MidFlorida Credit Union Lakeland FL | Top Credit Cards & Business Banking

Introduction

Welcome to Midflorida, your trusted credit union located at 5301 Us Highway 98 S, Lakeland, FL 33812. Since our establishment in 1954, we have dedicated ourselves to serving our community with a personal touch and a commitment to financial well-being. With over 472,203 members, we pride ourselves on being more than just a financial institution; we are a part of your neighborhood. At Midflorida, our total assets stand at an impressive $8,040,523,100, ensuring that we have the resources to support you every step of the way. Whether you're looking for auto loans where we've funded over 342,371 loans and leases or savings accounts that offer competitive interest rates, we've got you covered. Our commitment goes beyond numbers; it's about making a positive impact in the lives of our members. Led by our CEO, Steve Moseley, and Board President, Christopher Geiger, our team of 1,419 employees is here to guide you towards your financial goals. We understand that trust is built through transparency and service. That's why we maintain a net worth of $847,124,764 and keep $79,313,571 in cash readily available for our members. While you can reach us at the branch or visit our website at Midflorida, please remember that official correspondence should be directed to our mailing address: 5301 US Highway 98 S, Lakeland, FL 33801. Join us today and discover how Midflorida can empower your financial journey! For questions or assistance, feel free to call us at 863-688-3733. Let's make your financial dreams a reality together!

Branch History & Mission

Community Commitment

As a member-focused credit union, we believe in giving back. We actively engage in community events and initiatives that support education, health, and wellness for all residents. Our team is also committed to ensuring that everyone can access our services comfortably; this includes ADA compliance across our facilities and digital platforms. With digital advancements like online banking and mobile payments available, accessing your accounts has never been easier. Plus, we offer both ATM availability and drive-thru services for added convenience during your busy days.

Join Us Today!

Whether you're looking for financial advice or need a reliable partner for your banking needs, Midflorida is here for you. Experience personalized service backed by decades of trust within the community. Visit us today or contact us at 863-688-3733 to learn more about how you can become part of the Midflorida family! Together, let's build a brighter future.

Our Journey

Our journey began with a simple vision: to empower individuals and families in our community by providing accessible financial services. Over the years, we have continuously evolved, adapting to the changing needs of our members while remaining true to our core values of integrity and service. Today, you can find us at 5301 Us Highway 98 S, Lakeland, FL 33812, conveniently located near local landmarks that make us easily accessible for your banking needs.

Our Mission

At Midflorida, our mission is clear: we strive to enhance the lives of our members through comprehensive financial solutions that foster growth and stability. We are dedicated not only to providing exceptional banking services such as personal accounts, auto loans, mortgages, and business financing but also to uplifting the communities we serve. Our outreach programs and partnerships with local organizations reflect our commitment to making a positive impact in Lakeland and beyond. While members can visit us at 5301 Us Highway 98 S, official correspondence should be sent to 5301 US Highway 98 S, Lakeland, FL 33801.

Branch Location & Accessibility

Call-to-Action

Whether you're looking to open an account or simply have questions about our services, we're here for you! Feel free to give us a call at 863-688-3733 or stop by our branch. We look forward to welcoming you into the Midflorida family!

Nearby Landmarks and Accessibility

You'll find us right near notable spots like the nearby shopping centers and restaurants, which makes it easy to stop by while you're out running errands. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, we offer ample parking for both our members and visitors.

Operating Hours and Services

We understand that your time is valuable, which is why we've crafted our operating hours to fit into your busy schedule. You can visit us during lobby hours from Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you prefer using our drive-thru service, we're open Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. At Midflorida, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals or balance checks whenever you need it.

Member Eligibility

At Midflorida, we're excited to welcome new members into our community! Joining us is simple and offers a world of benefits tailored just for you. To become a member, you typically need to meet certain eligibility criteria, which include living, working, or attending school in the areas we serve. We believe that everyone deserves access to financial services that prioritize their needs, so if you're ready to take the next step, we invite you to check out the details on our eligibility page at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Opening an account with us is straightforward and can be done online or in person at our branch located at 5301 Us Highway 98 S Lakeland Fl 33812. If you have questions or need assistance, don't hesitate to call us at (863) 688-3733. We're here to help you every step of the way as you join our family at Midflorida, where your financial journey matters!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions and enhance customer experiences. Picture this: You run a local bakery, and with our payment processing solutions, customers can pay quickly with their credit cards or mobile wallets, making it easier for you to serve them efficiently. Our services ensure that managing payments is smooth and hassle-free so you can focus on what you do best running your business. Visit us at 5301 Us Highway 98 S Lakeland Fl 33812, Lakeland, FL, or call us at (863) 688-3733 to learn how we can partner in your success!

Comprehensive List Of Services

Business Banking

Small business owners will find value in our Business Banking solutions, which include merchant services and business loans tailored to help your business thrive. Our experienced staff is ready to assist with any questions you might have about managing your business finances.

Digital Access and Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust Online & Mobile Banking features that allow you to check balances, transfer funds, and pay bills on-the-go. You can also enjoy ATM and cash withdrawal services that provide easy access to your funds whenever you need them.

Drive-Thru and Shared Services

For those who prefer in-person interactions without waiting long, we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. If you're a member of a partner credit union, our shared branch transactions allow for deposits and withdrawals as well. At Midflorida, we strive to meet all your financial needs under one roof. With our commitment to member service and community support, we're not just a credit union; we're your partner in building a secure financial future. Ready to explore what we can do for you? Give us a call at (863) 688-3733 or visit us at 5301 Us Highway 98 S Lakeland Fl 33812. We look forward to welcoming you!

Personal Banking

For individuals seeking reliable banking options, we offer Personal Banking services, including checking and savings accounts that help you manage your money effectively. Need a new car? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. Plus, if you're considering buying a home or refinancing, our Mortgage Loans & Refinancing services can guide you through the process smoothly. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can provide the financial relief you need. To make every purchase rewarding, check out our Credit Cards with Rewards, designed to give back as you spend.

Digital & Online Banking

At Midflorida, we understand that banking needs to fit into your busy lifestyle. That's why our digital and online banking services are designed to offer you convenience, security, and control right at your fingertips. Whether you're at home or on the go, managing your finances has never been easier. Our online banking platform is accessible 24/7 through this link. You can check your balance, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes that simple too! Just a few taps, and you're done no need for cash or checks. With our mobile application available on your smartphone, you can handle everything from checking account activity to making payments using mobile payments features. Plus, if you prefer going paperless, our e-statements make it easy to keep track of your finances while reducing clutter. You'll receive timely updates without the hassle of physical statements. We prioritize your security with electronic signature authorization. This means that you can sign important documents digitally, making transactions smoother and safer. Your peace of mind is important to us, so we ensure all your data is protected. In addition to ease of access and user-friendly features, our online banking services allow real-time account management. You can monitor your spending habits and set budgets directly through the app or online portal. Join us at Midflorida and experience how digital banking can simplify your life today!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 1,315,690, showcasing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $1,638,866,996, we're well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 5301 Us Highway 98 S Lakeland Fl 33812 or call (863) 688-3733 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; we have $138,957 in used auto loans and $6,291,591,067 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $30,389,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or secure better terms.

Business Financing

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to supporting local entrepreneurs. At Midflorida, we prioritize your financial well-being and strive to offer products that are not only accessible but also beneficial. If you're interested in learning more about our loan offerings or exploring eligibility options, don't hesitate to reach out! You can contact us at (863) 688-3733 or visit us at our branch. For additional information on membership eligibility, check out our eligibility page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial goals starts here at Midflorida!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. With guidance from our experienced staff, you'll navigate the process smoothly and find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with great rewards and benefits that can enhance your purchasing power while providing peace of mind.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. Each lender's details are carefully vetted to guarantee that users receive accurate information when comparing loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring you see trustworthy options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the loans displayed are chosen for their value rather than marketing influence. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, making it easier for users to compare and select the best deals available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective and user-friendly the platform is in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MIDFLORIDA CREDIT UNION - Lakeland, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Lakeland, FL (33812)

Introduction

Branch History & Mission

Community Commitment

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Call-to-Action

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Access and Convenience

Drive-Thru and Shared Services

Personal Banking

Digital & Online Banking

Financial Strength

Growing Membership Base

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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