MidFlorida Credit Union The Villages FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Midflorida, your trusted partner for financial solutions in The Villages, FL. Located conveniently at 2285 Parr Dr, our branch has been serving the community since 1954, and we take pride in providing exceptional service to our 472,203 members. With total assets reaching an impressive $8,040,523,100, we are committed to helping you achieve your financial goals. At Midflorida, we understand that every member's needs are unique. That's why we offer a range of services from personal banking and auto loans to business financing and mortgage solutions. We are here to support you every step of the way with a dedicated team of 1,419 employees led by our CEO, Steve Moseley, and Board President, Christopher Geiger. While members can visit us at our main location for all your banking needs, official correspondence should be sent to our mailing address: 2285 Parr Dr, The Villages, FL 32162. Whether you're looking to open a new account or explore loan options our friendly staff is ready to assist you. Our commitment goes beyond just numbers; it's about building lasting relationships within the community. With total deposits of $554,970,676 and a net worth of $847,124,764, you can trust that your finances are in good hands. We encourage you to reach out at 866-913-3733 or visit us online at midflorida.com for more information about our services. Join us today and experience the Midflorida difference where your financial well-being is our top priority!

Branch History & Mission

At Midflorida, we take pride in our rich legacy of serving the community since our establishment in 1954. Located at 2285 Parr Dr, The Villages, FL 32162, our branch has grown to become a cornerstone for financial services in the area. With a commitment to providing excellent member experiences, we've built a strong reputation based on trust and community support. Over the years, we've welcomed over 472,000 members who rely on us for their banking needs. Our journey began with a simple mission: to enhance the financial well-being of our members and the communities we serve. This mission drives everything we do. We offer a range of services including personal banking, auto loans, mortgage financing, and business banking. Our aim is not just to provide financial products but also to empower our members to achieve their goals. As we have evolved, so have our capabilities. With total assets now amounting to over $8 billion, we have made significant investments in technology and customer service initiatives. Our digital offerings include online and mobile banking options that make managing finances easier than ever. Plus, our commitment to accessibility ensures that all members can engage with us through ADA-compliant facilities and services. Community outreach is at the heart of what we do at Midflorida. We partner with local organizations and participate in events that foster growth and connection within The Villages community. By actively engaging with local initiatives, we strive to make a positive impact on those around us. While members can visit us at 2285 Parr Dr, official correspondence should be sent to the same mailing address for consistency. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 1 PM. Our drive-thru service is available during extended hours for those who prefer quick transactions. If you're looking for a place where your financial needs are met with care and expertise, look no further than Midflorida. Join us today and experience the benefits of being part of a credit union that truly cares about its members and community! For more information or assistance, feel free to call us at 866-913-3733 or visit our website at Midflorida.

Branch Location & Accessibility

Accessibility and Features

At Midflorida, we prioritize accessibility for all members. Our branch features ADA-compliant ramps and ample parking spaces to accommodate everyone's needs. If you prefer banking from the comfort of your car, our drive-thru service is available Monday through Friday from 7:00 AM to 7:00 PM and on Saturday from 8:30 AM to 1:00 PM.

Operating Hours

We understand that convenience is key when it comes to your banking schedule. Our lobby hours are designed with your busy lifestyle in mind: we're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 1:00 PM. We invite you to stop by during these times for assistance with checking and savings accounts, auto loans, mortgages, personal loans, and much more.

Services Offered

At Midflorida, we offer a wide range of services tailored to meet your financial needs. Enjoy easy access to ATMs and cash withdrawal services right at our branch. Plus, if you're a member of a partner credit union, feel free to take advantage of shared services for deposits and withdrawals. We encourage you to connect with us! For any questions or assistance, don't hesitate to call us at 866-913-3733. We look forward to welcoming you into the Midflorida family!

Member Eligibility

At Midflorida, we believe that everyone deserves a chance to be part of a supportive and vibrant community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're already eligible to join us. We take pride in offering a range of benefits tailored to our members' needs, including competitive rates on loans and savings accounts, personalized service, and access to modern banking tools. Ready to make the leap? You can start your journey by checking out more detailed eligibility criteria at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. If you're all set and want to open an account, just visit https://loans.midflorida.com/ for an easy application process. Our friendly team is here to help every step of the way feel free to reach out at (866) 913-3733 if you have any questions or need assistance. We can't wait to welcome you to the Midflorida family at 2285 Parr Dr The Villages Fl 32162!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed.

Merchant Services

Additionally, our merchant services simplify payment processing for you. Imagine a busy Saturday at your local shop; with our tools, customers can pay easily and securely using various methods. This convenience not only enhances customer satisfaction but also helps streamline your operations. Visit us at 2285 Parr Dr The Villages Fl 32162, The Villages, FL or call us at (866) 913-3733 to learn more about how we can help you thrive!

Non-Member Commercial Loans

We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses in the area.

Comprehensive List Of Services

Access When You Need It

We also understand the importance of accessibility. With our ATM and cash withdrawal services, getting cash is quick and easy. If you prefer face-to-face transactions, our drive-thru banking allows for basic deposits, withdrawals, and simple transactions without leaving your vehicle.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that give you access to your accounts anytime, anywhere. You can manage your finances on the go with ease through our user-friendly app or website.

Empowering Businesses

For local businesses, we offer specialized services that support growth and efficiency. Our business banking solutions, including merchant services and business loans, are tailored to help entrepreneurs thrive in today's competitive market.

Partnering for Your Needs

As part of our commitment to community collaboration, we offer basic shared branch transactions for members of partner credit unions. This means if you're traveling or away from home, you can still access essential services like deposits and withdrawals.

Personal Banking Made Easy

Our personal banking services are designed with your everyday needs in mind. We offer various checking and savings accounts that help you manage your finances effortlessly. For those considering a new vehicle, our auto loans and vehicle financing options ensure you can drive away in the car of your dreams without breaking the bank. If you're thinking about homeownership or refinancing your current mortgage, our mortgage loans and refinancing solutions make the process straightforward and stress-free.

Ready to Get Started?

With so many options available at Midflorida, we invite you to explore how we can assist you in achieving your financial goals. Whether you're opening an account or applying for a loan, our friendly staff is here to guide you every step of the way. For more information or to get started today, call us at (866) 913-3733 or visit us online at 2222 - Villages - Oxford. We look forward to serving you!

Support for Your Financial Goals

Life can be unpredictable, and sometimes you need extra support. Our personal loans and debt consolidation services are here to help you navigate financial challenges. Additionally, our credit cards with rewards allow you to earn while you spend, making every purchase work for you.

Digital & Online Banking

Key Features

One of the standout features of our digital services is the ability to easily sign documents electronically. With Yes, you can complete transactions quickly and securely without needing to visit a branch. We also offer e-statements through Yes. This means no more waiting for paper statements in the mail everything is delivered straight to your inbox! It's not only faster but also better for the environment. If you're always on the move, our mobile application makes banking even more accessible. Available on both Android and iOS devices, it allows you to make mobile payments with ease thanks to our Yes feature. Whether you want to grab coffee or shop online, making payments is just a tap away. Need to send money to a friend or family member? Our person-to-person transfer service ensures that you can send funds quickly and safely without hassle. In summary, whether you're checking your account balance from your couch or sending money while out shopping, Midflorida's digital and online banking services provide an accessible and secure way to manage your finances effectively. Experience these benefits today by visiting us at https://www.midflorida.com/!

Financial Strength

At Midflorida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial position that ensures we can serve our community effectively. With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio: with $138,957 in used auto loans and $6,291,591,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our performance reflects operational efficiency with a net income of $30,389,324, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,638,866,996. Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 2285 Parr Dr The Villages Fl 32162 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand your business. Whether you need funds for equipment, inventory, or operational costs, our tailored solutions are designed to support your entrepreneurial journey. At Midflorida, we believe in empowering our members with financial tools that enhance their lives. Explore our loan offerings today and see how we can assist you in reaching your financial objectives. For more information or to apply for a loan, please contact us at (866) 913-3733 or visit us at our branch located at 2285 Parr Dr The Villages Fl 32162, The Villages, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We aim to help you secure your dream home with competitive rates and flexible terms. If you're considering refinancing your existing mortgage, reach out to learn about our eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in everyday purchases while providing a safety net for unexpected expenses.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is a trusted tool for consumers seeking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are viewing fair and transparent offers. Every loan comparison reflects real-time rates, ensuring that users receive up-to-date information that can affect their financial choices. One of the standout features of LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, which fosters trust and clarity in the comparison process. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. The platform's goal is to provide unbiased results so users can truly assess their options without hidden influences. With real-time rate comparisons from multiple institutions, users can easily navigate through various loan offers. This empowers them to make educated decisions tailored to their individual needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers today, visit LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MIDFLORIDA CREDIT UNION - The Villages, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in The Villages, FL (32162)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Merchant Services

Non-Member Commercial Loans

Outstanding Commercial Loans

Comprehensive List Of Services

Access When You Need It

Convenient Online & Mobile Banking

Empowering Businesses

Partnering for Your Needs

Personal Banking Made Easy

Ready to Get Started?

Support for Your Financial Goals

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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