MidFlorida Credit Union Lake Placid FL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Midflorida, your trusted partner in financial success located at 611 E Interlake Blvd, Lake Placid, FL 33852. Established in 1954, our credit union has grown to serve over 472,203 members, providing a strong foundation of trust and community support. With total assets exceeding $8,040,523,100 and total deposits reaching $554,970,676, we are committed to helping you achieve your financial goals. At Midflorida, we pride ourselves on being more than just a financial institution; we're a part of the community. Under the leadership of our CEO, Steve Moseley, and Board President Christopher Geiger, our dedicated team of 1,419 employees is here to assist you with personal banking solutions such as checking and savings accounts, auto loans, mortgages, and more. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 611 E Interlake Blvd, Lake Placid, FL 33852. Our commitment goes beyond numbers; we believe in making a positive impact within our community. With a net worth of $847,124,764 and cash reserves of $79,313,571, we ensure that your deposits are secure and that we can provide valuable services tailored to meet your needs. Whether you're looking for loans or seeking advice on managing your finances better, we're here to help! Don't hesitate to reach out call us today at 863-688-3733 or visit our website at Midflorida for more information. Let's build a brighter financial future together!

Branch History & Mission

At Midflorida, we take pride in our rich history and strong commitment to the community of Lake Placid, Florida. Founded in 1954, our branch has been a cornerstone for financial support and services for nearly seven decades. Located at 611 E Interlake Blvd, our branch is easily accessible and has become a familiar place for many residents seeking a trusted partner in their financial journeys. Over the years, Midflorida has grown significantly. We now serve over 472,000 members with total assets exceeding $8 billion. Our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality banking solutions, and we strive to make this a reality every day. Our commitment to the community extends beyond just banking. We actively engage in local outreach initiatives and partnerships that aim to uplift those around us. Whether it's through financial education programs or supporting local charities, Midflorida is dedicated to making a positive impact. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 611 E Interlake Blvd, Lake Placid, FL 33852. Our operating hours are designed with your convenience in mind: lobby hours run from Monday to Thursday from 9:00 am to 5:00 pm, Friday until 6:00 pm, and Saturday from 9:00 am to 1:00 pm. For those who prefer drive-thru service, we're open Monday through Friday from 7:00 am to 7:00 pm and Saturday from 8:30 am to 1:00 pm. At Midflorida, we understand that technology plays a crucial role in today's banking experience. That's why we've implemented digital advancements such as online banking and mobile payments, ensuring that our members can manage their finances conveniently and securely. We invite you to join the Midflorida family and experience the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! If you have any questions or need assistance, feel free to reach out at (863) 688-3733 or visit our website at midflorida.com.

Branch Location & Accessibility

Getting Here

Our location is easy to find, with ample parking available right outside our doors. We've ensured that our facilities are ADA compliant, featuring ramps and other accessibility options so that everyone can visit us without hassle.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are set to accommodate busy schedules: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer the convenience of drive-thru banking, we're open Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM.

Reach Out Today!

If you have questions or need assistance, don't hesitate to call us at (863) 688-3733. Our friendly team is here to help! Whether you're stopping by for a transaction or looking to explore your financial options further, we invite you to visit us at Midflorida where your banking experience is our priority.

Services Offered

At Midflorida, we're proud to offer a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our drive-thru service allows for quick transactions like deposits and withdrawals, while our shared service center means you can access basic transactions if you're a member of a partner credit union.

Member Eligibility

At Midflorida, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easier than you might think! If you live, work, or worship in the Highlands County area, you're likely eligible to join us. We welcome individuals from all walks of life and aim to offer financial services that meet your unique needs. To find out more about the specific eligibility requirements, feel free to visit our website at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Joining Midflorida not only gives you access to a range of personal banking options but also connects you with a team dedicated to your financial well-being. Once you're ready to take the next step, opening an account is a breeze! You can easily start the process online at https://loans.midflorida.com/ or give us a call at (863) 688-3733 for any questions. We're here to help you on your journey toward achieving your financial goals.

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services tailored to streamline your operations. Imagine being able to accept payments easily from customers, whether they prefer credit cards, mobile payments, or online transactions. Our services not only enhance customer satisfaction but also help you manage your finances more effectively. Visit us at 611 E Interlake Blvd Lake Placid Fl 33852 in Lake Placid, FL, or call us at (863) 688-3733 to learn how we can support your business journey!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easier than ever. We offer competitive rates and flexible terms, ensuring that you can drive away in your dream vehicle without breaking the bank.

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services include everything from Merchant Services to Business Loans, designed to support your entrepreneurial journey and help your business thrive.

Credit Cards with Rewards

For those who love rewards, our Credit Cards with Rewards program lets you earn while you spend. Enjoy cashback and other benefits tailored just for you, making every purchase more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. Need cash? Use our ATM & Cash Withdrawal Services for quick access when you're on the go.

Drive-Thru and Shared Branch Transactions

For those who prefer face-to-face interaction without stepping inside, our Basic Drive-Thru Banking service offers a hassle-free way to handle deposits and withdrawals quickly. Additionally, if you're a member of another participating credit union, our Basic Shared Branch Transactions enable you to conduct deposits and withdrawals easily at our branch. At Midflorida, we're here to support all your financial needs under one roof. If you have any questions or want to learn more about how we can assist you further, please don't hesitate to reach out at (863) 688-3733 or visit us at our branch in Lake Placid. Ready to take the next step? Visit us online at 25-lake Placid or stop by today!

Home Financing Solutions

Home ownership is a significant milestone for many. Our Mortgage Loans & Refinancing services provide various options to fit your needs, whether you're purchasing a new home or refinancing an existing mortgage to save money. Our knowledgeable team is here to guide you through every step of the process.

Personal Banking

We understand that everyone has unique financial goals. That's why we offer Personal Banking services, including Checking & Savings Accounts that help you manage your money effectively. Whether you're saving for a vacation or need easy access to funds for everyday purchases, our accounts are designed with you in mind.

Personal Loans

Life can be unpredictable, and sometimes you need a little extra support. With our Personal Loans & Debt Consolidation services, we help you tackle unexpected expenses or consolidate debt into one manageable payment. We aim to provide solutions that fit your lifestyle.

Digital & Online Banking

Convenient Features

Our mobile application makes banking on the go simple and efficient. You can easily make mobile payments and view e-statements whenever needed, giving you quick access to your financial information without the hassle of paper statements. Plus, with electronic signature authorization available, signing documents is a breeze no need to print or scan anything.

Security You Can Trust

Security is our top priority. We utilize advanced technology to keep your information safe while providing user-friendly features that make managing your account straightforward. Whether you're setting up automatic payments or checking recent transactions, you can feel confident knowing your data is protected. At Midflorida, we are committed to making banking as accessible and easy as possible for our members. With real-time account management at your fingertips, you'll never miss a beat when it comes to your finances. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

Commitment to Excellence

Our operational efficiency is evident through our $30,389,324, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $138,957 in used auto loans and $6,291,591,067 in total loans and leases supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $1,638,866,996. Total Share Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 611 E Interlake Blvd Lake Placid Fl 33852 or call (863) 688-3733 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

In addition to our auto and mortgage loans, we also provide credit lines totaling $2,552,391,308. This can be an excellent option if you're looking for flexibility in managing your finances. If you're considering refinancing any of your existing loans, we can assist you in exploring eligibility options that may lower your monthly payments or improve your overall financial situation. We invite you to visit us at our branch located at 611 E Interlake Blvd Lake Placid Fl 33852, Lake Placid, FL, or call us at (863) 688-3733 to discuss how our loan offerings can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our financing options are tailored to fit your budget.

Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you save money while building your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We are committed to providing personalized service to guide you through the process and help you find the right mortgage solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

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MIDFLORIDA CREDIT UNION - Lake Placid, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Lake Placid, FL (33852)

Introduction

Branch History & Mission

Branch Location & Accessibility

Getting Here

Operating Hours

Reach Out Today!

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Business Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Drive-Thru and Shared Branch Transactions

Home Financing Solutions

Personal Banking

Personal Loans

Digital & Online Banking

Convenient Features

Security You Can Trust

Financial Strength

Commitment to Excellence

Member-Focused Savings

Reinvestment for Growth

Strong Financial Health

Trusted Partnership

Loan Offering

Additional Financing Options

Auto Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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