MidFlorida Credit Union Vero Beach FL | Best Auto Loans & Checking

Introduction

Welcome to Midflorida, your trusted partner in financial well-being since 1954. Located at 2800 20Th St, Vero Beach, FL 32960, we are proud to serve our vibrant community with a commitment to exceptional service and member satisfaction. With over 472,203 members and total assets exceeding $8 billion, we stand as a strong pillar in the financial landscape of Vero Beach. At Midflorida, we understand that banking is not just about numbers; it's about relationships. Our dedicated team, led by CEO Steve Moseley and Board President Christopher Geiger, works tirelessly to provide you with personalized services that cater to your unique financial needs. From checking and savings accounts to auto loans and mortgages, we offer a comprehensive range of products designed to help you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2800 20th St, Vero Beach, FL 32960. We invite you to experience the friendly atmosphere and professional support that sets us apart. With total deposits reaching $554,970,676 and a net worth of $847,124,764, Midflorida is not only financially robust but also deeply committed to enhancing the lives of our members. Our total loans stand at an impressive 342,371, reflecting our dedication to empowering individuals and businesses alike. We encourage you to reach out to us at (866) 913-3733 or visit our website at Midflorida.com for more information on how we can assist you. Whether you're looking for financial advice or need help with your banking needs, we're here for you every step of the way. Join us today and become part of a community where your financial future is our priority!

Branch History & Mission

Community Commitment

Midflorida is more than just a credit union; it's a community hub where partnerships flourish. We actively participate in local events and collaborate with other organizations to support initiatives that uplift those around us. Our shared service center further enhances access for members who may require additional support from partner credit unions. While members can visit us at our branch address, official correspondence should be sent to 2800 20th St, Vero Beach, FL 32960 if different from this location. We invite you to join Midflorida and experience firsthand the benefits of being part of a member-focused organization committed to your financial success. Explore what we offer our doors are always open! For any inquiries or assistance, feel free to reach out at 866-913-3733 during our operating hours: - Lobby Hours: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM - Drive-Thru Hours: - Monday - Friday: 7:00 AM - 7:00 PM - Saturday: 8:30 AM - 1:00 PM Join us at Midflorida today and let's build a brighter financial future together!

Our Mission

Our mission is clear: we aim to enhance the financial lives of our members while supporting the communities we serve. At Midflorida, we believe that everyone deserves access to quality banking services that promote financial well-being. We are dedicated not only to providing competitive products like checking accounts, auto loans, and mortgages but also to engaging in meaningful community outreach initiatives. Over the years, we have embraced technological advancements to ensure that our members can bank with ease and convenience. From online banking and mobile payments to electronic signatures, we strive to provide user-friendly solutions tailored for today's busy lifestyles. Additionally, our branch remains ADA compliant, ensuring accessibility for all members of our community.

Branch Location & Accessibility

Welcome to Midflorida, your friendly neighborhood credit union located at 2800 20th St, Vero Beach, FL 32960. Nestled in the heart of Indian River County, our branch is conveniently situated near popular local landmarks, making it easy for you to stop by and manage your banking needs. Whether you're visiting the nearby Vero Beach Shopping Plaza or enjoying a day at the beach, we're just a short drive away. At Midflorida, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant entryways and ample parking to ensure that everyone can visit us with ease. If you prefer to complete your transactions from the comfort of your car, our drive-thru service is available Monday through Friday from 7 AM to 7 PM and Saturday from 8:30 AM to 1 PM. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. During these hours, you'll have access to a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Plus, our ATM is readily available for quick cash withdrawals and balance checks. While you can reach us directly at 866-913-3733 for any inquiries or assistance, we encourage you to come visit us at our branch. Experience firsthand how we can help you achieve your financial goals in a welcoming environment. We look forward to seeing you soon!

Member Eligibility

Welcome to the friendly community at Midflorida! Becoming a member is not just about opening an account; it's about joining a supportive network that puts your financial needs first. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. This includes anyone who has family members already with us, making it easy for friends and families to come together under one roof. For more detailed information on eligibility requirements, please check out our resource page at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Getting started is a breeze! You can open your account online or visit us at our branch located at 2800 20Th St Vero Beach Fl 32960. If you have any questions or need assistance, feel free to give us a call at (866) 913-3733. We're here to help you every step of the way as you take this exciting step towards better banking with Midflorida!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your daily operations without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. From easy card processing to integrated payment solutions, we provide tools that help streamline your financial management. Visit us at 2800 20Th St Vero Beach Fl 32960, Vero Beach, FL to learn more about how our business banking and commercial services can support your entrepreneurial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

When you need quick access to cash or want to perform simple transactions without entering the branch, our convenient ATM and cash withdrawal services are available for your ease. Our drive-thru service also offers basic banking functions like deposits and withdrawals without leaving your vehicle.

Business Banking

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are designed to support your growth. We understand the challenges businesses face and offer tailored solutions that empower you to succeed.

Credit Solutions

Need extra cash for an unexpected expense? Our personal loans and debt consolidation options can help relieve financial stress by providing the funds you need. Plus, our credit cards with rewards allow you to earn points on everyday purchases, offering both convenience and benefits as you shop.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking capabilities that let you bank from anywhere at any time. Whether it's checking your balance, transferring funds between accounts, or paying bills, everything is just a tap away on your smartphone or computer.

Personal Banking

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your funds effectively, to auto loans and vehicle financing options that can get you behind the wheel of your dream car, we have flexible solutions that fit your lifestyle. Additionally, if you're considering buying a home, our mortgage loans and refinancing services can guide you through the process, making home ownership more accessible than ever.

Shared Branch Transactions

If you're a member of another credit union that participates in shared branching, we provide basic shared branch transactions as well. This means you can make deposits and withdrawals easily while traveling or when visiting family in different areas. At Midflorida, we pride ourselves on making banking easier for our members. With friendly staff ready to assist you during lobby hours Monday through Saturday and extended drive-thru hours for added convenience, we're here when you need us most. Ready to explore what we can do for you? Call us at (866) 913-3733 or visit us online at https://www.midflorida.com/ to learn more about how our comprehensive list of services can help meet your financial goals!

Digital & Online Banking

Key Features

We know how important it is for you to feel secure while banking online. That's why our platform includes electronic signature authorization, making transactions safe and straightforward. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. Need to send money quickly? Our person-to-person transfer feature allows you to easily send funds to friends or family in real time. And if you're always on the go, take advantage of our mobile payments feature that lets you make purchases directly from your smartphone.

Mobile Application

To make your banking experience even better, we also offer a user-friendly mobile application. This app gives you all the features of online banking right at your fingertips. You can view account balances, make deposits using your phone's camera, and even pay bills all in one place. At Midflorida, we believe in empowering our members with tools that simplify their lives. With our comprehensive digital banking services, managing your money has never been easier or more secure. Join us today and experience the ease of modern banking!

Financial Strength

Growing Trust Among Members

Total Share Accounts stand at 1,315,690, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $1,638,866,996, we have the capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 2800 20Th St Vero Beach Fl 32960 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $82,723,075 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $138,957 in used auto loans and $6,291,591,067 in total loans and leases, supporting our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these core products, we also provide personal loans and lines of credit designed to help you consolidate debt or finance personal projects. If you're interested in refinancing any of your existing loans, ask us about eligibility options we're here to simplify the process for you! We invite you to visit us at Midflorida, reach out by phone at (866) 913-3733, or explore our website at https://www.midflorida.com/ for more information on how we can assist you with your financial journey. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your future starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your dream vehicle more accessible than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We are dedicated to supporting local businesses with financing options that align with their unique needs.

Credit Card Loans

For those managing everyday expenses, we also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. This option provides a convenient way to handle unexpected costs while also earning rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to reliability means that users can trust the information they see when comparing loans.

Midflorida

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking

Credit Solutions

Digital Banking Features

Personal Banking

Shared Branch Transactions

Digital & Online Banking

Key Features

Mobile Application

Financial Strength

Growing Trust Among Members

Operational Efficiency

Reinvesting in Member Services

Secure Savings Options

Strong Capital Foundation

Loan Offering

Additional Offerings

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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