MidFlorida Credit Union Largo FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Midflorida, your trusted community partner located at 13075 Walsingham Rd, Largo, FL 33774. Established in 1954, we have grown to serve over 472,203 members, offering a wide range of financial services tailored to meet your needs. Our commitment to the community is evident in our impressive total assets of $8,040,523,100 and total deposits amounting to $554,970,676. At Midflorida, we believe in empowering our members with the resources they need for financial success. Our dedicated team of 1,419 employees, led by CEO Steve Moseley and Board President Christopher Geiger, works diligently to provide exceptional service and support. We offer everything from personal banking solutions like checking and savings accounts to auto loans and business financing options. While you can always visit us at our branch location for friendly assistance or transactions, please note that any official correspondence should be directed to our mailing address: 13075 Walsingham Rd, Largo, FL 33774-3514. We take pride in maintaining a robust net worth of $847,124,764 and cash in hand amounting to $79,313,571, ensuring that we are well-equipped to support your financial journey. Whether you're looking for loans over 342,371 have already been issued or seeking advice on saving and investing wisely, we're here for you. Explore our website at Midflorida for more information about our services or call us at 866-913-3733 for personalized assistance. Together, let's achieve your financial goals!

Branch History & Mission

At Midflorida, our journey began in 1954, rooted in a strong commitment to serve the community of Largo, FL. Over the decades, we have blossomed into a trusted financial partner for countless families and businesses. Located conveniently at 13075 Walsingham Rd, we are not just a credit union; we are a vibrant part of the Largo community, dedicated to supporting our members' financial goals while fostering local growth. From our humble beginnings, we've grown tremendously. Today, Midflorida proudly serves over 472,203 members and manages total assets exceeding $8 billion. This remarkable achievement reflects our unwavering dedication to providing quality service and a wide range of financial products tailored to meet diverse needs. Our mission is clear: to empower our members through accessible financial solutions while building strong relationships based on trust and integrity. As we reflect on our history, it is essential to recognize key milestones that have shaped us. We opened our doors with the intent of making banking simpler and more affordable for everyone. Through continuous innovation and customer-focused initiatives, we now offer personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Our drive-thru banking ensures that transactions are quick and convenient for those on the go. Midflorida's mission transcends mere numbers; it embodies a commitment to uplift our community. We actively engage in partnerships with local organizations to support outreach programs that address vital community needs. Whether it's sponsoring local events or providing educational resources for financial literacy, we strive to make a positive impact on those around us. For your convenience, while you can visit us at 13075 Walsingham Rd in Largo for all your banking needs, official correspondence should be sent to our mailing address: 13075 Walsingham Rd, Largo, FL 33774-3514. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM until 1:00 PM. If you prefer using our drive-thru services or ATMs for transactions outside these hours, rest assured that they are available for your convenience. As we look ahead to the future, we invite you to join Midflorida and experience the benefits of being part of a credit union that truly cares about its members and their well-being. Become part of our family today together we can achieve more! For more information on how to become a member or access our services online or via mobile app, visit us at Midflorida. We can't wait to welcome you!

Branch Location & Accessibility

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed with you in mind. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. Need to visit outside of regular hours? Our drive-thru service operates Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. This flexibility ensures that you can manage your banking needs on your schedule.

Services Offered

At Midflorida, we offer a range of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Additionally, our ATM is available for quick cash withdrawals and balance checks at your convenience. If you prefer face-to-face assistance but can't make it during regular hours, don't worry! We also participate in shared services so you can access basic transactions at partner credit unions nearby.

Your Visit Awaits!

We invite you to stop by Midflorida today! For any questions or further information about our services, don't hesitate to call us at 866-913-3733. Our dedicated team looks forward to serving you and helping you achieve your financial goals!

Member Eligibility

Joining Midflorida feels like stepping into a warm community that truly cares about its members. To become part of our family, you'll want to check if you meet our eligibility criteria. Generally, anyone who lives, works, or attends school in the area can join us! We love welcoming individuals who share our values and are looking for personalized financial solutions. To explore the specifics and ensure you're eligible, visit our detailed guidelines at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Once you know you qualify, opening an account is a breeze! Simply head over to https://loans.midflorida.com/ to get started on your journey with us. If you have any questions or need assistance, feel free to call us at (866) 913-3733. We're excited to help you take this step toward better banking at Midflorida, located at 13075 Walsingham Rd Largo Fl 33774!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processes for your business. Imagine running your operations smoothly with easy access to payment processing tools that enhance customer experience. Our merchant services ensure you can accept payments effortlessly, allowing you to focus on what matters most growing your business. Visit us at 13075 Walsingham Rd Largo Fl 33774, Largo, FL or call us at (866) 913-3733 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking

For our business members, we understand how crucial it is to have reliable banking solutions. That's why we provide comprehensive Business Banking services, including Merchant Services & Business Loans. Whether you're just starting out or looking to expand, we're here to help your business thrive.

Credit Cards

Looking for flexibility in spending? Our Credit Cards with Rewards let you earn points while making everyday purchases. Use them wisely, and you'll enjoy perks that can enhance your lifestyle.

Digital Banking Solutions

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills with just a few taps on your smartphone. Plus, our ATM & Cash Withdrawal Services ensure you have access to cash when you need it most.

Drive-Thru and Shared Branch Transactions

For those who prefer face-to-face interactions without stepping inside the branch, our Basic Drive-Thru Banking offers simple transactions like deposits and withdrawals right from your vehicle. Additionally, if you're a member of partner credit unions, our Basic Shared Branch Transactions allow you to conduct deposits and withdrawals seamlessly. At Midflorida, we are committed to ensuring that every service we offer is designed with our members' convenience in mind. We invite you to visit us at 13075 Walsingham Rd Largo Fl 33774, call us at (866) 913-3733, or explore our website at https://www.midflorida.com/ for more information about how we can assist you today!

Loans and Financing

When it comes to making significant purchases like a car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are here to support you. Picture yourself driving off in your dream vehicle with an affordable loan from us, or refinancing your mortgage to get better terms and lower monthly payments. For those unexpected expenses, our Personal Loans & Debt Consolidation solutions can help lighten the load and put you back on track.

Personal Banking

Whether you're starting your first savings account or looking for efficient ways to manage your daily expenses, our Personal Banking options have you covered. We offer a range of Checking & Savings Accounts designed to help you save and manage your money effectively. Imagine having a checking account that not only meets your everyday needs but also rewards you for saving!

Digital & Online Banking

Key Features

Our online banking platform allows you to access your accounts anytime, anywhere. You can view balances, transfer money, and pay bills with just a few clicks. Plus, with our electronic signature authorization feature, signing documents is a breeze no more printing or mailing paperwork! If you prefer going paperless, we offer e-statements that keep your financial records organized and easily accessible. This feature not only helps you manage your accounts but also contributes to a greener environment.

Mobile Banking on the Go

For those who love mobile convenience, our mobile application is a must-have. You can enjoy mobile payments that allow you to make purchases securely right from your phone. Whether you're at the store or dining out, paying has never been simpler. And if you need to send money quickly to friends or family, our person-to-person transfers have got you covered. It's an easy way to share expenses without the hassle of cash.

Security and Support

Your safety is our top priority. All transactions are protected with advanced security measures to keep your information safe. If you ever need assistance, our dedicated team is just a phone call away at (866) 913-3733. In summary, Midflorida's digital and online banking services provide you with everything you need for effective account management whenever and wherever you need it. Explore these features today at https://www.midflorida.com/ and take control of your financial journey!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 1,315,690, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $1,638,866,996, demonstrating our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 13075 Walsingham Rd Largo Fl 33774 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $138,957 in used auto loans and $6,291,591,067 in total loans and leases.

Operational Efficiency

Our $30,389,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. Our team is ready to guide you through the process, ensuring you understand all your options for securing your dream home.

Refinancing Options

If you're looking to lower your monthly payments or consolidate existing debt, we offer refinancing options tailored to your needs. Our team will work with you to assess eligibility and find solutions that fit your financial landscape. At Midflorida, we're committed to providing exceptional service and transparent financial guidance. Feel free to reach out at (866) 913-3733 or visit us at 13075 Walsingham Rd Largo Fl 33774, Largo, FL for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. These cards can be an excellent option for those looking to build credit while enjoying benefits like rewards and cashback. For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand your business. We know how vital it is for entrepreneurs to have access to funding that supports their vision.

Loan Aggregator

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MIDFLORIDA CREDIT UNION - Largo, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Largo, FL (33774)

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Your Visit Awaits!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Banking Solutions

Drive-Thru and Shared Branch Transactions

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features

Mobile Banking on the Go

Security and Support

Financial Strength

Growing Together

Investing in Your Future

Operational Efficiency

Secure Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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