MidFlorida Credit Union Orlando FL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Midflorida, your trusted financial partner located at 11411 Lake Underhill Rd, Orlando, FL 32825. Since our establishment in 1954, we have proudly served our community, growing to a vibrant membership of over 472,203 individuals. As a member-focused credit union, our mission is to provide you with personalized service and a wide range of financial products tailored to meet your needs. At Midflorida, we understand that financial decisions can be overwhelming. That's why we're here to help you navigate through them with confidence. With total assets exceeding $8 billion, we are well-equipped to support your financial journey. Our commitment extends beyond numbers; we strive to make a positive impact in the lives of our members and the community at large. Our leadership team, headed by CEO Steve Moseley and Board President Christopher Geiger, brings decades of experience and dedication to ensuring that your financial goals are met. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we've got you covered. While members can visit us at our branch location for face-to-face assistance, official correspondence should be directed to our mailing address: 11411 Lake Underhill Road, Orlando, FL 32825. We're proud of what we've achieved together over 342,371 loans issued and total deposits reaching $554,970,676. Our solid net worth of $847,124,764 reflects our stability and reliability as a financial institution. We invite you to explore how Midflorida can serve you better. For inquiries or assistance, please don't hesitate to call us at 866-913-3733 or visit our website at midflorida.com. Your financial success is our priority!

Branch History & Mission

At Midflorida, we are proud of our rich history and unwavering commitment to serving the community in Orlando, FL. Founded in 1954, our branch has grown from humble beginnings into a vital part of the financial landscape for over 472,000 members. Located at 11411 Lake Underhill Rd, we are conveniently situated near key landmarks that reflect the vibrant life of our city. Over the years, Midflorida has experienced remarkable growth, now boasting total assets of over $8 billion. This significant achievement is a testament to the trust our members place in us and reflects our dedication to providing exceptional financial services. Our journey has been marked by milestones that highlight not only our financial strength but also our commitment to community support and member service. Our mission is clear: we aim to empower individuals and families by providing accessible financial services while fostering a sense of belonging and support within the community. We believe that when our members succeed, we all succeed. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. While members can visit us at 11411 Lake Underhill Rd, official correspondence should be sent to 11411 Lake Underhill Road, Orlando, FL 32825. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Additionally, our drive-thru service operates Monday through Friday from 7:00 AM to 7:00 PM and on Saturdays from 8:30 AM to 1:00 PM. At Midflorida, we are committed to making banking easier for everyone. Our branch features modern amenities such as ATM availability and shared service centers which allow seamless transactions for partner credit union members. We have also embraced digital advancements with online banking and mobile payment options that make managing finances straightforward and efficient. As part of our outreach efforts, we actively engage with local organizations and initiatives that uplift our community. Whether through partnerships or volunteer programs, we strive to give back and make a positive impact on those around us. Join us at Midflorida and experience the benefits of being part of a cooperative that genuinely cares about your financial well-being. Together, let's build a brighter future for you and our community! For more information or to open an account today, visit our website or call us at (866) 913-3733.

Branch Location & Accessibility

Convenient Access

Our branch features ample parking with easy access for everyone, including ADA-compliant ramps and entrances to ensure that all members can visit us without hassle. We strive to create an inviting environment where you feel comfortable and welcomed.

Get In Touch

Have questions or need assistance? Don't hesitate to give us a call at 866-913-3733. We're here to help you every step of the way! Come visit us at Midflorida today; we look forward to serving you!

Operating Hours

We know your time is valuable, which is why our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. If you prefer drive-thru services, we've got you covered! Our drive-thru operates Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM.

Services Offered

At Midflorida, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards there's something for everyone. Need quick access to cash? Our ATM is available on-site for withdrawals and balance checks. For those who might be visiting us from partner credit unions, you'll find shared service transactions available too. This means more convenience when managing your finances!

Member Eligibility

Becoming a member of Midflorida is like joining a family that truly cares about your financial well-being. If you're in the Orlando area, specifically at our location on 11411 Lake Underhill Rd Orlando Fl 32825, we would love to welcome you! To be eligible for membership, you simply need to live, work, worship, or attend school in specific areas that we serve. We believe that everyone deserves access to affordable banking options and personalized service, which is why we make it easy for you to join our community. For detailed eligibility criteria, feel free to check out this link: http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Once you know you're eligible, opening an account with us is straightforward and welcoming. You can start the process online by visiting https://loans.midflorida.com/, or if you prefer a personal touch, don't hesitate to call us at (866) 913-3733. Our team is here to help you every step of the way! Join Midflorida today and experience the benefits of being part of a supportive community focused on your financial success.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services can help streamline your daily operations. Imagine having the ability to accept payments effortlessly, whether it's through credit cards or mobile payments. Our solutions not only enhance customer satisfaction but also improve cash flow, allowing you to focus on what matters most growing your business. Located at 11411 Lake Underhill Rd Orlando Fl 32825 in Orlando, FL, we invite you to explore how our dedicated services can empower your business today! For more information, give us a call at (866) 913-3733 or visit us online at https://www.midflorida.com/.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For small business owners, we provide tailored solutions through our business banking services. Whether it's merchant services or business loans, we understand the unique challenges you face and are here to support your growth and success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Check your account balances, transfer funds, or pay bills right from your smartphone it's all just a click away! Plus, our ATM services ensure you have easy access to cash whenever you need it.

Credit Options That Reward You

With our credit cards featuring rewards programs, every purchase you make can bring you closer to exciting benefits. From travel perks to cash back offers, our cards are designed with your lifestyle in mind.

Drive-Thru & Shared Branch Services

Need quick access for simple transactions? Our drive-thru service allows for easy deposits and withdrawals without leaving your car. Additionally, if you're a member of a partner credit union, take advantage of shared branch transactions for deposits and withdrawals at participating locations. At Midflorida, we're committed to providing personalized service and comprehensive financial solutions that fit your lifestyle. If you're ready to experience banking that's centered around you, give us a call at (866) 913-3733 or visit us at 2198-waterford Lakes. Let us help you navigate your financial future today!

Home Financing Solutions

Looking to buy a home or refinance an existing mortgage? Our mortgage loans come with competitive rates and flexible terms, making the process less daunting. Picture yourself settling into a new house with the confidence that comes from having chosen the right financing option with the help of our knowledgeable staff.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that cater to individuals and families alike. Imagine having a safe place for your money while earning interest on your savings. With our auto loans and vehicle financing options, purchasing that dream car becomes more attainable. We understand that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to help you manage those financial bumps with ease.

Digital & Online Banking

Effortless Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it as simple as sending a text. Plus, with mobile payments enabled, you can make purchases quickly using just your smartphone no need to carry cash or cards.

Online Banking Made Simple

With our 24/7 online banking services available at https://www.midflorida.com/, you can check your balance, pay bills, and transfer funds from the comfort of your home or on the go. Whether it's day or night, you can stay on top of your finances without missing a beat.

Secure and User-Friendly

Your security is our top priority. With electronic signature authorization available, signing documents is not only fast but also secure. You can access your e-statements whenever you need them, reducing paper clutter while keeping everything organized.

Stay Connected with Our Mobile App

For those who prefer managing their finances on the go, our mobile application provides all the functionalities of online banking right in your pocket. Check balances, deposit checks, and manage transactions all with just a few taps. At Midflorida, we strive to create an accessible and user-friendly experience for all our members. Discover how our digital banking tools can simplify your life today!

Financial Strength

Commitment to Growth

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $138,957 in used auto loans and $6,291,591,067 in total loans and leases.

Growing Member Base

With total share accounts reaching 1,315,690, it's clear that more members trust us with their finances every day. Net Shares (funds available for lending and investments) stand at $1,638,866,996, indicating robust resources ready to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 11411 Lake Underhill Rd Orlando Fl 32825 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $30,389,324, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and refinancing options if you want to lower your monthly payments or overall interest rate.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. This option provides you with the convenience and security needed for unexpected costs without tying up your savings. For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We are committed to supporting our local businesses with competitive rates and personalized service. We encourage you to explore our eligibility options and see how we can assist you further in achieving your financial aspirations. For more information or to apply for a loan today, please contact us at (866) 913-3733 or visit us at 11411 Lake Underhill Rd Orlando Fl 32825, Orlando, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward a brighter financial future!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective LendMesh can be in finding favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to make informed choices about their borrowing needs.

MIDFLORIDA CREDIT UNION - Orlando, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Orlando, FL (32825)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get In Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Lending Solutions

Comprehensive List Of Services

Business Banking Support

Convenient Online & Mobile Banking

Credit Options That Reward You

Drive-Thru & Shared Branch Services

Home Financing Solutions

Personal Banking Made Easy

Digital & Online Banking

Effortless Transactions

Online Banking Made Simple

Secure and User-Friendly

Stay Connected with Our Mobile App

Financial Strength

Commitment to Growth

Growing Member Base

Member Savings and Investments

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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