We invite you to become part of the Midflorida family. Experience firsthand how we can help you navigate your financial journey while making a positive impact on the community we all cherish. For inquiries or assistance, feel free to call us at 866-913-3733 or visit us during our operating hours: - Lobby Hours: - Monday to Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM - Drive-Thru Hours: - Monday to Friday: 7:00 AM - 7:00 PM - Saturday: 8:30 AM - 1:00 PM Together at Midflorida, let's build a brighter financial future!
As we look towards the future, Midflorida embraces modern technology while ensuring compliance with ADA standards so everyone can access our services easily. With features like online banking, mobile payments, and e-statements available at your fingertips, managing your finances has never been more convenient. We also offer shared service centers for added flexibility and convenience, allowing you to conduct basic transactions even if you're not near one of our branches. And for those who prefer face-to-face interaction, our drive-thru service is available for quick and efficient banking.
From our humble beginnings, Midflorida has continuously evolved to meet the changing needs of our community. Over the decades, we've added services and expanded our reach while maintaining a personal touch that makes every member feel valued. Our journey reflects not just growth in numbers but also in the quality of service we provide. We are proud to offer a wide range of products including personal and business banking options, auto loans, mortgages, and credit cards all designed with you in mind.
At the heart of Midflorida is our mission: to empower our members financially while enriching our community. We believe in providing accessible financial services that help individuals and families achieve their goals. Whether it's securing an auto loan or finding the right savings account, we are here to guide you every step of the way. We understand that banking goes beyond transactions; it's about building relationships. That's why we prioritize community support through various outreach programs and partnerships aimed at improving the lives of those around us.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer merchant services designed to streamline your operations. From payment processing that ensures you get paid quickly and securely to tools that help you manage transactions effortlessly, our services allow you to focus on what matters most growing your business. Visit us at 6850 N Us Highway 27 Ocala Fl 34482, Ocala, FL, or call us at (866) 913-3733 to discover how we can assist you today!
If you're running a business, we provide specialized services like merchant services and business loans designed to help you grow. We're committed to supporting local businesses in Ocala by offering financial solutions that make sense for entrepreneurs.
At Midflorida, we know that life gets busy. That's why we provide ATM and cash withdrawal services along with drive-thru banking for quick transactions like deposits and withdrawals. Plus, with shared branch transactions available for partner credit union members, accessing your funds has never been easier. With digital banking features like mobile payments and person-to-person transfers, staying on top of your finances is just a click away. Our commitment extends beyond traditional banking hours; we're here when you need us most. We invite you to explore all that Midflorida has to offer. For any questions or assistance, don't hesitate to call us at (866) 913-3733 or visit us in person. We look forward to helping you achieve your financial goals!
Looking for a little extra flexibility? Our credit cards come with rewards that can benefit you every time you use them. Whether it's cashback on groceries or points toward travel, you can find a card that fits your lifestyle.
When it comes to financing your dreams, Midflorida has you covered with auto loans and vehicle financing that help you get behind the wheel without breaking the bank. If home ownership is on your mind, our mortgage loans and refinancing options are available to guide you through the process. Additionally, personal loans for debt consolidation are an excellent way to simplify your payments into one manageable monthly bill.
For those looking to manage their day-to-day finances, we offer various personal banking options, including checking and savings accounts. Whether you're saving for a vacation or just trying to keep your spending in check, our accounts come with features designed for your convenience. You can access your funds quickly through our online and mobile banking platforms, making it easy to check balances, transfer money, and pay bills from anywhere.
Our commitment to serving our members is reflected in our $735,873,915 in undivided earnings. These funds are reinvested in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $138,957 in used auto loans and $6,291,591,067 in total loans and leases, our lending capacity supports your financial goals across various sectors.
The trust placed in us by our members is evident with a total of 1,315,690 share accounts, showcasing a strong and growing member base that relies on us for their financial needs. Our net shares available for lending and investments stand at $1,638,866,996, reinforcing our ability to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 6850 N Us Highway 27 Ocala Fl 34482 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is highlighted by a robust net income of $30,389,324, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees who are always ready to serve you with a knowledgeable and committed team.
With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.
For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are dedicated to offering solutions tailored to your needs.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We provide personalized service to help you understand your options and find the right mortgage solution for your situation.
If you're considering refinancing any of your existing loans, we can guide you through eligibility options to ensure you get the best possible rates and terms. Our team is ready to help assess your current financial situation and find savings opportunities. At Midflorida, we pride ourselves on our commitment to our members' financial well-being. Our goal is not just to offer loans but to empower you with the resources necessary for making informed decisions. For more information on our loan offerings or if you have any questions, feel free to reach out at (866) 913-3733 or visit us at our branch located at 6850 N Us Highway 27 Ocala Fl 34482 in Ocala, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with benefits that can fit your lifestyle while keeping your spending manageable.
- Verified Data: All loan offers come from legitimate financial institutions, ensuring you have access to accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare and choose wisely. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures that all loan offers presented are both fair and transparent.