MidFlorida Credit Union Ocala FL | Affordable Vehicle Loans & Mortgages

Introduction

Welcome to Midflorida, where we prioritize your financial well-being and community growth! Located at 1520 E Silver Springs Blvd, Ocala, FL 34470, our branch has been serving members since 1954. We take pride in being part of the vibrant Ocala community, with a commitment to fostering strong relationships and providing personalized banking solutions. With over 472,203 members and total assets exceeding $8,040,523,100, we are dedicated to helping you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or seeking support for business loans, our experienced team is here to assist you. Under the leadership of CEO Steve Moseley and Board President Christopher Geiger, our staff of 1,419 employees is passionate about delivering exceptional service. Our offerings include a variety of services such as auto loans, mortgages, credit cards with rewards, and more. With total deposits amounting to $554,970,676 and net worth reaching $847,124,764, we are a stable institution that you can trust for all your financial needs. Plus, with cash in hand totaling $79,313,571, we're well-equipped to support our members. While you can visit us directly at our Ocala branch for all your banking needs, please remember that official correspondence should be sent to the same address. You can reach us at 866-913-3733 during our lobby hours from Monday through Saturday. Join us today at Midflorida! Visit our website at midflorida.com or stop by the branch to learn how we can help you take control of your financial future.

Branch History & Mission

Join Us

As part of Midflorida's ongoing commitment to accessibility, we are proud to offer ADA-compliant facilities and shared service centers for your convenience. With ATMs available and drive-thru banking hours extending into the evening, we aim to meet you where you are. We invite you to join us on this journey. Experience firsthand how Midflorida can support your financial goals while making a difference in your community. For more information or to become a member, call us at 866-913-3733 or visit our website. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, Midflorida has expanded its offerings to meet the diverse needs of our members. As we embraced technological advancements, we ensured that our services remained accessible and user-friendly. Today, we provide robust online and mobile banking options along with traditional banking methods. Our drive-thru services enhance convenience for those on the go while maintaining essential personal connections through lobby interactions.

Our Mission

The mission of Midflorida is clear: to enrich the lives of our members by providing innovative financial solutions and fostering a sense of community. We believe in empowering individuals through education and resources that support their financial wellness. Whether it's offering affordable loans for vehicles or providing personalized banking services, our focus remains on making a positive impact in Ocala and beyond. While members can visit us at 1520 E Silver Springs Blvd, official correspondence should be sent to the same address. This location serves not just as a place for transactions but as a hub for community engagement and outreach efforts. We are proud to partner with local organizations, ensuring that we contribute meaningfully to initiatives that matter most to our neighbors.

Branch Location & Accessibility

Convenient Access and Features

At Midflorida, we prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and spacious parking areas so that all members can visit with ease. Plus, we have an ATM available on-site for quick withdrawals and balance checks. If you prefer the convenience of drive-thru banking, you're in luck! Our drive-thru service operates Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why our lobby hours are designed with your convenience in mind. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. We strive to accommodate your schedule so you can manage your finances without any hassle.

Services Tailored for You

At our Ocala branch, we offer a variety of services tailored to meet your banking needs from personal checking and savings accounts to auto loans and mortgages. We also provide business banking solutions like merchant services and business loans. And if you're a member of a partner credit union, you can take advantage of shared services right here! While members can visit us at 1520 E Silver Springs Blvd, official correspondence should be sent to the same address as well. If you have any questions or need assistance, don't hesitate to reach out! Call us at 866-913-3733 or stop by during our operating hours. We look forward to serving you at Midflorida!

Member Eligibility

Becoming a member of Midflorida is like stepping into a community where your financial well-being matters. If you live, work, or go to school in the Ocala area, you're already on the right path to joining us at our branch located at 1520 E Silver Springs Blvd Ocala Fl 34470. We're committed to providing a welcoming environment for everyone, and whether you're looking for personal banking solutions or loans, we have something just for you. To dive deeper into the specifics of who can join and what's required, feel free to explore more at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Opening an account with us is simple and straightforward. Just visit our website or give us a call at (866) 913-3733. We're here to guide you through each step of the process so that you can start enjoying all the benefits of membership with Midflorida. From competitive rates on loans to personalized service, joining us means being part of something special. Don't hesitate check out how easy it is to become a member today!

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine being able to accept payments seamlessly from customers while managing your cash flow efficiently. Our merchant services empower you to do just that. Whether it's credit card processing or mobile payments, we equip you with the tools needed to enhance customer experiences and streamline operations. Located at 1520 E Silver Springs Blvd Ocala Fl 34470, Ocala, FL, we're here to help you navigate your financial needs with personalized service. Let us be your trusted partner on the road to success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, if you're on the move, take advantage of our drive-thru banking, which offers deposits, withdrawals, and other simple transactions without leaving your car.

Business Banking

If you're a business owner, we haven't left you out! Our business banking services include merchant services and business loans tailored to support your growth. We want to see your venture thrive, so let us assist you in managing your business finances.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go using our mobile application.

Credit Card Rewards

Don't forget about our credit cards with rewards, which allow you to earn benefits on every purchase. Whether it's travel points or cashback, these cards are designed to maximize the value of your spending.

Home Financing

For those dreaming of home ownership or looking to refinance their existing mortgage, our mortgage loans and refinancing solutions are here to make the process smoother. Our knowledgeable staff can guide you through various loan options to find what fits your needs best.

Managing Debt

Life can throw unexpected financial challenges your way. That's why we provide personal loans and debt consolidation services that can help you manage existing debts effectively while easing financial stress.

Personal Banking Solutions

Whether you're looking to save for a dream vacation or manage your everyday expenses, our personal banking services have you covered. We offer checking and savings accounts designed with competitive interest rates and easy access to your funds. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel with terms that suit your budget.

Shared Branch Transactions

As part of our commitment to accessibility, we also provide basic shared branch transactions for partner credit union members. This means that even when you're away from home, managing your finances remains hassle-free. We invite you to experience all that Midflorida has to offer at 2214 - Ocala - East Office. For any questions or further assistance, feel free to give us a call at (866) 913-3733 or visit us during our convenient operating hours. Your financial success is our priority!

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.midflorida.com/, you can manage your accounts on your schedule. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Our user-friendly platform ensures that even the less tech-savvy can navigate with ease.

Effortless Transactions

Need to send money to friends or family? Our person-to-person transfer feature makes it quick and simple. Just a few taps on your mobile device, and the money is on its way no need for cash or checks.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We provide e-statements for easy access to your account information. You'll receive your statements electronically, making it simple to track your finances while also being environmentally friendly.

Mobile App Convenience

For those who prefer banking on the go, our mobile application lets you bank right from your smartphone. With features like mobile payments, you can pay for purchases directly from your account without fumbling for cash or cards.

Secure and Easy Banking

Security is a top priority at Midflorida. Our electronic signature authorization feature means you can sign documents securely online without the hassle of printing or mailing. All of these services are designed with the utmost care for your safety, ensuring that you can bank with confidence. In summary, our digital and online banking options at Midflorida are here to make managing your finances simpler and more secure than ever. Enjoy real-time account management from the comfort of your home or wherever life takes you!

Financial Strength

At Midflorida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with excellence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $138,957 in used auto loans and $6,291,591,067 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $30,389,324, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,638,866,996. Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 1520 E Silver Springs Blvd Ocala Fl 34470 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We understand that every business is unique, so we work closely with you to find the right financing solution. Whether you're looking for refinancing options or need help determining eligibility for any of our products, our team is here to assist you every step of the way. Our services are not just limited to loans; we also provide comprehensive financial resources and support. You can reach us at (866) 913-3733 or visit us at our branch located at 1520 E Silver Springs Blvd Ocala Fl 34470, Ocala, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Midflorida can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We are dedicated to guiding you through the mortgage process, ensuring you have all the information needed to make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. These credit cards can help you build your credit while providing a safety net for unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive reflects accurate market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so that you can find the best rates without outside influence. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly compare options and make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees fair and transparent offers for users seeking loans.

MIDFLORIDA CREDIT UNION - Ocala, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Ocala, FL (34470)

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Simple

Supporting Your Growth

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Convenient Digital Banking

Credit Card Rewards

Home Financing

Managing Debt

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Access Your Accounts Anytime

Effortless Transactions

Go Paperless with E-Statements

Mobile App Convenience

Secure and Easy Banking

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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