Mid-Hudson Valley Credit Union Highland NY | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Mid-hudson Valley, your trusted community partner located at 5 Wingate Way, Highland, NY 12528. Since our establishment in 1963, we have been dedicated to providing exceptional financial services tailored to the unique needs of our members. With a strong membership base of 93,548 individuals and total assets reaching an impressive $1,510,878,987, our commitment to fostering financial well-being in the community is stronger than ever. At Mid-hudson Valley, we offer a wide array of services including personal banking, auto loans, mortgages, and business financing. Our focus is on helping you achieve your financial goals while ensuring that your experience with us is smooth and supportive. Whether you are looking to open a checking account or secure a loan for your dream home, we are here to help every step of the way. Under the leadership of our CEO, Wayne Winkler, and Board President, Gary Anderson, we strive to create an environment where trust and transparency thrive. Our team of 278 employees is dedicated to serving you with professionalism and care. We believe that banking should be more than just transactions; it should be about building relationships that last. While members can visit us at our branch location, official correspondence should be sent to: 5 Windgate Way, Highland, NY 12528-2143. Feel free to reach out via phone at 845-336-4444 during our operating hours from 8 AM to 5 PM on weekdays and 9 AM to 2 PM on Saturdays. We invite you to explore how we can support your financial journey today by visiting our website at mhvfcu.com. Your future begins here with Mid-hudson Valley!

Branch History & Mission

Welcome to the Highland Branch of Mid-hudson Valley, a credit union that has been serving our community since 1963. Located at 5 Wingate Way, Highland, NY 12528, our branch is not just a financial institution but a vital part of the local fabric. Over the years, we have grown alongside our members, expanding our services and support to meet the changing needs of our community. From humble beginnings, Mid-hudson Valley has flourished into a trusted financial partner for over 93,000 members. With total assets exceeding $1.5 billion, we are committed to providing personalized banking solutions that empower individuals and families in Highland and beyond. Our mission is clear: to deliver exceptional financial services while fostering community growth and well-being. At our branch, we prioritize accessibility and inclusivity. Although we do not currently offer ATM or drive-thru services, our dedicated team is ready to assist you during our operating hours Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. We understand the importance of convenience in banking, which is why we also offer online and mobile banking options for your ease. Our commitment to community goes beyond just financial transactions. We actively engage in partnerships and outreach programs aimed at uplifting those around us. Whether it's through educational workshops or local sponsorships, we believe in giving back and supporting the vibrant communities that make up our membership base. If you need to reach out for any inquiries or support, please don't hesitate to call us at 845-336-4444. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 5 Windgate Way, Highland, NY 12528-2143. Join us at Mid-hudson Valley today! Experience how we can help you achieve your financial goals while being part of a community-focused organization dedicated to your success. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit us comfortably. Whether you're walking in or driving through, you'll find it easy to access our services.

Operating Hours

We're here for you during the week from 8 AM to 5 PM, and we also welcome you on Saturdays from 9 AM to 2 PM. Our friendly staff is ready to assist you with a range of services tailored to your financial needs.

Services Offered

At Mid-hudson Valley, we offer personal banking options like checking and savings accounts, along with auto loans and mortgages. Whether you're looking for credit cards with rewards or business banking solutions, we've got something for everyone. Although we currently do not have ATM or drive-thru services available, our lobby is open and ready for your visits. If you need to reach us directly, feel free to call us at 845-336-4444. While members can visit us at our Highland branch address, official correspondence should be sent to our mailing address at 5 Windgate Way, Highland, NY 12528-2143. We invite you to come by and experience the welcoming atmosphere at Mid-hudson Valley. Your financial journey starts here!

Member Eligibility

Becoming a member of Mid-hudson Valley is like joining a close-knit community where your financial well-being is our top priority. If you're looking to take advantage of our personalized services and supportive atmosphere, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the area around 5 Wingate Way Highland Ny 12528. We also welcome immediate family members of current members, making it easy to share the benefits with loved ones. To learn more about the specific criteria and see if you qualify, feel free to check out the details at . Opening an account with us is straightforward and welcoming. Whether you're interested in a checking or savings account, or perhaps exploring options for loans, our team is here to guide you through every step of the process. You can reach us at (845) 336-4444, and we'd be happy to assist you with any questions you might have! Join us today and experience the advantages of being part of Mid-hudson Valley; it's a decision you'll appreciate for years to come.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that help streamline your payment processes. Imagine being able to accept payments from customers quickly and securely whether they are shopping online or at your storefront. Our tools allow you to focus on what matters most: growing your business. Located conveniently at 5 Wingate Way Highland Ny 12528, Highland, NY, our team is ready to help you navigate your financial journey. Reach us at (845) 336-4444 during our operating hours of 8 am - 5 pm Monday through Friday and 9 am - 2 pm Saturday. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While our branch may not have ATMs on-site, we ensure that cash withdrawal services are accessible through our network so that you can get cash when you need it without hassle. At Mid-hudson Valley, we pride ourselves on being more than just a financial institution; we're part of the community. We invite you to reach out at (845) 336-4444 if you have any questions about our services or how we can assist you further. Stop by today or visit us online at https://mhvfcu.com we're excited to help you achieve your financial dreams!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it simple and affordable. With competitive rates and flexible terms, we help you drive away in the car of your dreams without breaking the bank.

Business Banking

If you're a business owner, we provide specialized services tailored just for you. From merchant services that simplify payment processing to business loans designed to help your company grow, we understand the importance of supporting local businesses.

Credit Cards with Rewards

For those who love rewards, our credit cards come with perks that make everyday spending more rewarding. Enjoy cashback on purchases or points redeemable for travel and gifts it's a smart way to use your credit!

Mortgage Loans & Refinancing

Homeownership is an important milestone, and at Mid-hudson Valley, we're here to support you on that journey. We offer mortgage loans that cater to various needs, whether you're buying your first home or refinancing an existing mortgage for better terms. Our team will guide you through each step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions that let you manage your finances anytime, anywhere. Check balances, transfer funds, pay bills, and more all from the palm of your hand!

Personal Banking

We understand that every member has unique banking needs. That's why our personal banking services include both checking and savings accounts designed for convenience and growth. Whether you're saving for a special occasion or just want easy access to your funds, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you find yourself needing extra cash, our personal loans are here to help. Additionally, if you're juggling multiple debts, consider our debt consolidation options that can simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Features

Our online platform includes user-friendly features like person-to-person transfers, making it easy to send money to friends or family without any hassle. Plus, if you prefer paperless options, we offer e-statements for quick access to your account history while helping the environment at the same time. For those who are always on their phones, our mobile application is here to help! Download it today and enjoy mobile banking right in your pocket. You can manage your accounts and even make payments quickly and securely no more digging through your wallet for cash.

Security You Can Trust

When it comes to security, we take it seriously. Our platform protects your personal information with advanced security measures so that you can bank with confidence. While we currently do not offer electronic signature authorization, rest assured that every transaction is safeguarded. Experience the ease of managing your finances with Mid-hudson Valley's digital banking services today! Whether you're at home or out and about, we're here to support you every step of the way.

Financial Strength

A Growing Community

With a total of 182,309 share accounts, we show a strong and growing member base that trusts us with their finances. Your trust motivates us to keep improving our services every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 5 Wingate Way Highland Ny 12528 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our community.

Dedicated Team

We also take pride in having 250 full-time employees and 28 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your experience with us as positive as possible.

Member Savings Security

Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. We focus on maximizing your savings while minimizing risks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which helps us continue offering competitive loan rates and solid financial products for you. We strive to keep costs low so that you can enjoy more benefits as a member.

Reinvesting in Our Future

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to adapt and grow while keeping your interests at the forefront of what we do.

Solid Capital Foundation

Our net worth ratio of $1,007 reflects a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strong ratio is vital for maintaining our operations and serving our members effectively.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $13,539 in used auto loans and $1,013,295,472 in total loans and leases. We understand the importance of having access to funds when you need them most.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, our competitive rates can ease your path to ownership.

Business Loans

For business owners, our outstanding commercial loans totaling $131,143,231 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with lending solutions that fit your operational needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We provide flexible terms and personalized service to ensure that you find the best mortgage solution for your needs.

Refinancing Options

If you're considering refinancing any existing loans, we have options available to help you lower your monthly payments or reduce the interest rates on your current debts. Please reach out to us for more details on eligibility and how we can assist you further. Our team at Mid-hudson Valley is dedicated to providing personalized service and guidance throughout the borrowing process. For any questions or assistance, don't hesitate to contact us at (845) 336-4444 during our operating hours: 8 AM - 5 PM Monday through Friday and 9 AM - 2 PM on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $31,104,121 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to support your everyday spending while keeping your budget intact.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers, allowing users to make informed decisions without hidden surprises. LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions. This verification process guarantees that users receive accurate information. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The results you see are strictly based on what's available in the market. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This real-time data helps users find the best possible deals quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.