MidFlorida Credit Union Winter Haven FL | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Midflorida, your trusted partner in financial success, located at 5540 Cypress Gardens Blvd, Winter Haven, FL 33884. Established in 1954, we have proudly served our community for decades, building a strong foundation of trust and reliability among our members. With over 472,203 members and assets exceeding $8 billion, we are committed to providing personalized financial solutions that meet your unique needs. At Midflorida, we understand that banking is about more than just transactions; it's about relationships. Our dedicated team of over 1,400 employees, led by CEO Steve Moseley and Board President Christopher Geiger, works tirelessly to ensure that you receive exceptional service every time you visit us or reach out for assistance. Whether you need help with personal banking, auto loans, or business services, we are here for you. While members can visit us at our branch location, please note that official correspondence should be sent to our main office address. We believe in supporting not only our members but also the communities we serve. Our commitment to local initiatives and outreach programs reflects our dedication to making a positive impact in Winter Haven and beyond. We invite you to explore our wide range of services, including checking and savings accounts, mortgages, credit cards with rewards, and much more all designed with your financial wellbeing in mind. To find out more about how we can assist you or to get started on your financial journey today, call us at 863-688-3733 or visit our website at Midflorida. Join us at Midflorida where your financial goals become our mission!

Branch History & Mission

Looking Ahead

As we embrace digital advancements such as online and mobile banking making transactions easier for everyone we remain dedicated to ensuring ADA compliance and customer-centric initiatives that prioritize your experience. We invite you to become part of the Midflorida family. Join us today and experience firsthand how we can help you achieve your financial goals while making a difference in our community! For more information or assistance, don't hesitate to call us at 863-688-3733 or visit our website here.

Our Evolution

From our humble beginnings, we have focused on providing exceptional service and support to our members. Over the years, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. As of now, our total assets stand at an impressive $8,040,523,100, reflecting the trust that our members place in us. Our commitment extends beyond just banking. We believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Winter Haven and beyond.

Our Mission

At Midflorida, our mission is clear: to empower individuals and families by providing accessible financial services while promoting community growth and development. We aim to support every member's financial journey with personalized service tailored to their unique needs. Our focus on inclusivity ensures everyone can access vital resources that enhance their quality of life. While members can visit us at 5540 Cypress Gardens Blvd, official correspondence should be sent to our mailing address if different (not applicable here). Our branch features both ATM services and drive-thru banking for your convenience.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 863-688-3733. Our friendly staff is always ready to help you with any inquiries you may have or guide you through our services. We invite you to stop by and discover everything Midflorida has to offer we look forward to seeing you soon!

Convenient Access

At Midflorida, we know how important it is for our members to have easy access to banking services. Our location offers ample parking space and features that ensure everyone can visit comfortably. We are proud to be ADA compliant, with ramps and other accessibility options available for our members who need them.

Operating Hours

Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you're looking for more flexibility, our drive-thru service is available Monday through Friday from 7:00 AM until 7:00 PM and Saturday from 8:30 AM to 1:00 PM. We're here to make your banking experience as smooth as possible!

Services Offered

Midflorida offers a range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Plus, if you're a member of a partner credit union, you can take advantage of shared services right here!

Member Eligibility

At Midflorida, we're excited to welcome you into our community where you'll find a wealth of opportunities and support. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in the areas we serve. Whether you're looking for personal banking solutions or planning for your financial future, joining us means you'll enjoy personalized service and a wide range of products designed just for you. If you're interested in learning more about the specific eligibility criteria, you can check out the details at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit . Ready to take the next step? Opening an account with us is straightforward! Visit us online at https://loans.midflorida.com/ or give us a call at (863) 688-3733. Our friendly team is here to help you get started on your journey with Midflorida, located at 5540 Cypress Gardens Blvd Winter Haven Fl 33884. Join us today and experience the benefits of being part of a caring financial community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services offer practical tools to enhance your operations. Whether you need easy payment processing or solutions to manage cash flow efficiently, we're here for you. Think of it as having a reliable partner who ensures your transactions run smoothly so you can focus on what matters most growing your business. Located at 5540 Cypress Gardens Blvd Winter Haven Fl 33884, Winter Haven, FL 33884, we invite you to visit us or call (863) 688-3733 to learn how our business banking and commercial services can help turn your vision into reality.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Shared Branch Transactions

For added convenience, our branch participates in basic shared branch transactions. This means that if you're a member of another participating credit union, you can still complete deposits and withdrawals right here at 12-south Winter Haven. Whether you're visiting us in person or using our digital tools, we strive to make your banking experience as smooth as possible. At Midflorida, we're more than just a financial institution; we're your partner in achieving financial well-being. Ready to explore what we can do for you? Stop by our branch or visit us online at https://www.midflorida.com/ today!

Business Banking Made Easy

If you're a business owner, you'll appreciate our comprehensive business banking solutions. We provide essential services like merchant services and business loans that can help you manage cash flow and invest in growth opportunities.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to check balances, transfer money, and pay bills from anywhere at any time. Our ATM and cash withdrawal services ensure you have access to your funds when you need them most. With features like basic drive-thru banking, you can easily handle deposits and withdrawals without stepping inside.

Financial Support When You Need It

Life can throw unexpected challenges your way, which is why we also provide personal loans and debt consolidation services. Whether you need extra funds for a big purchase or want to simplify your monthly payments, we're here to help. Plus, our credit cards with rewards offer benefits that can enhance your spending experience while helping you save on future purchases.

Personal Banking Solutions

We offer a variety of personal banking options tailored for your convenience. Our checking and savings accounts make it easy to manage your money while earning competitive interest rates. If you're looking to finance a vehicle, our auto loans and vehicle financing options provide flexible terms to fit your budget. For those considering home ownership, our mortgage loans and refinancing services can guide you through the process, ensuring you find the right solution for your situation.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to manage your accounts with real-time updates. You can set up e-statements, which not only helps you go green but also allows you to access your financial statements quickly and securely no waiting for mail delivery! Plus, with electronic signature authorization available, signing documents online has never been easier or more secure. Need to send money to a friend? Our person-to-person transfer feature lets you do that in moments. You can quickly transfer funds directly from your account to theirs without needing cash or checks. And if you're always on the go, you'll love our mobile application, which offers all the functions of online banking right at your fingertips.

Security & Accessibility

Security is at the forefront of everything we do at Midflorida. We use advanced encryption methods to protect your information and ensure that every transaction is safe. With mobile payments enabled, you can make purchases directly from your smartphone while enjoying peace of mind. We strive to provide accessible banking solutions tailored to fit busy lifestyles. With our digital services, managing your money has never been simpler or more efficient. Embrace the future of banking with us today!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. This growth highlights the confidence our community has in Midflorida, which fuels our commitment to delivering exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 5540 Cypress Gardens Blvd Winter Haven Fl 33884 or call (863) 688-3733 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us provide cutting-edge services while safeguarding your assets. Our lending capacity supports members' financial goals across various sectors with $138,957 in used auto loans and $6,291,591,067 in total loans and leases. Whether you're looking to buy a car or need funds for other purposes, we're here to help make it happen.

Member-Focused Savings

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings with attractive options that help grow your wealth over time. Unlike traditional banks, we focus on our members' needs. With non-member deposits at $105,925,874, we ensure that our resources benefit you through better loan rates, lower fees, and exclusive perks designed for your advantage.

Operational Efficiency

Our $82,723,075 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income allows us to reinvest in the services you care about most. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your success.

Strong Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is vital as it empowers us to support our members effectively. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our ability to withstand economic challenges while continuing to serve you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your vehicle as easy as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand your business. We are committed to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that can help lower your monthly payments or reduce interest rates. It's worth exploring how refinancing could benefit you financially. At Midflorida, we pride ourselves on providing personalized service and expert advice. If you're interested in learning more about our loan products or checking your eligibility, feel free to reach out at (863) 688-3733 or visit us at 5540 Cypress Gardens Blvd Winter Haven Fl 33884, Winter Haven, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. This can be a great option if you're looking for a way to handle unexpected expenses or consolidate debt.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates and terms presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in finding competitive rates. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions ensures that users receive fair and transparent offers.

MIDFLORIDA CREDIT UNION - Winter Haven, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Looking Ahead

Our Evolution

Our Mission

Branch Location & Accessibility

Connect With Us

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Loan Options

Comprehensive List Of Services

Accessing Shared Branch Transactions

Business Banking Made Easy

Convenient Digital Banking Features

Financial Support When You Need It

Personal Banking Solutions

Digital & Online Banking

Key Features

Security & Accessibility

Financial Strength

Growing Together

Investing in Your Future

Member-Focused Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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