MIDFLORIDA CREDIT UNION - Cape Coral, FL

Welcome to Midflorida, where your financial well-being is our top priority! Located at 804 Cape Coral Pkwy E, Cape Coral, FL 33904, our branch has proudly served the community since 1954. With a membership of over 472,203 individuals, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Midflorida, we understand that financial decisions can feel overwhelming. That's why we're here to guide you every step of the way with a range of services, including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total assets exceed an impressive $8 billion, which reflects our commitment to securing your financial future. We currently hold $554,970,676 in deposits and have provided loans exceeding 342,371, helping countless members achieve their dreams. With a team of 1,419 passionate employees led by our CEO Steve Moseley and Board President Christopher Geiger, we strive to foster a welcoming environment where you can feel confident about your financial choices. Whether you're looking for advice on how to manage your savings or exploring options for your first home loan, our knowledgeable staff is ready to assist you. While members can visit us at 804 Cape Coral Pkwy E, official correspondence should be sent to the same address. We invite you to experience the friendly service and community spirit that defines Midflorida. Don't hesitate to reach out at 866-913-3733 or explore more about what we offer at Midflorida's website. Join us today and discover how Midflorida can help you thrive financially!

Welcome to Midflorida, your friendly neighborhood credit union located at 804 Cape Coral Pkwy E, Cape Coral, FL 33904! We're conveniently situated near local favorites like the Cape Coral Yacht Club and just a short drive from beautiful waterfront parks, making it easy for you to stop by while enjoying the area. Whether you're on your way to work or running errands, our branch is perfectly placed to serve you. At Midflorida, we strive to make your banking experience as accessible as possible. Our branch features ample parking spaces, ensuring that you can easily find a spot when you visit us. We also take accessibility seriously; our facilities are designed with ADA compliance in mind, featuring ramps and other accommodations for all members. Our operating hours are designed to fit your busy schedule. The lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM and Saturday from 9:00 AM to 1:00 PM. If you prefer the convenience of drive-thru banking, we're here for you Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgages, personal loans, and much more. Plus, if you're a member of a partner credit union, you can enjoy shared services right here at our branch! If you have any questions or need assistance, don't hesitate to give us a call at 866-913-3733. We're excited to help you with all your financial needs! Come visit us today at Midflorida where your community banking experience begins!

Becoming a member of Midflorida is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Cape Coral area, you're likely eligible to join us! We believe in making banking accessible for everyone, and our friendly team is here to help guide you through the process. To find out more about the specific eligibility requirements, feel free to check out our detailed resource at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit . Opening an account with us is straightforward and designed with your needs in mind. You can easily start the process online by visiting https://loans.midflorida.com/ or give us a call at (866) 913-3733 if you have any questions. We're excited to welcome you into our community at Midflorida, located at 804 Cape Coral Pkwy E Cape Coral Fl 33904, where we're committed to providing personalized service and a range of financial products tailored just for you!

At Midflorida, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to make managing your finances easy, anytime and anywhere. With our online banking platform, you can access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer money, everything is just a click away. Need to send money to a friend? Our person-to-person transfers feature makes it simple and quick. Plus, for those who prefer using their smartphones, our mobile application offers all the functionalities you need on the go. For added convenience, we provide electronic statements and allow electronic signature authorization, making it easier than ever to manage your paperwork without the hassle of traditional methods. And if you're looking for ways to simplify payments, our mobile payments feature lets you make purchases right from your phone. Security is always a priority at Midflorida. Our online services are designed with robust security measures to protect your information. We strive to create a user-friendly experience so that you can focus on what matters most your financial goals. So whether you're sitting at home or out and about in Cape Coral, rest assured that with our digital banking options, managing your finances is both accessible and straightforward. Join us today at Midflorida and discover how our online services can benefit you!

At Midflorida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that we are committed to providing you with a solid foundation for your financial journey. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is highlighted by $138,957 in used auto loans and $6,291,591,067 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $82,723,075, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,638,866,996. Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 804 Cape Coral Pkwy E Cape Coral Fl 33904 or call (866) 913-3733 to learn more about how we can help you achieve your financial goals.