MidFlorida Credit Union Largo FL | Low Mortgage Rates & Auto Loans

Introduction

At Midflorida, we understand that financial decisions shape your life. Located at 2400 E Bay Dr, Largo, FL 33771, our branch is more than just a place to bank; it's a community hub where you can find the support and guidance you need for your financial journey. Since our establishment in 1954, we have built a strong foundation of trust and reliability, growing to serve over 472,203 members with total assets exceeding $8 billion. Our commitment goes beyond numbers. With total deposits amounting to $554,970,676 and a net worth of $847,124,764, we pride ourselves on being financially stable and capable of meeting your needs. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we've got you covered. Under the leadership of our CEO, Steve Moseley, and Board President, Christopher Geiger, we strive to create an environment where all members feel valued. Our dedicated team of 1,419 employees is here to provide personalized service tailored to your unique situation. We believe in empowering our members through education and resources that help them achieve their financial goals. While you can always visit us at our branch for assistance, official correspondence should be directed to the same address: 2400 E Bay Dr, Largo, FL 33771. Have questions? Don't hesitate to reach out at 863-616-2100. Explore our website at Midflorida for more information on how we can assist you today! Whether it's opening an account or applying for a loan, we're excited to help you take the next step toward financial success.

Branch History & Mission

At Midflorida, we take pride in our rich history and unwavering commitment to the community. Established in 1954, our branch has been a cornerstone of financial support for the residents of Largo, Florida. Located at 2400 E Bay Dr, Largo, FL 33771, we are easily accessible to our members and neighbors alike. Over the years, we have grown significantly, now serving over 472,203 members with total assets amounting to an impressive $8,040,523,100. Our mission is simple yet profound: to empower our members through affordable financial services while fostering a strong sense of community. We believe that by providing sound financial solutions whether it's personal banking, auto loans, mortgages, or business services we can help individuals and families achieve their dreams and aspirations. In addition to offering competitive financial products, Midflorida is dedicated to supporting local initiatives and community outreach programs. We actively engage in partnerships that uplift and strengthen the neighborhoods we serve. Our commitment extends beyond just banking; it's about making a real difference in people's lives. While members can visit us at our branch location for all their banking needs including utilizing our drive-thru service and ATM facilities official correspondence should be sent to the same address: 2400 E Bay Dr, Largo, FL 33771. Our operating hours reflect our desire to serve you better: the lobby is open Monday through Friday from 9:00 am to 5:00 pm (with extended hours on Fridays until 6:00 pm), and Saturdays from 9:00 am to 1:00 pm. The drive-thru operates Monday through Friday from 7:00 am to 7:00 pm and Saturday from 8:30 am to 1:00 pm. At Midflorida, we also embrace modern conveniences with online banking options available for those who prefer managing their finances digitally. Whether you're looking for checking accounts, savings options, or loans of various types, we are here for you every step of the way. Join us today and experience firsthand how Midflorida can help you reach your financial goals while being part of a caring community. Your journey towards financial empowerment begins here!

Branch Location & Accessibility

A Range of Services Just for You

We pride ourselves on providing a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we've got you covered. Our branch also features ATM availability for quick cash withdrawals and other essential transactions. If you're part of a partner credit union, enjoy shared services right here at our location! While members can visit us at 2400 E Bay Dr Largo Fl 33771, official correspondence should be sent to 2400 E Bay Dr, Largo, FL 33771 if different.

Convenient Access and Surroundings

Nestled near popular local spots, our branch is just a stone's throw from beautiful parks and shopping areas, making it easy to stop by while running errands or enjoying a day out. Ample parking is available for our members, ensuring that your visit is hassle-free. Plus, our facility is equipped with features like ramps for ADA compliance, so everyone can access our services comfortably.

Let’s Connect!

We invite you to visit us at Midflorida in Largo! Whether you're looking to open an account or need assistance with existing services, our friendly team is here to help. Feel free to give us a call at (863) 616-2100 if you have any questions before your visit. We look forward to welcoming you!

Operating Hours That Fit Your Schedule

At Midflorida, we understand that life gets busy. That's why we offer flexible operating hours designed to accommodate your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM (with extended hours on Friday until 6:00 PM) and Saturday from 9:00 AM to 1:00 PM. If you prefer drive-thru banking, you can take advantage of our service Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM.

Member Eligibility

At Midflorida, we believe that becoming a member is like joining a warm, welcoming family. If you're interested in being part of our community, you'll be happy to know that eligibility is designed to be straightforward and inclusive. Generally, anyone who lives or works in the areas we serve can apply for membership. We are dedicated to providing financial services tailored to your needs, whether you're looking for personal banking options or business solutions. You can check out the specific details on our eligibility criteria by visiting this link. Ready to take the next step? Opening an account with us is easy! Just follow the instructions found at this page, or give us a call at (863) 616-2100 if you have any questions. We're here to support you every step of the way as you join our vibrant community at Midflorida, located at 2400 E Bay Dr Largo Fl 33771. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easier for you and your customers. Imagine a busy day at your shop our point-of-sale solutions ensure quick payments, allowing you to focus on delivering great service. From credit card processing to online payment options, we simplify how you accept payments, so you can concentrate on what matters most: running your business. Visit us at 2400 E Bay Dr Largo Fl 33771, Largo, FL, or call us at (863) 616-2100 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, our business banking services include merchant services and business loans tailored to help you grow. Imagine having the financial backing needed to launch your startup or expand an existing venture our dedicated team is ready to assist.

Convenient Access

Our services extend beyond traditional banking hours. With ATM availability and basic drive-thru banking options for quick deposits or withdrawals, accessing your funds is hassle-free. Additionally, as part of our shared service center network, members can conduct deposits and withdrawals at partner credit unions as well.

Credit Cards

To help you make the most of your spending, we offer credit cards with rewards that allow you to earn points on everyday purchases. Whether it's for travel or cash back, you can choose a card that suits your spending habits best.

Digital Solutions

In today's fast-paced world, convenience is key. That's why at Midflorida, we emphasize digital banking features like mobile payments and person-to-person transfers through our user-friendly app. You can check balances, transfer funds, or even deposit checks right from your smartphone all without needing to visit the branch. If you have any questions about these services or need assistance, feel free to call us at (863) 616-2100 or visit us at 2400 E Bay Dr Largo Fl 33771 in Largo, FL. Our team is here to help you navigate through all your financial needs! Join us at 2225 - East Bay Largo today where community-focused service meets modern convenience!

Loans and Financing

When it comes to financing, we provide auto loans and vehicle financing options that cater to different budgets. Picture yourself driving off in a new car our streamlined application process makes it simple. If homeownership is on your horizon, our mortgage loans and refinancing options can help turn that dream into reality. And if you're facing unexpected expenses or debt challenges, our personal loans and debt consolidation services are here to support you.

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. For example, if you're saving for a family vacation or just want easy access to your funds, our accounts come with no hidden fees and competitive interest rates. Plus, with our online and mobile banking features, managing your finances on-the-go has never been easier.

Digital & Online Banking

In today's fast-paced world, convenience and security are more important than ever. At Midflorida, we understand that managing your finances should be easy and safe, which is why we offer a wide range of digital and online banking services designed just for you. With our online banking platform available at https://www.midflorida.com/, you can access your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. You can also enjoy the peace of mind that comes with our electronic signature authorization feature, allowing you to sign documents securely without the hassle of printing and mailing. We know many of our members prefer to go paperless, so we're pleased to offer e-statements. This service not only helps you stay organized but also reduces clutter in your mailbox. Plus, if you're always on the go, our mobile application provides the same great features right at your fingertips. Another fantastic feature is mobile payments, making it simple to pay for purchases using your smartphone. No need to carry cash or cards just tap and go! And when it comes to sending money to friends or family, our person-to-person transfers make it quick and easy to share funds with just a few taps on your phone. At Midflorida, we are committed to providing you with accessible and user-friendly online banking solutions. With 24/7 online banking services, managing your accounts has never been easier. Enjoy real-time account management from the comfort of your home or while out and about. Join us at Midflorida today and experience how our digital banking services can simplify your financial life!

Financial Strength

Commitment to Growth

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $138,957 in used auto loans and $6,291,591,067 in total loans and leases, supporting our members' financial goals across various sectors. Our impressive $30,389,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $1,638,866,996, you can be confident that your funds are well-managed. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 2400 E Bay Dr Largo Fl 33771 or call (863) 616-2100 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan for better rates or terms, we have options available to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We understand the challenges businesses face today and are here to support your ambitions with tailored financing solutions. At Midflorida, we're committed to providing personalized service and expert advice to help you make informed decisions. If you're interested in any of our loan products or want to learn more about eligibility options, please don't hesitate to reach out. You can contact us at (863) 616-2100 or visit us at our branch located at 2400 E Bay Dr Largo Fl 33771, Largo, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be a part of your financial success story!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We guide you through the process and help you find a solution that meets your needs whether it's your first home or an investment property.

Personal Loans and Credit Cards

For those looking to consolidate debt or cover unexpected costs, our unsecured credit card loans total $151,724,964, providing members with effective ways to manage their finances. We offer competitive interest rates and flexible repayment options so you can choose what works best for you.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every loan rate comparison is designed to help you see the best available options without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to stay informed and make choices that suit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the platform's effectiveness in helping individuals secure better financing terms.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing method guarantees that users receive fair and transparent offers from reputable lenders.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MIDFLORIDA CREDIT UNION - Largo, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Largo, FL (33771)

Introduction

Branch History & Mission

Branch Location & Accessibility

A Range of Services Just for You

Convenient Access and Surroundings

Let’s Connect!

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Digital Solutions

Loans and Financing

Personal Banking

Digital & Online Banking

Financial Strength

Commitment to Growth

Growing Membership Base

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Personal Loans and Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

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