Mid-Hudson Valley Credit Union Fishkill NY | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Mid-hudson Valley, your trusted partner for financial services right here in Fishkill, NY! Located at 584 Route 9, our branch has been serving the community since 1963, providing a safe and reliable place for your banking needs. With a strong commitment to our members, we take pride in being more than just a credit union; we are a part of your community, focused on helping you achieve your financial goals. At Mid-hudson Valley, we understand that every member's journey is unique. That's why we offer a diverse range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. As of now, we're proud to have over 93,000 members who trust us with their finances. Our total assets stand at an impressive $1.51 billion, ensuring we have the resources to support you effectively. Our dedicated team is here to help you navigate your financial path with personalized service. Led by CEO Wayne Winkler and Board President Gary Anderson, our knowledgeable staff of 278 employees is ready to assist you with any questions or concerns you may have. Whether you're looking to secure a loan or open a new account, we aim to provide excellent service that makes banking easy and accessible. While members can visit us at our Fishkill branch for all their banking needs, official correspondence should be sent to the same address: 584 Route 9, Fishkill, NY 12524. You can reach us anytime at 845-336-4444 for inquiries or assistance. Join us today and discover how Mid-hudson Valley can make a positive impact on your financial life! Visit our website at mhvfcu.com for more information or stop by our branch during business hours Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. We look forward to welcoming you into our family!

Branch History & Mission

Welcome to the Mid-hudson Valley branch, a proud part of our community since 1963. Nestled at 584 Route 9 in Fishkill, NY, we have a rich history dedicated to serving our members and supporting local initiatives. Over the years, we have grown alongside our community, currently boasting a total membership of 93,548 and assets amounting to an impressive $1,510,878,987. From our humble beginnings, we've made significant strides in providing exceptional financial services tailored to meet the needs of our members. Our mission is simple yet powerful: to improve the financial well-being of our members while fostering community support and engagement. We believe that everyone deserves access to affordable financial solutions and personalized service. While members can visit us at our Fishkill location for all their banking needs, official correspondence should be sent to the same address: 584 Route 9, Fishkill, NY 12524. Our operating hours are designed with convenience in mind open from 8 AM to 5 PM Monday through Friday and from 9 AM to 2 PM on Saturdays. At Mid-hudson Valley, we pride ourselves on being customer-centric. We recognize that not every member has the same needs, which is why we offer a range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. Although we currently do not have ATM availability or drive-thru services at this location, we are committed to providing online and mobile banking options for ease of access. Our commitment extends beyond just financial services. We actively engage in community outreach efforts and partnerships that help uplift those around us. Whether it's through local sponsorships or volunteering initiatives, we strive to make a positive impact on the lives of those in Fishkill and beyond. As we look towards the future, we invite you to join us on this journey. Experience the benefits of becoming a member at Mid-hudson Valley. Together, let's build a brighter financial future for you and our community! For any inquiries or assistance, feel free to reach out at (845) 336-4444 we're here to help!

Branch Location & Accessibility

Welcome to the Mid-hudson Valley branch located at 584 Route 9 in Fishkill, NY! Nestled conveniently along one of the main routes in Dutchess County, our branch is easy to reach whether you're coming from nearby neighborhoods or further afield. We pride ourselves on being accessible to all members, with features that cater to everyone, including ADA compliance for those who may need extra assistance. While you can visit us at this address for all your banking needs, please note that official correspondence should be directed to the same location: 584 Route 9, Fishkill, NY 12524. Our friendly team is here to serve you during our convenient operating hours. Swing by Monday through Friday from 8 AM to 5 PM and on Saturdays from 9 AM to 2 PM. If you have any questions or need assistance, don't hesitate to call us at 845-336-4444. Though we currently do not have ATM services or a drive-thru option available, we offer a variety of personal banking services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. When you visit us, you'll find ample parking available right outside our branch. Plus, we are committed to making your experience as smooth as possible. Our team looks forward to welcoming you soon and helping you achieve your financial goals. Come see us today!

Member Eligibility

Becoming a member of Mid-hudson Valley is like joining a welcoming family that supports your financial journey. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the area, as well as their family members. This inclusive approach makes it easy for you and your loved ones to enjoy the benefits we offer. With our branch located at 584 Route 9 Fishkill Ny 12524, we're dedicated to providing personalized service and a range of financial products tailored just for you. To explore more about the eligibility criteria, feel free to visit our resource page at . If you're ready to take the next step in your financial journey, opening an account with us is straightforward and rewarding! For any questions or assistance, don't hesitate to give us a call at (845) 336-4444. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services designed to simplify payment processing for your business. Whether you're a retailer or a service provider, our solutions make it easy for your customers to pay while ensuring you get your funds quickly. Imagine reducing the hassle of transactions so you can focus on what you do best growing your business. Join us at Mid-hudson Valley, located at 584 Route 9 Fishkill Ny 12524, and let's build a prosperous future together. For more information, call us at (845) 336-4444 or visit our website at https://mhvfcu.com.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got your back too! Our business banking services, including merchant services and business loans, are designed to help your business thrive. We know how crucial it is for small businesses to have access to reliable financial tools.

Cash Withdrawal Options

While we currently do not have ATM availability at our branch, rest assured that our cash withdrawal services are straightforward when you need them. At Mid-hudson Valley, we strive not only to meet but exceed your expectations by offering these comprehensive services tailored specifically for our members' needs. Whether it's opening a new account or applying for a loan, feel free to reach out at (845) 336-4444 or visit us during our operating hours from 8 AM to 5 PM Monday through Friday and 9 AM to 2 PM on Saturdays. Take control of your finances today with the trusted support of Fishkill Branch your partner in achieving financial success!

Credit Cards and Rewards

For those who love rewards, our credit cards with benefits allow you to earn points on everyday purchases. Use these points for travel, merchandise, or cashback it's all about rewarding you for your loyalty!

Online and Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. From checking balances and paying bills online to transferring funds instantly between accounts our digital services make banking easy and accessible.

Personal Banking Solutions

We understand that personal finance can be overwhelming, which is why we offer several options to make managing your money easier. Our checking and savings accounts come with competitive rates and no hidden fees, ensuring that you keep more of your hard-earned money. If you're planning to buy a car, our auto loans and vehicle financing options provide affordable rates and flexible terms, making it simple to get behind the wheel without breaking the bank. When it comes to homeownership, our mortgage loans and refinancing services are here for you. We guide you through every step of the process, helping you find the right mortgage solution that fits your budget. Plus, if you're looking to consolidate debt or cover unexpected expenses, our personal loans offer a straightforward way to achieve your financial goals.

Digital & Online Banking

In today's fast-paced world, convenience and security are paramount when managing your finances. At Mid-hudson Valley, we understand this need and offer a range of digital and online banking services designed to make your banking experience smooth and secure. With our robust online banking platform, accessible at https://mhvfcu.com, you can manage your accounts anytime, anywhere. Whether you're checking balances, paying bills, or transferring money between accounts, our 24/7 online banking services ensure you have control at your fingertips. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it easy and hassle-free. For those who prefer mobile access, our user-friendly mobile application is available for download. This app allows you to perform various transactions on the go, keeping your financial life organized and manageable. Although we currently do not support mobile payments directly, the convenience of managing your accounts from your phone cannot be overstated. To help you stay informed about your account activity, we also provide e-statements. This eco-friendly option allows you to receive your statements electronically no more paper clutter! While we don't offer electronic signature authorization at this time, rest assured that all your transactions are safeguarded with top-notch security measures. At Mid-hudson Valley, we prioritize making banking accessible for everyone. Our online services are designed for ease of use, allowing members to handle their finances in real-time without any technical hurdles. We're here to support you every step of the way as you navigate your financial journey!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, our main goal is to ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Dedicated Team

We also take pride in having 250 full-time employees and 28 part-time employees who are committed to serving you with knowledge and care. Our team is always ready to assist you with your banking needs.

Growing Membership Base

Total Share Accounts: 182,309, showing a strong and growing member base that trusts us with their finances. This trust forms the bedrock of everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 584 Route 9 Fishkill Ny 12524 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member resources ensures that your savings work harder for you.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth allows us to adapt and meet your evolving needs.

Strong Net Worth

With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supportive Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We currently have $13,539 in used auto loans and $1,013,295,472 in total loans and leases available. Whether you're looking for an auto loan or other financing options, we're here to help you make those dreams a reality.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we've got you covered. Plus, our straightforward application process makes it easier than ever to drive away in your new car.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $131,143,231 provide the capital needed to grow and expand your business. We understand the challenges that entrepreneurs face and are committed to supporting local businesses through tailored lending solutions. At Mid-hudson Valley, we are dedicated to helping our members navigate their financial journeys with confidence. For any questions about our loan products or eligibility requirements, feel free to reach out at (845) 336-4444 during our operating hours: 8 am - 5 pm Monday through Friday and 9 am - 2 pm Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here!

Credit Lines and Personal Loans

For those looking for additional flexibility in managing finances, our total credit lines amount to $191,906,554. This option can provide you with immediate access to funds when needed. Additionally, we offer unsecured credit card loans with a total of $31,104,121 available, ensuring that you can manage your finances effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We offer flexible terms and competitive interest rates to help you secure the home you've always wanted. If you're considering refinancing, our team is here to guide you through every step of the process.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By prioritizing verified data, users can trust that they are receiving accurate information from legitimate financial institutions.