MidFlorida Credit Union Lakeland FL | Basic Drive-Thru & ATM Access

Introduction

Welcome to Midflorida, your trusted financial partner located at 205 S Florida Ave, Lakeland, FL 33801. Established in 1954, our credit union has been dedicated to serving the community with integrity and commitment. With over 472,203 members, we pride ourselves on building strong relationships that empower individuals and families to achieve their financial goals. At Midflorida, we understand that every member's needs are unique. That's why we offer a range of services designed to fit your lifestyle. From basic banking transactions to more complex financial solutions, our total assets of $8,040,523,100 reflect our stability and strength in the industry. Our total deposits stand at $554,970,676, showcasing the trust our members place in us. Led by our CEO, Steve Moseley, and Board President, Christopher Geiger, our team of 1,419 employees is here to assist you. We take pride in not just being a financial institution but a vital part of the Lakeland community. Our commitment extends beyond transactions; we aim to enhance the quality of life for our members through various initiatives and support. While you can visit us at our branch for all your banking needs, we also offer convenient services like ATM access and drive-thru banking for easy transactions. Whether you're looking for loans totaling 342,371 in number or seeking ways to manage your savings better with our extensive offerings, we've got you covered. Reach out today at (863) 688-3733 or explore more about what we can do for you at midflorida.com. Join us in this journey toward financial wellness; together, let's build a brighter future!

Branch History & Mission

Our Evolution

Since opening our doors nearly seven decades ago, Midflorida has continuously evolved to meet the changing needs of our community. Initially serving a handful of members, we now manage total assets exceeding $8 billion. Throughout the years, we have made significant strides in enhancing our services while maintaining a personal touch. Our success is built on strong relationships with our members and a deep understanding of their unique financial journeys. As part of our mission to provide exceptional service, we prioritize accessibility. Our branch offers convenient drive-thru banking and ATM services to ensure that our members can easily access their accounts whenever they need. We recognize the importance of keeping pace with technological advancements and have incorporated features like online banking and mobile payments to enhance your experience.

Our Mission Statement

At the heart of Midflorida is a simple yet powerful mission: to empower our members through accessible financial solutions while actively supporting our community. We believe that everyone deserves a chance at financial stability and growth. That's why we offer a range of products from loans to savings accounts that cater to various needs. Whether you're buying your first car or saving for your child's education, we strive to provide the resources necessary for you to reach your goals. While members can visit us at 205 S Florida Ave, official correspondence should be sent to our mailing address if it differs from this location. We encourage you to explore all that Midflorida has to offer as we continue to invest in our community through outreach programs and partnerships with local organizations. We invite you to join us at Midflorida Credit Union and experience firsthand the benefits of membership. Together, let's build a brighter financial future! For inquiries or assistance, feel free to call us at 863-688-3733 during our operating hours Monday through Friday from 7:00 am to 7:00 pm and Saturday from 8:30 am to 1:00 pm.

Branch Location & Accessibility

Welcome to Midflorida at 205 S Florida Ave Lakeland Fl 33801 in beautiful Lakeland, FL! Our branch is conveniently located, making it easy for you to stop by and take care of your banking needs. Just a short drive from local landmarks such as the vibrant downtown area and nearby parks, we are here to serve you with a friendly smile. At Midflorida, we understand that accessibility matters. Our location features ADA-compliant entrances and ramps, ensuring that everyone can easily visit us. Parking is available right outside, so you can quickly hop in and out without any hassle. If you prefer not to visit us in person, you can also make use of our ATM services available on-site for quick withdrawals or balance checks. For those who enjoy the ease of drive-thru banking, we offer convenient drive-thru services where you can handle deposits, withdrawals, and other simple transactions without leaving your vehicle. Whether you're on your way to work or running errands, our drive-thru is designed with your convenience in mind. We are open during the week from 7:00 am to 7:00 pm and on Saturdays from 8:30 am to 1:00 pm, making it easy for you to find a time that works for you. Have questions or need assistance? Feel free to give us a call at (863) 688-3733. While members can visit us at 205 S Florida Ave Lakeland Fl 33801, official correspondence should be sent to our mailing address if different. We invite you to come by and experience the personal touch that makes Midflorida more than just a place to bank it's a community hub where your financial well-being is our priority. We look forward to seeing you soon!

Member Eligibility

At Midflorida, we believe that becoming a member is like joining a warm and welcoming family. If you're wondering whether you qualify, you'll be pleased to know that membership is open to a variety of individuals who live, work, or worship in the areas we serve. This means if you're part of our local community or have ties to it, you likely meet the eligibility requirements. For more detailed information on who can join us, feel free to visit our eligibility page at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Once you know you're eligible, opening an account is straightforward and hassle-free! You can easily start your membership journey by visiting us at our branch located at 205 S Florida Ave Lakeland Fl 33801, or you can explore account options online through this link: https://loans.midflorida.com/. If you have any questions or need assistance, don't hesitate to give us a call at (863) 688-3733. We're excited to welcome you into our community where you can enjoy personalized service and a range of financial benefits tailored just for you!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services tailored to meet your needs. Imagine having quick access to funds as your customers pay, allowing you to focus on what you do best serving them! Whether you're a retailer needing payment processing or a service provider looking for easy transaction solutions, our services simplify your operations. Join us at Midflorida, located at 205 S Florida Ave Lakeland Fl 33801, Lakeland, FL, and let's work together to grow your business today!

Our Lending Commitment

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Anytime, Anywhere

In today's fast-paced world, having digital access to your accounts is essential. At Midflorida, we offer robust online banking options that allow you to manage your finances from anywhere. You can easily check balances, transfer funds, and even pay bills all from the comfort of your home or while out and about. Plus, with mobile payment capabilities, making purchases has never been easier.

Banking Made Easy

One of the standout features at Midflorida is our convenient ATM services. Whether you need to withdraw cash, check your balance, or make deposits, our ATMs are designed for ease of use. Imagine being able to quickly grab cash before heading out for a night on the town or checking your balance while on the go our ATM services make this possible. For those times when you prefer speaking with someone, our drive-thru banking option is available as well. You can conduct basic transactions like deposits and withdrawals without leaving your vehicle. This service is perfect for busy days when you're juggling errands or just want a quick and simple banking experience.

Get in Touch!

Ready to experience all the services we offer? Stop by our branch at 205 S Florida Ave Lakeland Fl 33801, call us at (863) 688-3733, or visit our website at Tower Annex for more information. We look forward to welcoming you into the Midflorida family!

Your Financial Partner

We know that every member's financial situation is unique. That's why our team at Midflorida is committed to providing personalized assistance tailored to meet your specific needs. Whether you're looking for advice on saving for a new car or need help understanding loan options, we're here to listen and provide guidance.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which are readily available whenever you need them. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send funds directly from your account. Whether you're splitting a dinner bill or paying back a loan, you can do it all right from your phone or computer.

Mobile Banking Made Easy

With our mobile application, available for download on your smartphone, you have the power of banking right in your pocket. Make mobile payments effortlessly and manage your finances on-the-go. This means no more waiting in lines or rushing to the bank before closing hours; everything is just a tap away.

Security You Can Trust

We prioritize your security and privacy. Our online services are built with state-of-the-art security measures to keep your information safe. From secure logins to transaction alerts, rest assured that your financial data is well protected. At Midflorida, we believe that banking should fit into your lifestyle not the other way around. Explore our digital banking options today and experience how easy managing your money can be!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 205 S Florida Ave Lakeland Fl 33801 or call (863) 688-3733 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $82,723,075 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This financial strength is crucial in ensuring that we can support our members' needs now and in the future. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supportive Lending Capacity

We take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $138,957 in used auto loans and $6,291,591,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Total Share Accounts: 1,315,690, show a strong and growing member base that trusts us with their finances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our team can assist you with financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase inventory, our commercial lending team is here to help you navigate your financing options. At Midflorida, we believe in empowering our members with the tools they need for financial success. If you're considering refinancing or want more information about eligibility options, don't hesitate to reach out. For any inquiries or assistance, please contact us at (863) 688-3733 or visit us at 205 S Florida Ave Lakeland Fl 33801 in Lakeland, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We offer personalized service to guide you through the process, ensuring you understand all your options and can secure the best deal possible.

Unsecured Credit Cards

Managing your finances effectively is essential, and that's why we also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans available. These cards provide a great way to cover unexpected expenses while building your credit history.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each comparison is powered by verified data, which means you can trust that the loans presented are legitimate and credible.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Midflorida

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Our Lending Commitment

Comprehensive List Of Services

Accessibility Anytime, Anywhere

Banking Made Easy

Get in Touch!

Your Financial Partner

Digital & Online Banking

Key Features for Your Convenience

Mobile Banking Made Easy

Security You Can Trust

Financial Strength

Conclusion

Reinvestment for Growth

Secure Savings Options

Strong Financial Health

Supportive Lending Capacity

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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