MidFlorida Credit Union Davenport FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Midflorida, your trusted partner in financial growth and community support, located at 300 Ambersweet Way, Davenport, FL 33897. Established in 1954, our credit union has grown into a thriving hub for over 472,203 members. With total assets exceeding $8,040,523,100, we are dedicated to providing robust financial solutions tailored to meet the diverse needs of our members. At Midflorida, we pride ourselves on our commitment to excellence. Under the leadership of CEO Steve Moseley and Board President Christopher Geiger, our team of 1,419 employees works tirelessly to ensure that every member feels valued and supported. Whether you're looking for personal banking options like checking accounts and auto loans or business services such as merchant solutions and loans, we've got you covered. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 300 Ambersweet Way, Davenport, FL 33897. We also encourage you to explore our online resources at Midflorida's website where you can access a range of services from online banking to loan applications. Our financial strength is reflected in our impressive figures: we maintain a net worth of $847,124,764 and hold total deposits of $554,970,676. With a focus on member satisfaction and community impact, we're not just here to provide services; we're here to make a difference in your financial journey. Join us today and experience the Midflorida difference! For any inquiries or assistance, don't hesitate to reach out at (866) 913-3733. We look forward to serving you!

Branch History & Mission

At Midflorida, we pride ourselves on a rich legacy of service and community support that dates back to our founding in 1954. Our branch located at 300 Ambersweet Way in Davenport, FL, has been a cornerstone of financial empowerment for residents in the area. Over the years, we've grown alongside our members, currently serving a vibrant community of over 472,000 individuals. Our mission is simple yet profound: to provide accessible financial services that enhance the lives of our members and strengthen our community. We believe in not just meeting your banking needs but also being an active partner in your financial journey. Whether it's through personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, we're here to help you achieve your goals. From our humble beginnings to becoming a trusted financial institution with total assets exceeding $8 billion, Midflorida has seen significant milestones along the way. Our commitment to innovation allows us to offer online and mobile banking solutions that make managing your finances easier than ever. We are also proud to be ADA compliant, ensuring that all members can access our services comfortably. While members can visit us at our Davenport location, official correspondence should be sent to the same address: 300 Ambersweet Way, Davenport, FL 33897. We're open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours on Fridays until 6:00 PM and Saturday hours from 9:00 AM to 1:00 PM for added convenience. Our drive-thru service operates Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. In addition to providing essential banking services, we actively engage in community outreach programs and partnerships aimed at making a positive impact locally. Whether it's supporting local events or providing resources for financial education, we strive to be more than just a credit union; we aim to be a pillar of support for everyone in our area. Join us today at Midflorida and experience the difference a member-focused credit union can make in your life. Visit us at Midflorida's website or call us at 866-913-3733 for more information on how we can serve you better. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We know your time is valuable, so we offer flexible operating hours to fit your schedule. Visit our lobby Monday through Friday from 9:00 AM to 5:00 PM, and on Wednesdays, we open a little later at 10:30 AM. If you're stopping by on Saturday, we're here from 9:00 AM until 1:00 PM. For those who prefer drive-thru banking, our drive-thru service operates Monday through Friday from 7:00 AM to 7:00 PM and Saturdays from 8:30 AM to 1:00 PM.

Services Offered

At Midflorida, we pride ourselves on providing personalized banking solutions tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. Our shared service center also allows members of partner credit unions to enjoy basic transactions like deposits and withdrawals. Plus, with ATM access available, you can manage your cash quickly and easily. We invite you to stop by our branch or give us a call at (866) 913-3733 today! Our friendly team is ready to help you achieve your financial goals.

Member Eligibility

At Midflorida, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and open to those who live, work, or worship in certain areas, as well as family members of existing members. It's all about connecting with people who share your values and goals. By joining us at our welcoming branch located at 300 Ambersweet Way Davenport Fl 33897, you'll gain access to personalized financial services tailored just for you. If you're interested in learning more about how to become a member, I encourage you to visit our detailed eligibility page at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. It provides all the information you need in a friendly format. Once you're ready to take the next step, opening an account is straightforward just head over to https://loans.midflorida.com/ or give us a call at (866) 913-3733. We're excited to welcome you into the Midflorida family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that simplify everyday transactions. Imagine having the ability to accept payments anywhere whether you're at a local market or running a storefront. Our solutions help you manage your cash flow effectively, ensuring you can focus on what matters most: growing your business. Visit us at 300 Ambersweet Way Davenport Fl 33897 in Davenport, FL, or call us at (866) 913-3733 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team will work with you to find the right financial solutions.

Credit Options

Looking for rewards on your everyday purchases? Our Credit Cards with Rewards program allows you to earn points on every dollar spent, turning your shopping into savings!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds between accounts, everything is just a tap away. Our ATM & Cash Withdrawal Services ensure that you have access to cash when needed. Plus, with basic drive-thru banking available for deposits and withdrawals during convenient hours, managing your money has never been easier.

Personal Banking Solutions

For individuals and families, we offer Personal Banking services that include checking and savings accounts. Imagine having a checking account that simplifies your daily transactions while helping you save for your goals. Our savings accounts make it easy to set aside money for vacations, education, or emergencies. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options are designed to help you hit the road in style without breaking the bank. Picture driving off in your dream car with manageable payments tailored just for you. If you're considering homeownership or want to refinance your existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. We know how important a stable home is, and we're here to guide you through every step. Additionally, if you're facing unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation can help streamline your finances. This service empowers you to take control of your debt and make room for new opportunities.

Shared Branch Services

We also participate in shared branch transactions that let members from partner credit unions deposit and withdraw funds conveniently at our location. This means more flexibility for all members! Whether you're visiting us at our branch or using our digital tools from home, we strive to make banking as easy as possible. If you'd like more information about any of these services or need assistance getting started, don't hesitate to reach out! Call us today at (866) 913-3733, or visit us online at 39-davenport for more details. Your financial journey starts here at Midflorida, where we're ready to support you every step of the way!

Digital & Online Banking

User-Friendly Features

Managing your account is a breeze with our mobile application available for download. It allows you to monitor transactions in real-time and access key features like e-statements and electronic signature authorization saving you time and reducing paper waste. With e-statements available, you can review your financial statements digitally whenever you need them. Security is a top priority at Midflorida. Our online services are equipped with robust security measures to protect your information and transactions. You can rest easy knowing that your financial data is safe while enjoying all the convenience of digital banking. Whether you're checking your balance before heading out or transferring funds late at night, our digital banking tools empower you to manage your finances effortlessly. Embrace the ease of modern banking with Midflorida today!

Financial Strength

At Midflorida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength speaks volumes about our commitment to you and the community we serve. With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by our $735,873,915 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $138,957 in used auto loans and $6,291,591,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $30,389,324, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,638,866,996. Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 300 Ambersweet Way Davenport Fl 33897 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, our financing options are designed to fit your budget.

Credit Lines and Unsecured Credit Cards

If you need extra flexibility in managing your finances, consider our credit lines and unsecured credit card loans. We currently have $2,552,391,308 in total credit lines available for our members and have issued $151,724,964 in unsecured credit card loans. These products are designed to give you access to funds when you need them most without the hassle of complex fees.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We provide guidance throughout the process, ensuring that you understand each step as you secure your dream home.

Refinancing Options

For those looking to lower their monthly payments or consolidate debt, refinancing options are available for many of our loan products. Contact us at (866) 913-3733 to discuss how we can help make your financial situation more manageable through refinancing. Whether you're interested in auto financing, mortgages, or managing day-to-day expenses with credit cards and lines of credit, Midflorida is here to support your journey. Our knowledgeable team is ready to assist you in finding the right loan product tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 300 Ambersweet Way Davenport Fl 33897, Davenport, FL, or reach out via phone at (866) 913-3733 for more information on how we can assist you today!

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy and transparency in its loan comparisons. Here are key features that reinforce this approach: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MIDFLORIDA CREDIT UNION - Davenport, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Davenport, FL (33897)

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit Options

Digital Convenience

Personal Banking Solutions

Shared Branch Services

Digital & Online Banking

User-Friendly Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Ensuring Accurate Comparisons

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