple to pop in whenever you need assistance. We are proud to offer accessibility features that cater to all members of the community, ensuring everyone can visit us with ease.

Operating Hours

Our friendly team is ready to help during convenient hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. Whether you need help with a loan inquiry or just want some guidance on your account, we're here for you during these times.

Services Offered

While we currently do not have ATM services or drive-thru banking available at this location, our knowledgeable staff is on hand to assist with a variety of services tailored to meet your financial needs. If you ever have questions or need support, don't hesitate to reach out. If you'd like more information or have specific inquiries, feel free to give us a call at 845-336-4444. We invite you to visit us at the Mid-hudson Valley Branch where personalized service and community connection come together!

Member Eligibility

At Mid-hudson Valley, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy! If you live, work, or go to school in the area surrounding our branch at 360 Route 211 E Middletown Ny 10940, you're likely eligible to become a member. We welcome individuals from all walks of life, and being part of our credit union means you'll enjoy personalized service, competitive rates, and a range of financial products tailored just for you. To learn more about specific eligibility criteria and how you can start your membership journey, please visit our detailed resource at . If you're ready to take the next step, opening an account with us is simple! You can get started by checking out the information on our account opening process. Feel free to reach out to us at (845) 336-4444 if you have any questions or need assistance. We can't wait to welcome you into the Mid-hudson Valley family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

We offer practical merchant services that make everyday transactions easier. Whether you're processing payments or managing cash flow, our services can streamline your operations. Picture a busy Saturday at your local shop having reliable payment solutions means you can focus on serving your customers without worrying about payment delays or issues. Located conveniently at 360 Route 211 E Middletown Ny 10940, Middletown, NY, we're here to help your business thrive. For more information, give us a call at (845) 336-4444. Let's build a brighter future together!

Comprehensive List Of Services

Committed Support for Your Financial Journey

Your financial journey doesn't have to be taken alone. At Mid-hudson Valley, we pride ourselves on building lasting relationships with our members. Our team is always ready to assist with any questions or concerns you might have about managing your accounts or utilizing our services effectively. If you're looking for guidance on how best to utilize our offerings or if you need assistance navigating online banking features, don't hesitate to reach out! You can contact us directly at 845-336-4444 during our operating hours from 8 AM - 5 PM on weekdays and 9 AM - 2 PM on Saturdays.

Digital Banking Made Easy

In today's fast-paced world, digital banking plays a vital role in how you manage your finances. At Mid-hudson Valley, we've embraced technology to make banking easier and more accessible. Our online banking platform allows you to check your balance, transfer funds, and pay bills right from your device. Imagine sitting comfortably at home or while enjoying coffee at your favorite café your bank is always within reach! Additionally, our mobile application offers similar functionalities, ensuring that whether you're in the office or out running errands, you can handle your banking tasks without any hassle. Plus, our person-to-person payment service makes it easy to send money directly to friends or family without needing cash.

Get Started Today!

We invite you to visit us at 360 Route 211 E, Middletown, NY 10940 and discover how our comprehensive services can help you achieve your financial goals. Whether it's through face-to-face consultations or utilizing our digital tools, Mid-hudson Valley is here for you every step of the way. Let us help you take control of your financial future today!

Tailored Financial Solutions

One of the standout features of Mid-hudson Valley is our commitment to personalized service. We understand that each member has different financial goals and challenges. That's why we offer a range of services tailored just for you. From ATM services only, we ensure that accessing your funds is as straightforward as possible, giving you the convenience you need when you're on the go.

Digital & Online Banking

Key Features

We know that security is a top priority for our members. That's why our online banking features come with advanced security measures to protect your personal information. Plus, if you prefer going paperless, you'll be happy to know that we offer e-statements, allowing you to view and manage your statements digitally no more cluttered mailboxes! Need to send money quickly? Our person-to-person transfer feature makes it easy to send cash to friends or family instantly without the hassle of writing checks or using cash. You can also enjoy the convenience of our mobile application, available for download now, giving you access to all these features right from your smartphone. While electronic signature authorization isn't available at this time, our other services ensure that your online experience remains smooth and efficient. Although mobile payments aren't an option yet, we continue to look for ways to enhance our offerings for you. At Mid-hudson Valley, we're dedicated to providing modern solutions that fit into your lifestyle while keeping things simple and secure. Join us today and take control of your banking experience!

Financial Strength

At Mid-hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is backed by solid performance metrics, ensuring we can continue to serve you with confidence. With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,539 in used auto loans and a total of $1,013,295,472 across various loans and leases. This capacity supports our members' financial goals across multiple sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending stand at $775,016, reinforcing our ability to support your needs further. With a growing member base represented by 182,309 total share accounts, it's clear that our community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 360 Route 211 E Middletown Ny 10940 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment, which is why we also provide refinancing options to help you lower your monthly payments or secure better terms.

Business Financing

For business owners, our outstanding commercial loans totaling $131,143,231 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and offer tailored solutions to meet your unique needs. At Mid-hudson Valley, our focus is on providing personalized service and financial products that empower our members. If you're interested in learning more about any of these offerings or exploring eligibility options, feel free to reach out by calling us at (845) 336-4444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We aim to guide you through each step of the process so you can feel confident in your decision.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $31,104,121 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected costs without the burden of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted resource for consumers looking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its emphasis on verified data. All loan offers are sourced from legitimate financial institutions, which enhances trust and transparency in the comparison process. Furthermore, LendMesh does not feature sponsored listings; it does not prioritize lenders based on paid promotions. This approach ensures users receive unbiased results tailored to their needs. Another significant advantage is the availability of real-time rate comparisons. With up-to-date loan rates from multiple institutions, users can feel confident they are making informed decisions based on the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. If you're looking to compare real-time loan offers today, visit LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.