MidFlorida Credit Union Haines City FL | Low Mortgage Rates & Auto Loans

Introduction

At Midflorida, we believe in empowering our community through reliable and personalized financial services. Located at 35849 Us Hwy 27 N, Haines City, FL 33844, our branch has been a cornerstone of support for residents since 1954. With a commitment to serving over 472,203 members, we take pride in providing a welcoming environment where your financial goals are our priority. As you step into our branch, you'll find not just a team of dedicated professionals but also a wealth of resources designed to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our total assets stand at an impressive $8,040,523,100, reflecting our stability and commitment to your financial well-being. Under the leadership of CEO Steve Moseley and Board President Christopher Geiger, we have cultivated a culture that values trust and transparency. We understand that every member is unique, which is why we tailor our services to fit individual needs. Whether you're looking to secure a loan or open a new account, our knowledgeable staff is here to guide you every step of the way. While members can visit us at our branch location for in-person assistance, official correspondence should be directed to 35849 Hwy 27, Haines City, FL 33844. You can reach us easily at 866-913-3733 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Experience the difference with Midflorida today! Visit us or check out our website at midflorida.com for more information on how we can help you achieve your financial dreams. Your future starts here!

Branch History & Mission

Welcome to Midflorida, where our journey began in 1954. Nestled in the heart of Haines City, FL, at 35849 Us Hwy 27 N, we have proudly served our community for decades. Over the years, we have grown from a small credit union to a vital financial institution with over 472,000 members and total assets exceeding $8 billion. Our success story is built on trust, commitment, and community support. At Midflorida, we believe that banking should be about people first. Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We are dedicated to offering personal banking options like checking and savings accounts, auto loans, mortgage loans, and more tailored to meet the unique needs of our members. While our branch address is where you can find us for face-to-face service, official correspondence can also be sent to our mailing address at 35849 Hwy 27, Haines City, FL 33844. Whether you visit us in person or reach out online or by phone at 866-913-3733, we are here to assist you. Our operating hours reflect our commitment to convenience: Monday through Friday from 9:00 AM to 5:00 PM (with extended hours on Fridays until 6:00 PM) and Saturdays from 9:00 AM to 1:00 PM. Need assistance outside of these hours? Our drive-thru service is available Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. Innovation drives us forward as we embrace digital advancements like mobile banking and online services. We strive to ensure that all members can access our offerings easily and efficiently. Our facilities are ADA compliant, ensuring inclusivity for all community members. Community engagement is at the core of what we do. We actively seek partnerships and initiatives that uplift those around us whether it's supporting local events or providing financial education programs. Each step we take is designed with your best interests in mind. Join us at Midflorida and become part of a community-focused credit union that prioritizes your financial well-being. Experience firsthand how we can help you achieve your goals while making a lasting difference in Haines City and beyond. Your journey starts here!

Branch Location & Accessibility

Convenience and Accessibility

At Midflorida, we prioritize convenience and accessibility. We offer ample parking spaces right outside our doors, so you won't have to worry about finding a spot when you arrive. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can easily access our services.

Join Us Today!

We invite you to come visit us at Midflorida in Haines City! Whether you're looking for assistance with your accounts or exploring new financial products, our friendly team is here to help. Feel free to call us at 866-913-3733 if you have any questions or need further information before your visit. We look forward to serving you!

Operating Hours

We understand that life can be busy, so we've tailored our hours to fit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM. On Saturdays, we welcome you from 9:00 AM to 1:00 PM. If you prefer drive-thru banking, we've got you covered! Drive-thru hours are Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM.

Services Offered

At our Haines City branch, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to provide comprehensive solutions. You can also enjoy the convenience of online and mobile banking features that let you manage your finances anytime, anywhere. Additionally, we have an ATM available for quick cash withdrawals and balance checks whenever you need them. If you're a member of another credit union participating in shared services, feel free to visit us for basic transactions as well.

Member Eligibility

At Midflorida, we believe that joining our community is a step toward financial empowerment and support. Becoming a member is simple! If you live, work, or worship in the areas we serve, or if you're related to someone who does, you are likely eligible for membership. We welcome individuals from all walks of life and are excited to help you on your financial journey. For the most detailed and up-to-date information about eligibility requirements, please visit our website at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Opening an account with us is just as easy! You can start your application online by visiting https://loans.midflorida.com/. Our friendly team is here to assist you every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (866) 913-3733. We can't wait to welcome you to the Midflorida family at our Haines City branch located at 35849 Us Hwy 27 N Haines City Fl 33844!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services are here to simplify your payment processes. Whether you're a small café or a large retail store, our solutions make transactions seamless for both you and your customers. Picture this: a customer walks into your store, ready to purchase. With our advanced payment options at your fingertips, you can complete sales quickly and efficiently keeping your customers happy and coming back for more. Visit us at 35849 Us Hwy 27 N Haines City Fl 33844, Haines City, FL, and let's work together to take your business to the next level!

Supporting Local Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, Midflorida provides robust Business Banking solutions including merchant services and business loans. We understand the importance of having reliable support for your business operations, and we're here to help you thrive.

Convenient Access

In today's fast-paced world, convenience is key. That's why we've invested in comprehensive Online & Mobile Banking services so you can manage your accounts anytime, anywhere. You can easily access your funds through our ATMs and enjoy cash withdrawal services without any hassle. If you prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals for your convenience. Additionally, if you're a member of another partnering credit union, our Basic Shared Branch Transactions let you perform essential transactions like deposits and withdrawals right at our location.

Financial Solutions

Life can be unpredictable, and that's why we also offer Personal Loans & Debt Consolidation to help ease financial burdens when they arise. If you're looking to reward yourself or build credit, explore our Credit Cards with Rewards, which offer benefits that fit your lifestyle.

Personal Banking

Whether you're looking to open a new checking account or save for future goals, our Personal Banking services have you covered. We offer both checking and savings accounts designed to help you manage your finances effectively. Need a car? Our Auto Loans & Vehicle Financing options provide competitive rates, making it easier for you to drive away in the vehicle you want. For those considering homeownership, our Mortgage Loans & Refinancing services are here to guide you through the process, helping you find the best mortgage solution for your situation.

Stay Connected

To learn more about how we can assist you further or if you have any questions about our services, don't hesitate to reach out! You can contact us at (866) 913-3733 or visit us at 35849 Us Hwy 27 N Haines City Fl 33844 in beautiful Haines City. Our friendly team is always ready to help! We invite you to explore the full range of services offered at Midflorida, where your financial well-being is our priority. Join us today and experience how easy managing your finances can be!

Digital & Online Banking

Key Services

Explore our online banking features by visiting https://www.midflorida.com/. Here, you can view your accounts, transfer funds, pay bills, and much more all at any hour of the day or night. Our 24/7 online banking services ensure that you have access to your finances whenever you need it. For added convenience, we offer person-to-person transfers. This means you can send money to friends or family quickly and securely without needing to visit a branch. Plus, with our mobile application available for download, managing your finances is just a tap away.

Real-Time Account Management

With all these tools at your fingertips, real-time account management has never been easier. You can monitor your spending habits, set savings goals, and stay informed about your financial health all in one place. Join us at Midflorida today and experience the freedom and flexibility of modern banking!

Security and Ease of Use

Your security is our top priority. That's why we provide electronic signature authorization for transactions, ensuring that everything is safe and sound. You can also choose to receive e-statements instead of paper ones, making it easier to track your account activity while helping the environment. Our mobile payments feature allows you to make purchases using your smartphone, providing a hassle-free way to shop without carrying cash or cards. Whether you're paying for groceries or splitting a dinner bill with friends, our digital solutions make every transaction simple.

Financial Strength

Growing Trust

Total Share Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,638,866,996 further indicate our capability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 35849 Us Hwy 27 N Haines City Fl 33844 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $30,389,324, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $138,957 in used auto loans and $6,291,591,067 in total loans and leases.

Solid Financial Foundation

With a net worth of $847,124,764, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you drive away happy.

Business Financing

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We are here to guide you through the process every step of the way.

Refinancing Options

If you're considering refinancing your existing loans, we have options available to help reduce your monthly payments or improve your financial situation. Check out our eligibility requirements here and see how we can assist you. At Midflorida, we're committed to providing personalized service tailored to your specific needs. Our experienced team is ready to help you explore your options and find the best solution for you. If you're ready to take the next step towards achieving your financial goals or have questions about our loan products, feel free to contact us at (866) 913-3733 or visit us at 35849 Us Hwy 27 N Haines City Fl 33844 in Haines City, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards a brighter financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. These cards come with features designed for everyday spending and convenience.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out in several key ways: - Verified Data: Loan offers come exclusively from recognized financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for our users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions at your fingertips, users can make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your loan search today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers displayed are fair and transparent. By focusing on verified data from legitimate financial institutions, LendMesh builds a foundation of trust for its users.

MIDFLORIDA CREDIT UNION - Haines City, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Haines City, FL (33844)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenience and Accessibility

Join Us Today!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Supporting Local Businesses

Comprehensive List Of Services

Business Banking

Convenient Access

Financial Solutions

Personal Banking

Stay Connected

Digital & Online Banking

Key Services

Real-Time Account Management

Security and Ease of Use

Financial Strength

Growing Trust

Member-Centric Savings Options

Operational Efficiency

Reinvestment for Future Growth

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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