MidFlorida Credit Union Lutz FL | Best Auto Loans & Business Banking

Introduction

Welcome to Midflorida, your trusted partner in financial services, located at 23551 Sr 54, Lutz, FL 33559. Since our establishment in 1954, we have proudly served our community with a commitment to excellence and member satisfaction. With a total membership of over 472,203, we understand the importance of building strong relationships and providing personalized financial solutions tailored to your needs. At Midflorida, we believe that everyone deserves access to quality financial services. Our total assets stand at an impressive $8,040,523,100, reflecting our stability and dedication to helping you achieve your financial goals. Whether you're looking for auto loans, mortgages, or personal banking services, we are here to guide you every step of the way. Our leadership team is dedicated to fostering a welcoming environment where members can feel confident about their financial choices. Led by CEO Steve Moseley and Board President Christopher Geiger, our staff of 1,419 employees is always ready to assist you with expert advice and support. For those who wish to reach out or visit us for any inquiries, please don't hesitate to call us at 866-913-3733. While members can visit us at our branch location, official correspondence should be sent to the same address: 23551 SR 54, Lutz, FL 33559. Join us today and experience the Midflorida difference! Explore our range of services by visiting our website at www.midflorida.com, where you can find more information about our offerings and how we can help you thrive financially. We look forward to being your partner in achieving success!

Branch History & Mission

Our Journey

The journey of Midflorida began with a simple vision: to offer accessible financial solutions while fostering a sense of community. As we evolved from our humble beginnings, we embraced innovation and adapted to the changing needs of our members. Our commitment to personal service remains unchanged, even as we incorporate modern conveniences like online banking and mobile payments. We understand that convenience is key for our members, which is why we offer both ATM availability and drive-thru banking at our location. Whether you're making a quick deposit or seeking advice on loans, our friendly staff is ready to assist you during our operating hours: - Lobby Hours: - Monday to Thursday: 9:00 AM 5:00 PM - Friday: 9:00 AM 6:00 PM - Saturday: 9:00 AM 1:00 PM - Drive-Thru Hours: - Monday to Friday: 7:00 AM 7:00 PM - Saturday: 8:30 AM 1:00 PM Our physical presence is complemented by shared service centers, enabling us to extend our reach and provide services even beyond Lutz. We believe that collaboration strengthens communities, which is why we actively seek partnerships that promote financial literacy and support local initiatives.

Our Mission

At Midflorida, our mission goes beyond just providing financial products. We strive to enhance the quality of life for all members through responsible banking practices and community engagement. We are committed to supporting local organizations and initiatives that make Lutz a better place for everyone. Every loan approved and every account opened contributes directly back into the community. While members can visit us at 23551 Sr 54 Lutz Fl 33559, official correspondence should be sent to 23551 SR 54, Lutz, FL 33559 if it differs. For any questions or assistance, feel free to reach out at (866) 913-3733. Join us today and experience the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter future for ourselves and our community! Visit us online at 36-land O' Lakes for more information on how you can become a member or explore our range of services.

Branch Location & Accessibility

Get in Touch

We're excited to assist you! Feel free to call us at (866) 913-3733 if you have any questions or need help with anything before your visit. Stop by today and discover how Midflorida can help you achieve your financial dreams!

Nearby Landmarks and Accessibility

Conveniently situated near local landmarks, our branch is easy to find. While visiting us, you'll appreciate the ample parking space available, making it simple for you to drop in. We take accessibility seriously, ensuring that everyone can visit us comfortably. Our facilities are ADA-compliant with ramps and designated parking spaces so that all members of the community can easily access our services.

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours to fit your busy schedule. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM and Saturday from 9:00 AM to 1:00 PM. If you prefer drive-thru banking, we open even earlier starting at 7:00 AM on weekdays and 8:30 AM on Saturdays so you can get back on the road quickly.

Services Offered

At Midflorida, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, if you're a member of a partner credit union, feel free to take advantage of our shared services for basic transactions like deposits and withdrawals. While members can visit us at 23551 Sr 54 Lutz Fl 33559, official correspondence should be sent to our mailing address at 23551 SR 54, Lutz, FL 33559 if it differs from where we serve you in person.

Member Eligibility

At Midflorida, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is easy and opens the door to a range of financial services tailored just for you. To qualify, you need to be part of specific groups or live in certain areas. Whether you're an employee of a partner organization or reside in our local community, there's likely a path for you to join us. For the most current eligibility details, feel free to check out this resource. Once you're ready to take the next step, opening an account is straightforward! Simply visit our website at this link for more information on how to start your membership journey. If you have any questions or need assistance, don't hesitate to call us at (866) 913-3733. We're here to support you every step of the way at 23551 Sr 54 Lutz Fl 33559!

Business Banking & Commercial Services

Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your café; customers are eager to pay but they only have cards. Our merchant services ensure you can accept various forms of payment seamlessly, allowing you to serve more customers quickly. Located at 23551 Sr 54 Lutz Fl 33559, Lutz, FL 33559, we're here to provide tailored banking solutions that meet your unique needs. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services like Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist with financing options that can help your business thrive.

Convenient Access

Accessibility is key in today's fast-paced world. That's why we offer Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. Need cash? Our ATMs are readily available for quick withdrawals and balance checks. If you prefer face-to-face interactions, our drive-thru service offers basic banking transactions such as deposits and withdrawals without leaving your car. Additionally, members of partner credit unions can enjoy basic shared branch transactions right here at Midflorida. This means more flexibility and convenience when it comes to accessing your funds!

Credit Options

To help you with everyday purchases and unexpected expenses, we offer Credit Cards with Rewards. You can earn points for things you already buy! This means more value back in your pocket while enjoying the convenience of credit.

Get Started Today!

With so many services designed with you in mind, it's easy to see how Midflorida is committed to supporting your financial journey. If you're ready to take the next step or have questions about any of our offerings, don't hesitate to reach out! Call us at (866) 913-3733 or visit us at 23551 Sr 54 Lutz Fl 33559. Let's work together toward achieving your financial goals!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking options like checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking. You can check balances, transfer money, and pay bills right from your phone! Our Auto Loans & Vehicle Financing make it easier for you to get behind the wheel of your dream car without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing services are tailored just for you. We're here to guide you through the process with competitive rates and personalized advice. Plus, if you need extra cash for personal projects or consolidating debt, our Personal Loans & Debt Consolidation options are flexible and user-friendly.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check your balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, just visit https://www.midflorida.com/ to access your account with ease.

E-Statements and Real-Time Access

Say goodbye to paper clutter! Our e-statements give you quick access to your account statements right from your device. This way, you can stay organized and manage your finances more effectively.

Mobile App for Easy Management

Download our mobile application for a user-friendly experience. With it, you can handle all your banking needs right from the palm of your hand. Check balances, make deposits, and even send money to friends or family using our person-to-person transfers feature all in real time! At Midflorida, we're committed to making banking easier for you. Experience the benefits of modern banking with us today!

Secure Transactions

We prioritize your security. With electronic signature authorization available, signing documents online is not only simple but also safe. Plus, our mobile payments feature allows you to make purchases directly from your phone without worrying about security.

Financial Strength

A Growing Member Base

With a total of 1,315,690 share accounts, it's clear that more people are choosing Midflorida as their trusted financial partner. This growing member base reflects the confidence others have placed in us and we're committed to maintaining that trust. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 23551 Sr 54 Lutz Fl 33559, Lutz FL 33559 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Member Savings

Your savings are our priority. Members' funds are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $105,925,874, we ensure that our resources are dedicated to you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our operations. Our $82,723,075 shows how well we manage our resources while still providing competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees ready to assist you with knowledgeable support.

Reinvesting for Future Success

We believe in reinvesting in our community. With $735,873,915 in undivided earnings, we continually improve our banking tools, lending options, and security measures to serve you better. Our lending capacity is substantial, with $138,957 in used auto loans and $6,291,591,067 in total loans and leases supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We encourage all potential borrowers to explore our refinancing options and check their eligibility. Our team is committed to helping you find the best loan products that fit your financial situation. For more information about our loan offerings or to get started today, feel free to call us at (866) 913-3733 or visit us at 23551 Sr 54 Lutz Fl 33559, Lutz, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We understand that running a business requires support; that's why we offer tailored solutions to meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with various rewards options, making them a great choice for everyday spending.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect the best options available. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective and reliable the platform can be in helping individuals secure better financing options. Ready to find your best loan rates? Compare real-time loan offers today at LendMesh and discover what suits your needs best. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers that reflect the true market landscape.

MIDFLORIDA CREDIT UNION - Lutz, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Journey

Our Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Solutions

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Options

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking

E-Statements and Real-Time Access

Mobile App for Easy Management

Secure Transactions

Financial Strength

A Growing Member Base

Commitment to Member Savings

Operational Efficiency

Reinvesting for Future Success

Solid Financial Health

Loan Offering

Additional Options

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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