MidFlorida Credit Union Tampa FL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Midflorida, your trusted community partner in financial well-being! Located at 13101 N Dale Mabry Hwy, Tampa, FL 33618, our branch has been serving members since 1954. With a rich history and a commitment to excellence, we take pride in being a reliable source for your banking needs. At Midflorida, we believe that every member deserves personalized attention and exceptional service. Our dedicated team, led by CEO Steve Moseley and Board President Christopher Geiger, is here to assist you with a wide range of financial services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. As of now, we proudly serve over 472,203 members and manage assets totaling an impressive $8,040,523,100. We understand the importance of security and trust in your financial journey; that's why our net worth stands strong at $847,124,764, ensuring that your money is safe with us. Plus, with total deposits reaching $554,970,676, you can rest assured knowing that we're financially robust. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address as well. If you have questions or need assistance, don't hesitate to reach out to us at 866-913-3733. Join us today and discover how Midflorida can help you achieve your financial goals! Visit our website at midflorida.com or stop by to learn more about the various services we offer. Your journey towards better financial health starts here!

Branch History & Mission

Community Focus

Midflorida takes pride in its strong community ties. We actively engage in outreach efforts and partnerships that uplift local organizations and support various initiatives throughout Tampa. By collaborating with schools and nonprofits, we aim to foster financial literacy and empower our members with knowledge. While you can visit us at 13101 N Dale Mabry Hwy, official correspondence should be sent to our mailing address at the same location for your convenience.

Join Us!

As we look toward the future, we invite you to become part of the Midflorida family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Stop by during our lobby hours or use our drive-thru service for quick transactions! Feel free to call us at 866-913-3733 if you have any questions or need assistance. Join us on this journey towards a brighter financial future!

Our Mission

Our mission is straightforward: to improve the financial well-being of our members while actively contributing to the community's growth. We believe that when individuals thrive financially, the whole community benefits. This ethos drives us to offer competitive loans, savings accounts with favorable terms, and access to modern digital banking tools. Whether you're looking for an auto loan or need assistance with mortgage refinancing, we are here for you. We understand that financial needs can vary greatly from person to person; that's why our team is dedicated to providing personalized service. We are also committed to making our services accessible through initiatives like online banking and mobile payments.

Branch Location & Accessibility

Welcome to Midflorida at 2207 - Carrollwood! Conveniently located at 13101 N Dale Mabry Hwy in Tampa, Florida, our branch is designed to provide you with easy access to all your banking needs. Whether you're stopping by for a quick transaction or seeking guidance on financial services, our friendly staff is here to help. As you visit us, you'll find that we are situated near popular local landmarks, making it easy to stop by while running errands or enjoying a day out. We have ample parking available for your convenience and ensure accessibility features are in place, including ramps and ADA compliance for all our members. Our operating hours are crafted to fit your busy schedule. You can visit our lobby Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. If you're in need of drive-thru services, we're open Monday through Friday from 7:00 am until 7:00 pm and Saturday from 8:30 am to 1:00 pm perfect for those quick stops! For added convenience, we offer ATM availability right on-site, so you can access cash anytime you need it. Plus, if you're a member of a partner credit union, you can take advantage of shared services at our branch, allowing for deposits and withdrawals without hassle. While members can visit us at 13101 N Dale Mabry Hwy, official correspondence should be sent to the same mailing address. If you have any questions or need assistance, don't hesitate to reach out at 866-913-3733. We invite you to come by and discover how Midflorida can support your financial journey today!

Member Eligibility

At Midflorida, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in certain areas, or if you're related to someone who does, you can join our family. We're here to offer you not just great services but also a sense of belonging. Whether you're looking for checking and savings accounts, loans, or simply want to be part of something bigger, being a member at Midflorida means more opportunities for your financial well-being. To learn more about the specific eligibility criteria and see if you qualify, visit us at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit . We invite you to open an account easily by checking out the details on how to get started at https://loans.midflorida.com/ . If you have any questions, feel free to reach out at (866) 913-3733 we're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture a busy retail store utilizing our payment processing solutions ensuring quick and secure transactions so that you can focus on serving your customers. This not only improves customer satisfaction but also streamlines your operations. Located at 13101 N Dale Mabry Hwy Tampa Fl 33618, Tampa, FL 33618, we are here to partner with you on your journey. Explore how Midflorida can support your business today!

Comprehensive List Of Services

Convenient Access Anytime

With features like basic drive-thru banking for quick transactions and shared branch transactions for partner credit union members, we aim to make banking as convenient as possible for everyone. You can handle deposits and withdrawals easily without any hassle.

Empowering Local Businesses

If you're an entrepreneur or small business owner, we offer specialized services such as merchant services and business loans that empower local businesses to thrive. We understand the unique challenges that come with running a business and provide personalized support tailored to your needs.

Financing Your Dreams

For those looking to make significant purchases, our auto loans and vehicle financing options provide competitive rates and flexible terms. Whether it's a new car or a used one, we're here to help turn your dreams into reality. If you're thinking about buying a home, consider our mortgage loans and refinancing options, which can help you secure the best possible rates.

Join Us Today!

At Midflorida, we prioritize making banking accessible and straightforward for all our members. Our friendly staff is just a phone call away at (866) 913-3733, ready to assist you with any questions or concerns. Visit us today at 13101 N Dale Mabry Hwy Tampa Fl 33618 or explore more about our services online at 2207 - Carrollwood. Join us in creating a brighter financial future!

Personal Banking Made Easy

We know that managing your finances can be overwhelming at times. That's why our personal banking options include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through online and mobile banking checking balances and transferring money from the comfort of your home or on the go. Plus, with our ATM & cash withdrawal services, you can access your money whenever you need it.

Support When You Need It Most

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We work with you to create manageable payment plans that ease financial stress. Additionally, for those who love rewards, our credit cards come with great benefits that give back as you spend.

Digital & Online Banking

Key Features

Our online banking platform allows you to view balances, transfer funds, and pay bills with just a few clicks. You'll also enjoy the convenience of e-statements, which are available for easy access whenever you need them no more waiting for paper statements in the mail. Plus, with electronic signature authorization, signing documents is quicker and more efficient than ever. If you're always on the go, our mobile application offers robust features right at your fingertips. You can make mobile payments seamlessly, ensuring that you never miss a beat when it comes to transactions. Want to send money to a friend? Our person-to-person transfer service makes it simple and fast.

Security and Accessibility

Security is a top priority at Midflorida. Our online banking services are equipped with advanced security measures to keep your information safe while providing an easy-to-use experience. You can rest assured knowing that your financial data is protected. With all these features combined, managing your accounts has never been easier. Whether you're checking your balance or making a payment, our digital banking services empower you to take control of your finances with confidence. Explore everything we have to offer today by visiting us at https://www.midflorida.com/ !

Financial Strength

Growing Member Trust

With total share accounts reaching 1,315,690, it's clear that more people trust us with their finances every day. Our net shares available for lending stand at $1,638,866,996, reinforcing our ability to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 13101 N Dale Mabry Hwy Tampa Fl 33618 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our robust $82,723,075 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $138,957 in used auto loans and $6,291,591,067 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At Midflorida, we also provide refinancing options for those looking to lower their interest rates or monthly payments. Eligibility options are available for various loan types contact us today at (866) 913-3733 for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about how our loan products can work for you, please visit us at our branch located at 13101 N Dale Mabry Hwy Tampa Fl 33618 in Tampa, FL, or reach out via phone at (866) 913-3733. We're here to help you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We understand that running a business can be challenging, and having access to funds can make all the difference.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We believe that everyone deserves a chance at homeownership, and our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with benefits that make everyday spending easier while providing you with the ability to build your credit history.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent. LendMesh prioritizes accurate information, ensuring that users receive reliable data when comparing loan options.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the value of using a trusted platform for your financial decisions. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MIDFLORIDA CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans