We invite you to become part of the Midflorida family! Experience personalized service that puts your needs first while enjoying the benefits of being part of a thriving credit union with deep community roots. Whether you're looking for loans, savings options, or simply want advice on managing your finances better, we are here for you every step of the way. Discover how Midflorida can help you achieve your financial goals by visiting our website or stopping by our branch today!
As times change, so do we. At Midflorida, we've embraced digital advancements without losing sight of what matters most our members. With features like online banking, mobile payments, and e-statements, managing finances has never been easier. Yet, we still value face-to-face interactions; that's why our drive-thru service and shared service center remain available for those who prefer personal assistance. While members can visit us at 1692 SW Gatlin Blvd for all their banking needs, we also encourage you to reach out by phone at 866-913-3733 for any inquiries or assistance you may need.
The mission of Midflorida is clear: we aim to provide exceptional financial services while empowering our community to thrive. Our focus is not just on numbers; it's about people. We believe in fostering strong relationships and being there for our members through every stage of life. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, our range of services caters to the unique needs of each member. In addition to offering traditional banking services, we are committed to giving back through various outreach programs and partnerships within the community. We understand that supporting local organizations and initiatives enhances the well-being of everyone in Port St. Lucie and beyond.
We invite you to visit Midflorida today! If you have any questions or need assistance before coming by, don't hesitate to give us a call at (866) 913-3733. Our friendly team is eager to assist you!
At Midflorida, we understand that your time is valuable. That's why our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you prefer using our drive-thru service, it's available Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM perfect for those on the go!
We offer a wide range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. For business owners, we provide merchant services and business loans to help you grow your enterprise. Additionally, our branch features ATM access for convenient cash withdrawals and balance checks whenever you need them. Plus, if you're a member of partner credit unions, feel free to use our shared services for basic transactions.
Imagine seamlessly managing transactions while focusing on what you do best running your business. Our merchant services enable you to accept payments easily and securely, whether it's through card processing at your storefront or online sales. We offer tools that help you keep track of sales and manage cash flow efficiently. Join us at Midflorida, located at 1692 Sw Gatlin Blvd Port St Lucie Fl 34953, Port St Lucie, FL, where we're dedicated to empowering local businesses with the resources they need to thrive. Let's turn your vision into reality!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.
For entrepreneurs and small business owners, Midflorida offers robust Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we support your growth every step of the way.
In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that accessing cash is straightforward and hassle-free.
Need to make a quick deposit or withdrawal? Our basic drive-thru banking allows for easy transactions without leaving your car. We also offer shared branch transactions for members of partner credit unions, meaning you can conduct deposits and withdrawals even when traveling. At Midflorida, our commitment is to provide all the financial tools you need under one roof while ensuring ease of access through both physical branches and digital solutions. Feel free to reach out to us at (866) 913-3733 if you have any questions or want to learn more about how we can assist you on your financial journey. Visit us today at 2206 - Gatlin Blvd, where we're always here for you!
Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation options come into play. We help you streamline your finances with easy repayment plans. And don't forget about our Credit Cards with Rewards, which let you earn points on everyday purchases, making it easier to enjoy the things you love.
Our personal banking services are designed with you in mind. Open a Checking or Savings Account that fits your lifestyle and helps you achieve your financial goals. If you're considering buying a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. For those looking to invest in real estate, we offer Mortgage Loans & Refinancing solutions that make home ownership more accessible.
Our digital services include electronic signature authorization, which means you can sign documents quickly and securely without needing to visit a branch. This feature saves you time and adds an extra layer of convenience. Plus, our e-statements make it easy to keep track of your finances while helping the environment no more paper clutter! If you prefer banking on your mobile device, you're in luck! Our mobile application is available for download, allowing you to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier.
We take your security seriously. With robust encryption methods in place, you can trust that your personal information is safe when using our online services. Our user-friendly interface ensures that navigating your accounts is as easy as pie even for those who may not be tech-savvy. At Midflorida, we aim to empower you with real-time account management tools. Whether you're checking balances or making transfers, you'll find everything you need at your fingertips. Explore all the ways our digital banking services can simplify your financial life today!
We have a strong and growing member base with 1,315,690 total share accounts that trust us with their finances. Net Shares available for lending and investments stand at $1,638,866,996, further showcasing our commitment to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 1692 Sw Gatlin Blvd Port St Lucie Fl 34953 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.
Our $30,389,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $138,957 in used auto loans and $6,291,591,067 in total loans and leases.
Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the perfect fit for your budget.
For those who need additional flexibility, our total credit lines amounting to $2,552,391,308 provide easy access to funds when you need them most. This can be particularly helpful for unexpected expenses or larger purchases.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We offer various mortgage products that cater to different needs, whether you're a first-time buyer or looking to refinance an existing mortgage.
If you're considering refinancing any of your existing loans, we encourage you to explore our options. Our team at Midflorida can guide you through the process and help determine if refinancing could save you money or lower your monthly payments. If you're interested in learning more about our loan offerings or how we can assist you further, please reach out! You can visit us at 1692 Sw Gatlin Blvd Port St Lucie Fl 34953, Port St Lucie, FL, or give us a call at (866) 913-3733. We're here to support your financial journey every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Managing finances effectively is crucial, and that's why we also offer flexible terms on unsecured credit card loans. With a total of $151,724,964 in loans, our credit cards help members handle their expenses while enjoying benefits such as rewards and low-interest rates.