MidFlorida Credit Union Port Saint Lucie FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Midflorida, your trusted partner in financial services, located at 8351 S Us Highway 1, Port Saint Lucie, FL 34952. Established in 1954, we have proudly served our community for decades, building a strong foundation of trust and reliability among our members. With a total membership of 472,203 and assets exceeding $8,040,523,100, we are committed to providing exceptional banking solutions tailored to your needs. At Midflorida, we understand that financial decisions can be daunting. That's why we're here to guide you every step of the way. Our dedicated team of over 1,400 employees, led by CEO Steve Moseley and Board President Christopher Geiger, works tirelessly to ensure you receive personalized service and support. Whether you're looking for auto loans, mortgages, or simple checking accounts, we've got you covered. Our branch not only offers traditional banking services but also emphasizes community impact. We take pride in helping members achieve their financial goals while maintaining a solid net worth of $847,124,764 and total deposits of $554,970,676. Additionally, with cash reserves totaling $79,313,571, you can rest assured that your finances are in safe hands. For those who prefer online banking convenience or need assistance on the go, visit us at midflorida.com where you can access various services including mobile banking and loan applications easily. While members can visit us at our branch for face-to-face consultations and transactions during our lobby hours Monday through Friday from 9:00 AM to 5:00 PM (with extended hours on Fridays until 6:00 PM) we also offer drive-thru service for quick transactions from Monday to Saturday. Ready to take charge of your financial future? Call us today at 863-688-3733 or drop by our branch. We're excited to help you start your journey with Midflorida!

Branch History & Mission

Community Focus

At Midflorida, we understand the importance of giving back. Throughout our history, we have partnered with various organizations and participated in numerous outreach programs aimed at enhancing the lives of those around us. Whether it's through educational workshops or sponsorships for local events, we strive to make a positive impact in Port Saint Lucie. Our commitment to accessibility is evident in our ADA-compliant facilities and digital advancements like online banking and mobile payments. We aim to make banking easy for everyone by offering shared service centers and drive-thru banking options. While members can visit us at 8351 S Us Highway 1 Port Saint Lucie Fl 34952 for all their banking needs, official correspondence should be sent to the same address as we do not have a different mailing address.

Join Us

As we look towards the future, Midflorida remains dedicated to innovation and community support. We invite you to join us on this journey. Experience firsthand how becoming a member can open doors to new financial possibilities while contributing to the growth of Port Saint Lucie. For more information about joining or accessing our services like ATM availability or drive-thru banking hours from Monday through Saturday (including evenings), please call us at 863-688-3733 or visit our website. Together, let's build a brighter tomorrow!

Our Journey

From our humble beginnings, Midflorida has consistently focused on fostering strong relationships with our members. Over the years, we've expanded our offerings while maintaining a personal touch that sets us apart from traditional banks. Today, with total assets reaching an impressive $8,040,523,100, we are proud to be among the leading credit unions in Florida. Our mission is clear: to empower our members by providing comprehensive financial solutions while supporting local initiatives that uplift our community. We believe that when our members succeed, so does our community. This philosophy drives us to offer a wide range of services including personal banking accounts, auto loans, mortgages, and business financing all designed to help individuals and families achieve their financial goals.

Branch Location & Accessibility

Call to Action

We invite you to stop by and experience the friendly service that makes Midflorida special. If you have any questions or need assistance before your visit, feel free to give us a call at 863-688-3733. We look forward to welcoming you soon!

Convenient Access

At Midflorida, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, ensuring everyone can easily access our services. You'll find ample parking available right outside, making your visit hassle-free.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours to fit your schedule. Visit us during our lobby hours from Monday to Thursday between 9:00 AM and 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. Prefer the drive-thru? Our drive-thru service is open Monday through Friday from 7:00 AM to 7:00 PM and Saturdays from 8:30 AM to 1:00 PM.

Services Offered

Midflorida offers a wide range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, or need help with auto loans, mortgage loans, or credit cards with rewards, we've got you covered. Additionally, enjoy the convenience of online and mobile banking features designed for modern-day members.

Member Eligibility

At Midflorida, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you are related to someone who does, you're likely eligible to join us. We offer a range of benefits designed to help you manage your finances better, from competitive loan rates to personalized service that truly puts you first. For more detailed eligibility criteria, feel free to visit our website at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. When you're ready to take the next step, opening an account with us is just as straightforward! You can start your journey by visiting https://loans.midflorida.com/ for easy online account setup or give us a call at (863) 688-3733 if you have any questions. We're located at 8351 S Us Highway 1 Port Saint Lucie Fl 34952, and we can't wait to welcome you into the Midflorida family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer essential merchant services that simplify transactions and enhance customer experiences. Imagine your customers being able to pay easily through various methods credit cards, mobile payments, or online options all while you enjoy lower transaction fees compared to traditional banks. This means more profits in your pocket and happier customers leaving your store. If you're located near us at 8351 S Us Highway 1 Port Saint Lucie Fl 34952, Port Saint Lucie, FL, come visit us or reach out at (863) 688-3733 to learn how we can help your business thrive!

Comprehensive List Of Services

Additional Services

At Midflorida, we also provide essential services like basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions. This means that no matter where you are, you'll have access to your funds easily. Whether you're visiting us in person or using our digital tools, we're committed to making sure your banking experience is smooth and satisfying. If you have any questions about our services or would like more information, feel free to reach out by calling us at (863) 688-3733. We look forward to helping you achieve your financial goals! Visit us today at 48-st Lucie!

Business Banking

For local entrepreneurs, Midflorida offers comprehensive business banking services including merchant services and business loans. We know how important it is for businesses to have reliable financial support, and our team is here to help you grow your enterprise.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to access your accounts anytime, anywhere. You can pay bills, transfer money between accounts, and even check your balance with just a few taps on your smartphone. We also offer ATM and cash withdrawal services for quick access to your funds when you're on the go.

Personal Banking

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer various checking and savings accounts tailored for different lifestyles. If you're thinking about buying a new car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For those planning to purchase a home, we provide competitive mortgage loans and refinancing solutions to assist you every step of the way. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can give you the relief you need. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform at https://www.midflorida.com/ is user-friendly and packed with features that enhance your banking experience. You can easily check your account balances, transfer funds between accounts, and even make person-to-person payments effortlessly. Plus, if you prefer going paperless, you'll appreciate the availability of e-statements that keep all your financial information organized and accessible. Need to sign documents quickly? We've got you covered with electronic signature authorization. This feature allows you to approve important transactions without the hassle of printing or mailing paperwork. Whether you're at home or on the go, signing documents has never been easier.

Mobile Banking Made Easy

Stay connected with our mobile application available for download. With this handy app, you can manage your accounts from the palm of your hand. Want to make a purchase? Take advantage of our mobile payments feature to complete transactions safely and conveniently. The accessibility doesn't stop there. If you're ever in need of immediate assistance or want to perform simple transactions, our drive-thru service is ready to help during lobby hours. At Midflorida, we prioritize your security while offering tools that make banking straightforward and efficient. Join us today to take advantage of our comprehensive digital services!

Financial Strength

At Midflorida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's ever-changing economic landscape, trust in your financial institution is paramount. That's why we are proud to share our robust financial strength, which is designed to reassure you of our stability and reliability. With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is also reflected in our $735,873,915 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Moreover, with $138,957 in used auto loans and $6,291,591,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $82,723,075 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,638,866,996. Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 8351 S Us Highway 1 Port Saint Lucie Fl 34952 or call (863) 688-3733 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you have options whether you're purchasing a brand-new model or a reliable pre-owned car.

Business Financing

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have tailored solutions to meet your needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with features designed to provide convenience and rewards, making it easier for you to handle everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We guide you through the process to ensure you understand every step and can secure the best terms available.

Refinancing Options

If you're interested in refinancing any of your current loans, we encourage you to explore our eligibility options. Refinancing can often lead to lower monthly payments and better interest rates, giving you more flexibility in your budget. At Midflorida, we are here to assist you at every stage of the borrowing process. For more details about our loan offerings or assistance with applications, feel free to contact us at (863) 688-3733 or visit us at our branch located at 8351 S Us Highway 1 Port Saint Lucie Fl 34952, Port Saint Lucie, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to help you take the next step towards achieving your financial dreams!

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By only including data from reliable sources, LendMesh stands out as a trustworthy platform for loan comparisons.

Midflorida

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Focus

Join Us

Our Journey

Branch Location & Accessibility

Call to Action

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services for Everyday Success

Comprehensive List Of Services

Additional Services

Business Banking

Digital Banking Features

Personal Banking

Digital & Online Banking

Key Features

Mobile Banking Made Easy

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community