MidFlorida Credit Union Lakeland FL | Cheap Mortgage Refinance & Auto Loans

Introduction

Welcome to Midflorida, your trusted partner in financial wellness! Located conveniently at 3008 S Florida Ave, Lakeland, FL 33803, our branch has been serving the community since 1954. We pride ourselves on our commitment to our members, boasting a total membership of 472,203 and total assets exceeding $8 billion specifically, $8,040,523,100. Our dedicated team is here to ensure that you receive not just banking services but also support tailored to your unique needs. At Midflorida, we understand that each member is part of our family. Our CEO, Steve Moseley, along with Board President Christopher Geiger, leads a team of 1,419 employees who are passionate about helping you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or more complex options such as auto loans and mortgages, we've got you covered. While members can visit us at our branch location for everyday banking needs, we also encourage you to explore our online resources at Midflorida's website for additional services and information. Our drive-thru service offers added convenience for those on the go, operating from Monday to Saturday with extended hours. As a credit union deeply rooted in the community, we take pride in maintaining strong relationships with local businesses and individuals alike. With a net worth of $847,124,764 and total deposits reaching $554,970,676, we are financially sound and committed to providing value to every member. We invite you to experience the Midflorida difference. For any inquiries or assistance, don't hesitate to reach out via phone at 863-688-3733. Join us today and let's build a brighter financial future together!

Branch History & Mission

At Midflorida, we take pride in our rich legacy and commitment to serving the community. Established in 1954, our branch has been a cornerstone of financial support for individuals and families in Lakeland, FL. Since opening our doors at 3008 S Florida Ave, we have grown alongside our members, witnessing countless milestones and changes in the financial landscape. Over the years, Midflorida has expanded its services and membership base. Today, we proudly serve over 472,203 members with total assets reaching an impressive $8,040,523,100. Our commitment to providing accessible and affordable financial solutions is reflected in our wide array of services from personal banking and auto loans to business banking and online solutions. Our mission is simple yet profound: to empower our members to achieve their financial goals while fostering a strong sense of community. We believe that every member deserves personalized service and support. That's why we offer resources like online banking and mobile payments for convenience, as well as dedicated staff who are always ready to assist you with your needs. While members can visit us at 3008 S Florida Ave for all their banking needs, official correspondence should be sent to our mailing address if different. We strive for accessibility not just through physical locations but also via digital channels ensuring everyone can reach us easily. We understand that banking is more than just transactions; it's about building relationships and supporting one another. Through partnerships with local organizations and community outreach efforts, we aim to uplift those around us. Whether it's hosting financial literacy workshops or sponsoring local events, Midflorida is dedicated to making a positive impact. Additionally, we're equipped with modern facilities including ATMs and drive-thru services for added convenience. Our operating hours reflect our commitment to being there when you need us most: Monday through Friday from 9:00 AM to 5:00 PM (with extended hours on Fridays) and Saturday mornings. Join us at Midflorida where your financial success is our priority! Experience firsthand how we blend exceptional service with community spirit. Call us today at 863-688-3733 or visit our website at Midflorida to learn more about becoming a member!

Branch Location & Accessibility

Connect With Us

While members can visit us at our Lakeland location, if you need to send official correspondence, feel free to reach out via phone at 863-688-3733. Our dedicated staff is eager to help you navigate your financial journey. Stop by today and discover how Midflorida can support your financial goals! We look forward to serving you!

Convenient Location

Nestled in the heart of Lakeland, our branch is easily accessible and situated near popular landmarks like the scenic Lake Hollingsworth and the bustling Southgate Shopping Center. Parking is available right outside our doors, ensuring that you can get in and out with ease. Plus, we're committed to making our facilities accessible for everyone, featuring ADA-compliant entrances and ramps.

Operating Hours & Services

We want to make your banking experience as convenient as possible. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. If you prefer drive-thru banking, we're here for you Monday through Friday from 7:00 AM to 7:00 PM and on Saturdays from 8:30 AM to 1:00 PM. At Midflorida, we offer a range of services tailored for all your banking needs. From personal checking and savings accounts to auto loans and mortgage options, our team is ready to assist you with any questions or transactions you may have. We also provide ATM access for quick cash withdrawals and balance inquiries.

Member Eligibility

Becoming a member of Midflorida is like joining a warm and welcoming family that truly cares about your financial well-being. If you're looking to open an account, you'll be glad to know that eligibility is open to a wide range of individuals in our community. Whether you live or work in the area, or even if you have family members who are already part of our credit union, you can easily become a member. It's all about connecting with people who share similar values and goals, which is at the heart of what we do at Midflorida. To get started, simply visit us at our convenient location at 3008 S Florida Ave Lakeland Fl 33803, or give us a call at (863) 688-3733. For more details on eligibility requirements, feel free to check out this helpful resource: Membership Eligibility. Once you're ready to join us, the account opening process is straightforward and user-friendly. You can find all the information you need here: Open an Account. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to mobile payments, we offer tools that keep your cash flow smooth and your customers satisfied. Visit us at 3008 S Florida Ave Lakeland Fl 33803, Lakeland, FL, or call us at (863) 688-3733 to learn how our business banking solutions can help your enterprise thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options make it easier than ever. We offer competitive rates that can help you drive away with the vehicle of your dreams without breaking the bank. Our team is here to guide you through the loan process, ensuring you find a plan that fits your budget.

Business Banking

For business owners, we offer comprehensive business banking solutions including merchant services and business loans that support both startups and established businesses alike. Our team understands the unique challenges businesses face and is ready to assist you in reaching your goals.

Convenient Access

In addition to traditional banking services, we provide ATM and cash withdrawal services for quick access to your funds anytime you need them. For those who prefer in-person transactions, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. We also participate in shared branching transactions, meaning members from partner credit unions can easily access their accounts at our location for deposits and withdrawals. At Midflorida, we're committed to making banking easy and accessible for everyone. If you're interested in learning more about any of our services or want personalized assistance, please don't hesitate to reach out at (863) 688-3733 or visit us today! We're here to help you take control of your financial future.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits like travel points or cashback offers. It's a smart way to spend on everyday necessities while earning something back in return.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. That's why at Midflorida, we provide mortgage loans tailored to fit your lifestyle. Whether you're purchasing your first home or refinancing an existing mortgage, our experienced staff will walk you through every step, making it as simple as possible.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings. With our user-friendly online and mobile banking options, you can check your balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. Our personal loans can help cover those costs when they arise. Additionally, if you're juggling multiple debts, consider our debt consolidation services. We can assist you in combining your debts into one manageable payment with potentially lower interest rates.

Digital & Online Banking

Convenient Online Services

With our 24/7 online banking services available at https://www.midflorida.com/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, you have full control over your finances right at your fingertips. Our mobile application also brings all these features directly to your smartphone, ensuring you can manage your money with ease.

Go Green with E-Statements

We're also proud to offer e-statements, which not only help you keep track of your finances but are better for the environment too. Say goodbye to paper clutter and hello to easy access to your statements whenever you need them.

Secure Transactions

Your security is our top priority. We provide electronic signature authorization for a safe way to sign documents without needing to visit a branch. Plus, our person-to-person transfer feature allows you to send money quickly and securely to friends and family, making it easier than ever to share expenses or settle up after a night out.

Simplifying Payments

For those who prefer using their phones, our mobile payments feature lets you make purchases directly from your device. It's a simple way to pay without needing cash or cards. In short, at Midflorida, we're dedicated to providing an easy-to-use platform that keeps you connected with your finances while prioritizing security. Experience the convenience of modern banking today!

Financial Strength

Operational Efficiency

Our impressive $82,723,075 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our growing member base is evident with a total of 1,315,690 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 3008 S Florida Ave Lakeland Fl 33803 or call (863) 688-3733 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvestment for Improvement

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $138,957 in used auto loans and $6,291,591,067 in total loans and leases.

Security for Your Savings

Your savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

For those in business, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. Whether you're starting a new venture or enhancing an existing one, our team is ready to assist you in finding the right financing solution. At Midflorida, we prioritize transparency and service. You can easily reach us at (863) 688-3733 or visit us at 3008 S Florida Ave Lakeland Fl 33803, Lakeland, FL for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or change your loan terms. With competitive interest rates and flexible repayment plans, getting behind the wheel has never been easier.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to give you more control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage for better terms, we're here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prioritizes transparency and reliability in its service: - Verified Data: All loan offers come from legitimate financial institutions, ensuring that users receive accurate and trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make well-informed choices tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the offers presented on the platform to be fair and transparent. Each loan comparison reflects the most current information, allowing users to make informed decisions without hidden surprises.

Midflorida

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Convenient Location

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenient Online Services

Go Green with E-Statements

Secure Transactions

Simplifying Payments

Financial Strength

Operational Efficiency

Reinvestment for Improvement

Security for Your Savings

Strong Financial Health

Loan Offering

Additional Loan Products

Auto Loans

Credit Card Options

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

Ensuring Accurate Loan Comparisons

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