MidFlorida Credit Union Ocala FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Midflorida, your trusted partner in financial wellness, located at 7139 N Us Highway 441, Ocala, FL 34475. Established in 1954, we have proudly served our community for decades, building strong relationships with our 472,203 members who rely on us for their banking needs. With total assets exceeding $8,040,523,100 and total deposits of $554,970,676, we are committed to providing secure and reliable financial services tailored to your lifestyle. At Midflorida, we focus on empowering our members through various services including personal checking and savings accounts, auto loans, mortgage solutions, and business banking options. Our dedicated team of over 1,400 employees, led by CEO Steve Moseley and Board President Christopher Geiger, works tirelessly to ensure that you receive personalized attention and expert guidance. While members can visit us at our branch address, official correspondence should be sent to the same location: 7139 N US Highway 441, Ocala, FL 34475. We invite you to explore the many ways we can help you achieve your financial goals. Whether you're looking to apply for a loan or need assistance with online banking, we're just a phone call away at 866-913-3733. Join us at Midflorida where your financial success is our mission. Visit our website at midflorida.com to learn more about how we can serve you better!

Branch History & Mission

At Midflorida, we take pride in our rich history and unwavering mission to serve our community. Founded in 1954, our branch has grown alongside the city of Ocala, Florida, providing essential financial services to our members for nearly seven decades. Located at 7139 N Us Highway 441, Ocala, FL 34475, we are easily accessible for anyone looking to join a supportive banking family. Since our inception, we have dedicated ourselves to creating a positive impact in the lives of our members. Today, we proudly serve over 472,203 members and manage total assets exceeding $8 billion. Our commitment goes beyond just numbers; it reflects our focus on building lasting relationships and empowering individuals with the financial tools they need to thrive. Our mission is straightforward: we aim to provide exceptional financial services while fostering a sense of community support and inclusiveness. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe that everyone deserves access to high-quality banking services that cater to their needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 7139 N US Highway 441, Ocala, FL 34475 if different from the branch address. In addition to traditional banking services, we understand the importance of modern technology in today's fast-paced world. That's why we have invested in user-friendly online and mobile banking options. Our services include electronic statements, mobile payments, person-to-person transfers, and more all designed with you in mind. At Midflorida, we also prioritize community involvement through partnerships and outreach initiatives that support local organizations and events. We believe that by uplifting those around us, we can create a stronger community together. With convenient operating hours including lobby hours from Monday to Friday our drive-thru service available six days a week ensures you can bank when it works best for you. If you need assistance or have questions about any of our services, feel free to reach out at 866-913-3733. Join us at Midflorida and experience the difference that comes from being part of a credit union that cares about your financial well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Midflorida branch located at 7139 N US Highway 441 in Ocala, FL! Nestled in the heart of Marion County, our branch is easily accessible and conveniently situated near popular landmarks such as the Ocala National Forest and the beautiful Silver Springs State Park. Whether you're running errands or out for a day of adventure, stopping by our branch is a breeze. At Midflorida, we prioritize your convenience. Our location features ample parking, ensuring that you can quickly park and access our services without any hassle. We take pride in making our facilities accessible for everyone, with ADA-compliant features including ramps and designated parking spaces for those who need them. Our friendly team is here to assist you during our welcoming operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you prefer using our drive-thru service, we've got you covered! Our drive-thru hours are Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. For your banking needs, we offer a variety of services right here at our branch. From checking and savings accounts to auto loans, mortgages, personal loans, and credit cards with rewards everything is designed with you in mind. Plus, with ATM availability on-site, accessing your funds has never been easier. While members can visit us at our Ocala branch address for all their banking needs, official correspondence should be sent to the same mailing address for consistency. If you have any questions or need assistance, feel free to call us at 866-913-3733. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Midflorida is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, or worship in the Ocala area, you're likely eligible to join us! We welcome individuals who are part of our community, and we encourage you to explore the benefits that come with membership, including personalized service and competitive rates on loans and savings. It's really easy to get started simply check out our eligibility criteria at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit, which provides all the details you need. Once you're ready to open an account, just visit our account opening page here: https://loans.midflorida.com/. If you have any questions or need assistance, feel free to give us a call at (866) 913-3733. We're excited to help you take this step toward financial empowerment!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments effortlessly while managing your cash flow effectively. Our merchant services make it easy for businesses like yours to process transactions smoothly, whether it's through credit card payments or mobile solutions. This means you can focus more on what you do best running your business while we handle the financial side. Visit us at 7139 N Us Highway 441 Ocala Fl 34475, Ocala, FL, or call us at (866) 913-3733 to discover how our business banking and commercial services can take your company to new heights. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our ATMs offer easy cash withdrawal services along with balance checks for peace of mind. Prefer face-to-face interactions? Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Banking Assistance

For entrepreneurs, we understand that running a business involves many moving parts. That's why we offer business banking services that include merchant services and business loans to help you grow your operations. We're committed to supporting local businesses in any way we can.

Convenient Digital Banking

In today's busy world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer money, pay bills, and even send money to friends using our person-to-person payment feature all from the comfort of your home or on the go.

Credit Cards with Benefits

Imagine earning rewards while making everyday purchases! With our credit cards with rewards, you can enjoy cash back or points on everything from groceries to gas. It's an excellent way to make your spending work for you.

Personal Banking Solutions

We offer various personal banking options, including checking and savings accounts designed for every lifestyle. If you're thinking about buying a car or need to refinance your current loan, our auto loans and vehicle financing solutions can help get you on the road faster. For those considering homeownership, our mortgage loans and refinancing services make the process straightforward and accessible. Additionally, if you're managing multiple debts, our personal loans and debt consolidation options can provide relief and simplify your finances.

Shared Branch Transactions

If you're a member of another credit union, you can still benefit from our services through basic shared branch transactions such as deposits and withdrawals making it easier than ever to manage your finances no matter where you are. At Midflorida, we strive to be more than just a financial institution; we want to be your partner in achieving financial success. If you're ready to explore how our diverse range of services can benefit you or if you have any questions about what we offer, don't hesitate to reach out at (866) 913-3733 or visit us at 2215 - Ocala - North Office today! Let us help you take control of your financial future!

Digital & Online Banking

Accessibility and Ease-of-Use

With all these features combined, managing your finances becomes straightforward and efficient. You have real-time access to your account information right at your fingertips, making it easier than ever to stay on top of your finances. Our commitment at Midflorida is to provide tools that empower you in every financial decision. Whether you're checking your balance late at night or sending money across town during lunch, our digital banking services ensure that you're always connected to what matters most your money! So why wait? Experience the convenience of banking with us today!

Key Features

Our platform includes a user-friendly mobile application, making it simple for you to manage your accounts on the go. Whether you're at home or out and about, our app allows you to perform essential banking tasks quickly and securely. Plus, with our mobile payments feature, you can make purchases directly from your phone, adding another layer of convenience to your daily transactions. We prioritize your security with features like electronic signature authorization, ensuring that your online transactions are safe and protected. You can also opt for e-statements, allowing you to view and manage your financial documents digitally without the clutter of paper statements. Another standout feature is our person-to-person transfer option. This service makes it easy to send money to friends or family without needing cash or checks. Just a few taps on your screen and the funds are transferred instantly!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our impressive $82,723,075, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

The trust placed in us by our members is evident from our total share accounts: 1,315,690. This growing member base reflects the confidence that individuals like you have in Midflorida as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 7139 N Us Highway 441 Ocala Fl 34475 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Your savings are safe with us. Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

We have $735,873,915 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $138,957 in used auto loans and $6,291,591,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those interested in expanding their businesses, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. At Midflorida, we prioritize our members' financial health and are committed to offering competitive products that meet your needs. Our experienced team is ready to assist you with refinancing options as well just ask us how we can help! For any inquiries or assistance with your loan application, feel free to contact us at (866) 913-3733 or visit us at our branch located at 7139 N Us Highway 441 Ocala Fl 34475 in Ocala, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing transparency and support as you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your vehicle easy and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We are here to guide you through the process every step of the way, ensuring that you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. This can be an excellent option if you're looking to consolidate debt or cover unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, giving them the tools needed to make well-informed financial choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable this tool can be for everyday consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all comparisons are fair and transparent, allowing users to trust the information they receive.

Midflorida

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Assistance

Convenient Digital Banking

Credit Cards with Benefits

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Commitment to Operational Efficiency

Growing Member Base

Member-Centric Savings

Reinvestment for Better Services

Strong Financial Health

Loan Offering

Additional Financing Solutions

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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