MidFlorida Credit Union Okeechobee FL | Affordable Auto Loans & Mortgages

Introduction

Welcome to Midflorida, your trusted financial partner located at 3261 Us Highway 441 S, Okeechobee, FL 34974. Since our establishment in 1954, we have dedicated ourselves to serving the community with reliable banking solutions tailored to meet the diverse needs of our 472,203 members. With a strong commitment to your financial well-being, we pride ourselves on providing exceptional service and a wide range of products. At Midflorida, we understand that every member's journey is unique. That's why we offer a variety of services, from personal checking and savings accounts to auto loans and mortgage financing. Our total assets amount to an impressive $8,040,523,100, reflecting our stability and strength as a credit union. Our members enjoy the benefits of $554,970,676 in deposits and a robust net worth of $847,124,764. Led by our CEO, Steve Moseley, and Board President Christopher Geiger, our team is committed to ensuring you receive personalized support with every interaction. Whether you're visiting us for the first time or you're one of our long-standing members, you'll find our knowledgeable staff ready to assist you with all your banking needs. While you can visit us at our branch location for face-to-face service, feel free to reach out at 866-913-3733 for any inquiries or assistance. We are also available online at Midflorida, making it easy for you to manage your finances anytime, anywhere. Join us today and experience the difference that comes from being part of a community-focused credit union. Your financial success is our priority!

Branch History & Mission

At Midflorida, we take pride in our rich history and our commitment to serving the community. Established in 1954, our branch has been a cornerstone of financial support for the residents of Okeechobee, Florida. Located at 3261 Us Highway 441 S, our branch is not just a place to manage money; it's a hub for community connection and growth. Over the years, Midflorida has evolved significantly. From our humble beginnings, we have grown to serve over 472,203 members with total assets amounting to an impressive $8,040,523,100. This growth reflects our dedication to providing excellent financial services tailored to meet the needs of our members. We offer a variety of products including personal banking accounts, auto loans, mortgages, and credit cards with rewards, all designed to enhance your financial well-being. Our mission is simple yet powerful: to empower our members by providing affordable financial solutions while fostering strong relationships within the community. We believe that when individuals thrive financially, entire communities flourish. Our dedicated team works hard to ensure that every member feels valued and supported in their financial journey. In addition to traditional banking services, we are committed to keeping pace with digital advancements to enhance member convenience. Our offerings include online and mobile banking options, enabling you to manage your finances from anywhere at any time. We also prioritize accessibility with ADA-compliant facilities and services. Midflorida is more than just a credit union; we are actively involved in various community outreach programs. By partnering with local organizations and participating in events, we strive to make a positive impact on the lives of those around us. Our shared service center allows us to extend these efforts by collaborating with partner credit unions for greater reach. For those who prefer in-person service, our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our drive-thru is available during extended hours for quick transactions. Whether you're looking for straightforward banking solutions or want to engage in community activities, Midflorida welcomes you with open arms. Join us today and experience firsthand how we can help you achieve your financial goals while being part of something bigger a community that cares. For more information or assistance, don't hesitate to call us at 866-913-3733 or visit our website.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch offers ample parking, ensuring that you can visit us without any hassle. For those with mobility needs, our facility is ADA compliant, featuring ramps and easy access points for everyone. Whether you're here for a quick transaction or to discuss your financial goals, we have you covered.

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Need to visit during off-hours? Our drive-thru service is available Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM, providing you with the flexibility to bank on your schedule.

Services Offered

At Midflorida, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you navigate your financial journey. Plus, with ATM availability right at our branch and shared services for partner credit union members, accessing your funds has never been easier.

Visit Us Today!

We invite you to come by and see what makes Midflorida special! If you have any questions or need assistance, feel free to call us at 866-913-3733. Our friendly team is eager to help you make the most of your banking experience. Come discover the convenience and community spirit at Midflorida!

Member Eligibility

Becoming a member of Midflorida is more than just opening an account; it's about joining a community that truly cares about your financial well-being. If you live, work, or worship in Okeechobee or the surrounding areas, you may be eligible for membership. This includes family members of existing members as well. It's all about creating a supportive network where everyone can thrive together. Plus, being part of Midflorida means you gain access to personalized service and competitive rates on loans and savings accounts, which can make a real difference in your financial journey. To learn more about the specific eligibility criteria and ensure you're ready to join, check out the details at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Opening an account is straightforward and welcoming; simply visit us online at https://loans.midflorida.com/, or give us a call at (866) 913-3733 if you have any questions. We're here to help you every step of the way as you take this exciting step toward better banking!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services make everyday transactions easier for your business. Imagine having a reliable system that processes payments swiftly, allowing you to focus on what you do best serving your customers. Whether it's accepting credit card payments or setting up online payment options, we're here to help simplify your financial operations. Visit us at 3261 Us Highway 441 S Okeechobee Fl 34974 in Okeechobee, or call us at (866) 913-3733 to learn how our business banking services can empower your success!

Comprehensive List Of Services

Business Banking Services

For small business owners in our community, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with unique challenges, so we strive to provide solutions that cater specifically to your needs.

Convenient Access & Support

At Midflorida, convenience is key. With our ATM and cash withdrawal services, you can access your money anytime. Plus, if you're in a hurry, our drive-thru banking allows you to handle basic transactions like deposits and withdrawals without leaving your car. For members of partner credit unions, we offer shared branch transactions, enabling deposits and withdrawals at various locations across the network. This feature ensures that wherever you are, banking is never out of reach. In today's digital world, staying connected matters. Our robust online and mobile banking capabilities let you manage your accounts easily. From person-to-person payments to electronic statements, everything is designed with your convenience in mind.

Credit Options That Work for You

If you're considering consolidating debt or making a significant purchase, our personal loans provide flexible terms that can ease your financial burden. Additionally, our credit cards with rewards not only allow you to make purchases but also earn points for future benefits perfect for those who love traveling or dining out.

Get Started Today!

We invite you to visit us at 3261 Us Highway 441 S Okeechobee Fl 34974 in Okeechobee, FL or give us a call at (866) 913-3733 for any questions about how we can assist you further. Join us at Midflorida, where we put our members first by offering exceptional service and an array of financial solutions tailored just for you! Explore all that we have to offer by visiting us online at 16-okeechobee.

Personal Banking Solutions

When it comes to managing your everyday finances, our checking and savings accounts are tailored to help you save more and spend wisely. Imagine having easy access to your funds through our online and mobile banking platforms. You can check your balances, transfer money, and pay bills all from the comfort of your home or on the go. Need a new car? Our auto loans and vehicle financing options are designed to get you behind the wheel quickly and affordably. Whether you're buying new or used, we offer competitive rates that fit your budget. For those planning to buy a home, our mortgage loans and refinancing options make the process straightforward and hassle-free.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which makes banking even more accessible. With just a few taps, you can complete transactions and keep track of your spending. Plus, if you prefer using digital payments, our mobile payments feature allows you to make purchases quickly and securely without needing cash or cards. Need to send money to friends or family? Our person-to-person transfer option lets you do just that with ease. And for those important documents that require a signature, we offer electronic signature authorization, so you can sign forms quickly without visiting a branch. For members who are eco-conscious or just prefer the convenience of digital records, we provide e-statements as well. You can easily view and download your statements online instead of waiting for them in the mail.

Security and Support

At Midflorida, your security is our priority. We use advanced technology to keep your information safe while ensuring that our services remain user-friendly. If you ever have questions or need assistance, our dedicated support team is always ready to help. Discover how easy banking can be with Midflorida by visiting https://www.midflorida.com/ today! Your financial journey starts here, where convenience meets security in every transaction.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 1,315,690, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $1,638,866,996, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 3261 Us Highway 441 S Okeechobee Fl 34974 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $138,957 in used auto loans and $6,291,591,067 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our net income of $30,389,324, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and ensure you find the right fit for your budget.

Credit Lines and Business Loans

For those looking for extra financial flexibility, our total credit lines amounting to $2,552,391,308 can help you navigate unexpected expenses or fund personal projects. Additionally, business owners will find value in our outstanding commercial loans totaling $1,251,796,486, providing the capital needed to grow and expand your operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We aim to provide competitive rates and terms that allow you to invest in your dream home without overwhelming financial stress.

Refinancing Options

If you're considering refinancing existing loans or want to explore eligibility options, our knowledgeable staff is ready to assist you. We can help determine if refinancing could lead to lower monthly payments or better loan terms tailored specifically for your situation. At Midflorida, our commitment is to empower you with the financial resources necessary for achieving your goals. For more information on how we can assist you, feel free to reach out at (866) 913-3733 or visit us during our lobby hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your everyday spending experience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures fair and transparent offers, allowing users to trust the information they receive.

MIDFLORIDA CREDIT UNION - Okeechobee, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Okeechobee, FL (34974)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Amenities

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Matter

Comprehensive List Of Services

Business Banking Services

Convenient Access & Support

Credit Options That Work for You

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Support

Financial Strength

A Growing Community

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Strong Financial Foundation

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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