MidFlorida Credit Union New Port Richey FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Midflorida, your trusted financial partner located at 7401 State Road 54, New Port Richey, FL 34653. Since our establishment in 1954, we have dedicated ourselves to serving the community with integrity and care. With over 472,203 members, we pride ourselves on being more than just a credit union; we're a family supporting each other through life's financial journeys. At Midflorida, we understand that banking is not just about numbers. It's about building relationships and creating a positive impact in our community. With total assets exceeding $8 billion and total deposits of $554,970,676, our strong financial foundation allows us to provide competitive rates on loans and exceptional service to our members. We currently manage over 342,371 loans and leases, helping countless families achieve their dreams whether it's buying a home or financing a new vehicle. Led by our CEO, Steve Moseley, and Board President, Christopher Geiger, our team of dedicated professionals over 1,400 employees strong is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with business services, we've got you covered. For your convenience, while you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 7401 State Road 54, New Port Richey, FL 34653. Ready to take the next step? Give us a call at 866-913-3733 or explore our website at midflorida.com for more information on how we can help you achieve your financial goals. Join us today and experience the Midflorida difference!

Branch History & Mission

Commitment to Innovation and Accessibility

As times change, so do we. At Midflorida, we embrace digital advancements that enhance member experience. Whether it's online banking, mobile payments, or electronic signatures, we're dedicated to making your banking experience as convenient as possible. Our commitment extends to ensuring ADA compliance for all facilities, guaranteeing that everyone can access our services without barriers.

Community Partnerships and Outreach

We take pride in actively engaging with our community through various outreach programs and partnerships. By collaborating with local organizations, we strive to support initiatives that uplift and strengthen the neighborhoods we serve. This commitment reflects our belief that when one member thrives, the entire community benefits.

Our Mission

At Midflorida, our mission is simple yet profound: to empower our members with exceptional financial services while giving back to the community that supports us. We believe that everyone deserves access to quality banking options, whether it's personal banking, auto loans, mortgages, or business solutions. Our focus goes beyond transactions; we aim to build relationships and trust with every interaction.

Visit Us Today!

While members can visit us at 7401 State Road 54 New Port Richey Fl 34653, official correspondence should be sent to 7401 State Road 54, New Port Richey, FL 34653. We invite you to drop by during our operating hours: Monday through Friday from 9:00 am - 5:00 pm (with extended hours on Friday until 6:00 pm) and Saturday from 9:00 am - 1:00 pm for lobby access. Our drive-thru operates Monday through Friday from 7:00 am - 7:00 pm and Saturday from 8:30 am - 1:00 pm. Join us at Midflorida and discover how we can help you reach your financial goals while being an integral part of a supportive community. Together, let's build a brighter future! For more information or inquiries, feel free to call us at (866) 913-3733 or explore our website at [https://www.midflorida.com/](https://www.midflorida.com/).

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your convenience in mind. We pride ourselves on being fully ADA compliant, ensuring that everyone can access our services comfortably. You'll find ramps and accessible entrances that make it easy for all members to navigate our space.

Call to Action

We invite you to come by and see how we can assist you with your financial needs. If you have questions or would like more information about our services, feel free to call us at (866) 913-3733. We're looking forward to serving you soon!

Operating Hours

We know how busy life can get, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you're in need of quick banking services outside these hours, our drive-thru is available Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM.

Services Offered

At Midflorida, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more! Plus, with ATM availability right on-site and shared service center access for partner credit union members, managing your money has never been easier.

Member Eligibility

Becoming a member of Midflorida means joining a community that truly cares about your financial well-being. If you're wondering how to take that first step, it's quite simple! At Midflorida, we welcome anyone who lives, works, worships, or attends school in the areas we serve. This inclusiveness means you can enjoy all the benefits of membership, whether you're just starting out on your financial journey or looking to enhance your existing plans. To learn more about eligibility requirements and ensure you meet the criteria, feel free to check out our detailed information at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Once you confirm your eligibility, opening an account is a breeze! You can start the process by visiting https://loans.midflorida.com/, or simply give us a call at (866) 913-3733 for any questions you might have. Our friendly team at Midflorida, located at 7401 State Road 54 New Port Richey Fl 34653, is eager to assist you in becoming part of our family!

Business Banking & Commercial Services

Business Loan Options

Imagine expanding your business or launching a new venture with the help of our robust lending options. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced marketplace, every transaction counts. Our merchant services make it easy for businesses to accept payments, manage transactions, and streamline operations. Whether you run a retail store or an online shop, our services are designed to fit your needs ensuring you can focus on what you do best: serving your customers. Join us at Midflorida, located at 7401 State Road 54 New Port Richey Fl 34653, and discover how we can help elevate your business with the right financial tools and support. Reach out today at (866) 913-3733!

Comprehensive List Of Services

ATM and Drive-Thru Services

With an extensive network of ATMs available for cash withdrawals and balance checks, accessing your money is straightforward. Plus, our basic drive-thru banking services ensure that simple transactions like deposits or withdrawals can be completed quickly without leaving your vehicle.

Business Banking

For our members who own businesses, we offer tailored business banking solutions. From merchant services that simplify payment processing to business loans that fuel growth, we are here to support your entrepreneurial journey.

Credit Cards

Our credit cards with rewards are designed to give you more from your purchases. Earn points on everyday spending that can be redeemed for exciting rewards it's just another way we show our commitment to helping you maximize your financial potential.

Digital Banking Features

In today's fast-paced world, convenience matters. Our robust online and mobile banking platforms allow you to manage your accounts from anywhere. Whether it's transferring funds, paying bills, or checking balances through our app or website, staying connected is easy.

Loans and Financing

Need a new vehicle? Our auto loans and vehicle financing options help you get on the road quickly. We also provide mortgage loans and refinancing solutions, making home ownership more achievable. If you're facing unexpected expenses, our personal loans and debt consolidation services can assist you in regaining control over your finances.

Personal Banking

We understand the importance of managing your money effectively. That's why we offer various personal banking services, including checking and savings accounts that fit your lifestyle. Imagine easily accessing your funds online or through our mobile app anytime you need. With features like electronic statements and mobile payments, keeping track of your finances has never been easier.

Shared Branch Transactions

If you're a member of another participating credit union, you can take advantage of our shared branch transactions for deposits and withdrawals right here at Midflorida. This means even more flexibility when it comes to managing your finances. At Midflorida, we strive to be more than just a financial institution; we want to be part of your community's fabric. If you're ready to explore how we can assist you with any of these services or if you have questions about opening an account, don't hesitate to reach out! Call us at (866) 913-3733, visit us at 7401 State Road 54 New Port Richey Fl 34653, or check out our website at 19-trinity. Your financial well-being starts here!

Digital & Online Banking

24/7 Access Anytime

Our commitment to accessibility means you can take care of your banking whenever it suits you. With 24/7 online banking services Yes, there's no need to wait in line or rush to get things done during business hours. Check your accounts, make payments, or transfer funds whenever you need. At Midflorida, we're dedicated to making your banking experience as straightforward and hassle-free as possible. Embrace the convenience of digital banking today!

Convenient Online Access

With our online banking platform available at https://www.midflorida.com/, you can check your account balances, transfer funds, pay bills, and even apply for loans all from the comfort of your home or on the go. Whether you're using a computer or a smartphone, our user-friendly interface makes it easy to navigate through your banking needs.

Mobile Banking Made Easy

For those who prefer managing their finances on their smartphones, our mobile application Yes provides all the essential features right at your fingertips. From mobile payments Yes to person-to-person transfers Yes, you have everything you need in one convenient app.

Secure Features for Peace of Mind

Your security is our top priority. That's why we offer electronic signature authorization Yes, ensuring that your online transactions are safe and verified. You can also opt for e-statements Yes, reducing paper clutter while keeping your financial records secure and accessible.

Financial Strength

Commitment to Growth

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $138,957 in used auto loans and $6,291,591,067 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 1,315,690, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,638,866,996 further highlight our commitment to providing valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 7401 State Road 54 New Port Richey Fl 34653 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $30,389,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a dependable used one, our team is here to help you find the right option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We understand the challenges small businesses face and are committed to offering financing solutions that empower entrepreneurs in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We are dedicated to guiding you through every step of the mortgage process, ensuring you have access to the resources and support necessary for successful homeownership.

Personal and Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and can be an excellent tool for budgeting and emergency expenses. Additionally, if you're considering consolidating your debts or need personal financing, our personal loan options provide straightforward solutions tailored to your unique situation.

Refinancing Options

If you're looking to refinance an existing loan, we can help with that too. Our refinancing options are designed to help lower your monthly payments or reduce interest costs, making it easier for you to manage your finances. For more information on eligibility or to start your application process, feel free to reach out at (866) 913-3733 or visit us at our branch located at 7401 State Road 54 New Port Richey Fl 34653. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Midflorida, we're here to support your journey toward financial wellness with personalized service and comprehensive lending solutions.

Loan Aggregator

Benefits of Using LendMesh

LendMesh emphasizes reliability and transparency in its loan comparison tool: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You'll find up-to-date loan rates from various institutions, helping you make educated choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of our service in aiding individuals like you. Ready to take control of your financial future? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that the offers presented are fair and transparent. Each lender featured on LendMesh has undergone verification to ensure legitimacy, allowing users to make informed decisions without confusion.

MIDFLORIDA CREDIT UNION - New Port Richey, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in New Port Richey, FL (34653)

Introduction

Branch History & Mission

Commitment to Innovation and Accessibility

Community Partnerships and Outreach

Our Mission

Visit Us Today!

Branch Location & Accessibility

Accessibility and Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services That Matter

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking

Credit Cards

Digital Banking Features

Loans and Financing

Personal Banking

Shared Branch Transactions

Digital & Online Banking

24/7 Access Anytime

Convenient Online Access

Mobile Banking Made Easy

Secure Features for Peace of Mind

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings for Members

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Personal and Credit Card Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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