MidFlorida Credit Union Cape Coral FL | Top Checking & Auto Loans

Introduction

Welcome to Midflorida, where your financial well-being is our top priority! Located at 804 Cape Coral Pkwy E, Cape Coral, FL 33904, our branch has proudly served the community since 1954. With a membership of over 472,203 individuals, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Midflorida, we understand that financial decisions can feel overwhelming. That's why we're here to guide you every step of the way with a range of services, including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total assets exceed an impressive $8 billion, which reflects our commitment to securing your financial future. We currently hold $554,970,676 in deposits and have provided loans exceeding 342,371, helping countless members achieve their dreams. With a team of 1,419 passionate employees led by our CEO Steve Moseley and Board President Christopher Geiger, we strive to foster a welcoming environment where you can feel confident about your financial choices. Whether you're looking for advice on how to manage your savings or exploring options for your first home loan, our knowledgeable staff is ready to assist you. While members can visit us at 804 Cape Coral Pkwy E, official correspondence should be sent to the same address. We invite you to experience the friendly service and community spirit that defines Midflorida. Don't hesitate to reach out at 866-913-3733 or explore more about what we offer at Midflorida's website. Join us today and discover how Midflorida can help you thrive financially!

Branch History & Mission

Join Us

As we look toward the future, Midflorida remains committed to growth and innovation while keeping our members' needs at heart. If you're not already part of the Midflorida family, we invite you to join us. Experience firsthand how we can help you thrive financially while making a positive impact in Cape Coral. For more information or assistance, don't hesitate to contact us at 866-913-3733 or visit us online at Midflorida. Together, let's build a brighter future!

Our Journey

Located at 804 Cape Coral Pkwy E, Cape Coral, FL 33904, our branch is more than just a place for transactions; it's a hub for community engagement and support. Over the years, we have expanded our services and embraced technological advancements to meet the evolving needs of our members. Today, with total assets exceeding $8 billion, we are dedicated to helping you achieve your financial goals. Our headquarters in Lakeland, FL continues to guide our vision as we strive to be an integral part of the local fabric. We offer convenient operating hours Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm to ensure that everyone can access our services when they need them most. For those who prefer drive-thru banking, we are open Monday through Friday from 7:00 am to 7:00 pm and Saturday from 8:30 am to 1:00 pm.

Our Mission

At Midflorida, our mission is clear: to empower our members through personalized financial solutions and community-focused initiatives. We believe that banking should be accessible and beneficial for everyone. From personal banking products like checking accounts and auto loans to business banking solutions such as merchant services and loans, we are here for every chapter of your financial journey. We also recognize the importance of giving back. Our partnerships with local organizations allow us to participate in community outreach efforts that make a real difference in people's lives. Whether it's sponsoring local events or providing financial education workshops, we aim to uplift our community in every way possible. With ATM availability at our branch and shared service center options for added convenience, accessing your funds has never been easier. Plus, our digital banking options including online banking and mobile payments allow you to manage your finances on the go.

Branch Location & Accessibility

Welcome to Midflorida, your friendly neighborhood credit union located at 804 Cape Coral Pkwy E, Cape Coral, FL 33904! We're conveniently situated near local favorites like the Cape Coral Yacht Club and just a short drive from beautiful waterfront parks, making it easy for you to stop by while enjoying the area. Whether you're on your way to work or running errands, our branch is perfectly placed to serve you. At Midflorida, we strive to make your banking experience as accessible as possible. Our branch features ample parking spaces, ensuring that you can easily find a spot when you visit us. We also take accessibility seriously; our facilities are designed with ADA compliance in mind, featuring ramps and other accommodations for all members. Our operating hours are designed to fit your busy schedule. The lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM and Saturday from 9:00 AM to 1:00 PM. If you prefer the convenience of drive-thru banking, we're here for you Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgages, personal loans, and much more. Plus, if you're a member of a partner credit union, you can enjoy shared services right here at our branch! If you have any questions or need assistance, don't hesitate to give us a call at 866-913-3733. We're excited to help you with all your financial needs! Come visit us today at Midflorida where your community banking experience begins!

Member Eligibility

Becoming a member of Midflorida is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Cape Coral area, you're likely eligible to join us! We believe in making banking accessible for everyone, and our friendly team is here to help guide you through the process. To find out more about the specific eligibility requirements, feel free to check out our detailed resource at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. Opening an account with us is straightforward and designed with your needs in mind. You can easily start the process online by visiting https://loans.midflorida.com/ or give us a call at (866) 913-3733 if you have any questions. We're excited to welcome you into our community at Midflorida, located at 804 Cape Coral Pkwy E Cape Coral Fl 33904, where we're committed to providing personalized service and a range of financial products tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that helps you process payments smoothly while enhancing customer satisfaction. Our merchant services offer practical tools that make accepting payments easy whether it's in-store or online. This means your customers can pay how they want, which keeps them coming back. Located at 804 Cape Coral Pkwy E Cape Coral Fl 33904 in Cape Coral, FL, we're here to support your business journey every step of the way. Contact us today at (866) 913-3733 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking

If you run a business, we haven't forgotten about you! Our business banking services include merchant services and business loans to help your company thrive. We understand that managing finances can be challenging, which is why we aim to provide solutions that are straightforward and supportive.

Convenient Access

At Midflorida, convenience is key. We have ATM services available for easy cash withdrawals and balance checks whenever you need them. Plus, our drive-thru service allows for quick deposits and withdrawals without having to leave your car perfect for those busy days when time is of the essence. Additionally, we offer shared branch transactions for partner credit union members, ensuring that even if you're away from home, access to your funds is never far away.

Credit Cards

Looking for a credit card that rewards you for everyday spending? Our credit cards come with exciting rewards programs that allow you to earn points while making purchases. This means every time you shop, dine out, or fill up your gas tank, you're not just spending money you're earning benefits!

Get Started Today!

Ready to explore all these fantastic services? Visit us at 804 Cape Coral Pkwy E Cape Coral Fl 33904 or call us at (866) 913-3733 to learn more about how we can assist you with all your banking needs. Join our community today and experience the friendly service and comprehensive financial solutions available at Midflorida. We look forward to serving you!

Loans and Financing

When it comes to financing, Midflorida provides a variety of options. Need a new vehicle? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. If you're thinking about purchasing a home, our mortgage loans and refinancing services will guide you through the process smoothly. For those unexpected expenses or consolidating debt, our personal loans are here to help ease your financial burden.

Personal Banking

We offer personal banking solutions that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses while also earning interest on your savings. With our online and mobile banking features, accessing your accounts is as simple as tapping on your smartphone or logging into your computer from the comfort of your home.

Digital & Online Banking

At Midflorida, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to make managing your finances easy, anytime and anywhere. With our online banking platform, you can access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer money, everything is just a click away. Need to send money to a friend? Our person-to-person transfers feature makes it simple and quick. Plus, for those who prefer using their smartphones, our mobile application offers all the functionalities you need on the go. For added convenience, we provide electronic statements and allow electronic signature authorization, making it easier than ever to manage your paperwork without the hassle of traditional methods. And if you're looking for ways to simplify payments, our mobile payments feature lets you make purchases right from your phone. Security is always a priority at Midflorida. Our online services are designed with robust security measures to protect your information. We strive to create a user-friendly experience so that you can focus on what matters most your financial goals. So whether you're sitting at home or out and about in Cape Coral, rest assured that with our digital banking options, managing your finances is both accessible and straightforward. Join us today at Midflorida and discover how our online services can benefit you!

Financial Strength

At Midflorida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that we are committed to providing you with a solid foundation for your financial journey. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is highlighted by $138,957 in used auto loans and $6,291,591,067 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $82,723,075, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,638,866,996. Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 804 Cape Coral Pkwy E Cape Coral Fl 33904 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,251,796,486 provide the capital needed to grow and expand your business. We understand the unique needs of local businesses and offer tailored solutions to meet those needs. At Midflorida, we pride ourselves on offering a range of loan products that cater to various financial needs. Our experienced team is here to assist you in finding the right loan solution for your situation. If you have any questions about eligibility or refinancing options, please don't hesitate to reach out. For more information or to start your application today, contact us at (866) 913-3733 or visit us at our branch located at 804 Cape Coral Pkwy E Cape Coral Fl 33904 in Cape Coral, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We can help guide you through the process so that you feel confident every step of the way. Refinancing options are also available for those looking to lower their monthly payments or access cash from their home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans, totaling $151,724,964. Our credit cards come with flexible terms and are designed to help you manage your finances effectively while offering rewards for your spending.

Loan Aggregator

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Midflorida

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Get Started Today!

Loans and Financing

Personal Banking

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community