MidFlorida Credit Union Lake Wales FL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Midflorida, your trusted financial partner located at 237 State Road 60 W, Lake Wales, FL 33853. Since our establishment in 1954, we've been dedicated to serving our community with reliable banking solutions tailored to meet the needs of over 472,203 members. With total assets exceeding $8,040,523,100, we pride ourselves on providing a solid foundation for your financial journey. At Midflorida, we understand that every member has unique financial goals. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we have a range of services designed just for you. Our commitment goes beyond just numbers; it's about building relationships and supporting our members in achieving their dreams. Led by our CEO Steve Moseley and Board President Christopher Geiger, our team is here to ensure you receive the best possible service. With 1,419 employees ready to assist you, we strive to create a welcoming atmosphere where you feel valued and understood. While you can visit us at our branch location, please note that if you need to send official correspondence, you should use our mailing address as well. We invite you to explore what we offer and how we can help you succeed financially. Ready to take the next step? Call us today at 866-913-3733 or visit us online at Midflorida to learn more about how we can assist you on your financial journey!

Branch History & Mission

Join Us

With a rich history rooted in community values and a forward-thinking approach to banking, Midflorida invites you to experience the benefits of membership firsthand. Whether you're looking for personal or business banking solutions, we're here to help you achieve your financial goals. Visit us today or call us at (866) 913-3733 to learn more about how we can serve you better! Together, let's build a brighter future one member at a time!

Our Evolution

Located at 237 State Road 60 W in Lake Wales, FL, Midflorida has witnessed significant milestones that reflect our dedication to our members and the community. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgages, and business services. We believe in making banking accessible and convenient for everyone. With features like online banking and mobile payments, we aim to meet the needs of our modern members while maintaining a personal touch. Our branch operates with convenience in mind. We offer drive-thru banking services and shared service center access for those who need it. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9:00 am to 5:00 pm, Friday until 6:00 pm, and Saturday from 9:00 am to 1:00 pm for lobby access. The drive-thru is available Monday through Friday from 7:00 am to 7:00 pm and on Saturdays from 8:30 am to 1:00 pm.

Our Mission

At Midflorida, our mission is simple yet profound: we strive to provide exceptional financial services while uplifting our community. We understand that financial well-being goes hand in hand with community support. That's why we actively engage in various outreach programs and partnerships aimed at enhancing the lives of those around us. We prioritize accessibility for all members by ensuring ADA compliance across our branches. Our commitment extends beyond mere transactions; we aim to build lasting relationships with every member who walks through our doors or interacts with us online. While you can visit us at 237 State Road 60 W Lake Wales Fl 33853 for all your banking needs, please note that any official correspondence should be directed to our mailing address if it differs from our branch location.

Branch Location & Accessibility

Welcome to Midflorida, your trusted financial partner conveniently located at 237 State Road 60 W in the heart of Lake Wales, FL. Our branch is situated near popular local landmarks, making it easy for you to stop by while running errands or enjoying a day out in the community. With our friendly staff and welcoming atmosphere, we are here to help you with all your banking needs. At Midflorida, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps for easy entry and ample parking to accommodate all our members. Whether you're visiting us for personal banking or business services, you can count on a hassle-free experience. Our operating hours are designed to fit your busy schedule. You can visit us in the lobby from Monday to Thursday between 9:00 AM and 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you prefer drive-thru banking, we're open Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. For those who need quick access to cash or want to check their balances, we offer ATM services right at our location. Additionally, as a shared service center, members of partner credit unions can also take advantage of basic transactions such as deposits and withdrawals. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 866-913-3733 or stop by our branch today. We look forward to serving you!

Member Eligibility

Becoming a member of Midflorida means joining a warm, welcoming community where your financial well-being is our priority. To become part of our family at Midflorida, located at 237 State Road 60 W Lake Wales Fl 33853, you just need to meet a few simple eligibility criteria. Generally, membership is open to individuals who live, work, or attend school in specific areas we serve. Whether you're new to banking or looking for a more supportive environment, you'll find that we're here to offer personal attention and services tailored to your needs. Opening an account with us is straightforward and can be done online. You can check out the detailed eligibility requirements by visiting this link. If you have any questions or need assistance, don't hesitate to call us at (866) 913-3733. We're excited to help you start your journey with Midflorida!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine being able to accept payments from customers seamlessly while managing your cash flow more effectively. Our merchant services simplify payment processing, allowing you to focus on what truly matters growing your business. Whether it's credit card processing or online payments, we help streamline transactions so you can keep your operations running smoothly. Located at 237 State Road 60 W Lake Wales Fl 33853, in the heart of Lake Wales, FL, we're here to partner with you on your path to success. Reach out today and discover how our business banking solutions can support your goals!

Comprehensive List Of Services

Business Banking Services

For business owners, we offer specialized Business Banking solutions including merchant services and business loans. These tools help you manage transactions efficiently and grow your business without stress.

Convenient Access Anytime

Accessing your account has never been easier! With our comprehensive Online & Mobile Banking, you can manage transactions, pay bills, and transfer money at the touch of a button. Plus, our ATM and cash withdrawal services ensure that you're never far from your money, no matter where life takes you.

Credit Options That Reward You

Explore our Credit Cards with Rewards, perfect for those who want to earn while they spend. Whether it's cash back on groceries or points towards travel, these cards are designed to enhance your spending experience.

Drive-Thru and Shared Services

Need quick service? Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. If you're a member of another credit union, take advantage of our Basic Shared Branch Transactions, which let you conduct essential banking tasks like deposits and withdrawals right here at Midflorida. At Midflorida, located conveniently at 237 State Road 60 W Lake Wales Fl 33853, we strive to make banking simple and accessible. If you have any questions about our services or want to discuss how we can help you reach your financial goals, don't hesitate to call us at (866) 913-3733. We're here for you! Come visit us today at 02-lake Wales in Lake Wales, FL, and discover how we can support your financial journey!

Loans Made Easy

If you have plans to purchase a vehicle or buy a home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options make those dreams attainable. Picture yourself driving away in a new car with favorable financing terms that won't break the bank. And if you're looking to consolidate debt or cover unexpected expenses, our Personal Loans & Debt Consolidation services provide flexible solutions designed with your financial well-being in mind.

Personal Banking Solutions

We understand that managing your personal finances can be challenging. That's why we offer Personal Banking services like checking and savings accounts that fit your lifestyle. Imagine being able to easily access your funds, whether it's for everyday purchases or saving for that dream vacation. Our accounts come with user-friendly online and mobile banking features, making it convenient for you to keep track of your finances anytime, anywhere.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.midflorida.com/, you can check balances, pay bills, and transfer funds with just a few clicks. Whether you're on your computer or using our mobile application, you'll have real-time access to your accounts whenever it suits you.

Easy Mobile Payments and Transfers

Need to make payments on the go? Our mobile payments feature allows you to complete transactions quickly and securely from your smartphone. You can also use person-to-person transfers to send money directly to friends or family without hassle.

Secure and User-Friendly Features

Your security is our top priority. We provide electronic signature authorization for added peace of mind when signing important documents online. Plus, our e-statements mean you can receive and manage your account statements digitally, helping you stay organized while reducing paper clutter.

Stay Connected Anytime, Anywhere

Our user-friendly mobile application makes banking simple and convenient. Whether you're making deposits, checking your balance, or viewing transaction history, everything is just a tap away. With all these features at your fingertips, managing your finances has never been easier. Join us at Midflorida for a banking experience that prioritizes convenience, security, and accessibility. Explore our digital banking options today!

Financial Strength

At Midflorida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, which reflects our commitment to providing reliable services and support. With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $138,957 in used auto loans and $6,291,591,067 in total loans and leases. Our operational efficiency is reflected in our $30,389,324, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,638,866,996. Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 237 State Road 60 W Lake Wales Fl 33853 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you save even more on your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade existing operations, our team is here to assist you every step of the way. At Midflorida, we prioritize making financing accessible. If you're interested in learning more about eligibility options or starting your application process, don't hesitate to reach out. You can contact us at (866) 913-3733 or visit us during our lobby hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how we can help you take control of your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We aim to make the process straightforward so you can focus on what matters most your new home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. These cards come with rewards and features that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison reflects true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see where they might save money or find better terms. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh as your go-to tool for finding suitable loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified data, LendMesh provides a trustworthy platform for comparing loan options.

MIDFLORIDA CREDIT UNION - Lake Wales, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Lake Wales, FL (33853)

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking Services

Convenient Access Anytime

Credit Options That Reward You

Drive-Thru and Shared Services

Loans Made Easy

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking

Easy Mobile Payments and Transfers

Secure and User-Friendly Features

Stay Connected Anytime, Anywhere

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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