MidFlorida Credit Union Bradenton FL | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Midflorida, where our mission is to empower you on your financial journey. Located at 1320 Cortez Rd W, Bradenton, FL 34207, our branch has been serving the community since 1954. With over 472,203 members, we pride ourselves on being a trusted partner in your financial well-being. At Midflorida, we understand that every member's needs are unique. That's why we offer a variety of services tailored just for you whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing. Our commitment extends beyond just transactions; we aim to build lasting relationships with our members by providing exceptional service and support. As of now, our total assets stand at an impressive $8,040,523,100, with total deposits reaching $554,970,676. This reflects our solid foundation and dedication to helping you achieve your financial goals. Our CEO, Steve Moseley, alongside Board President Christopher Geiger, leads a team of 1,419 employees who are ready to assist you. While members can visit us at our branch location for in-person services or enjoy the convenience of online banking through our website at midflorida.com, official correspondence should be sent to the same address: 1320 Cortez Rd W, Bradenton, FL 34207. Join us today and experience the difference that a member-focused credit union can make. Whether you have questions or need assistance, feel free to reach out at 863-616-2100. We look forward to welcoming you into the Midflorida family!

Branch History & Mission

At Midflorida, we take pride in our rich history and unwavering commitment to serving the community. Established in 1954, our branch has grown alongside the vibrant city of Bradenton, Florida. With deep roots in this community, we have become a trusted financial partner for over 472,000 members, helping them achieve their financial dreams while fostering a spirit of collaboration and support. Located at 1320 Cortez Rd W, Bradenton, FL 34207, our branch is easily accessible and surrounded by familiar landmarks that many locals cherish. Whether you're coming from nearby shopping areas or local schools, our doors are always open to assist you with your banking needs. While members can visit us at this location for in-person services, official correspondence should be sent to the same address. Our mission is simple yet profound: to provide exceptional financial services while enhancing the lives of our members and contributing positively to the community. We believe that everyone deserves access to quality banking options, which is why we offer a range of services including personal banking, auto loans, mortgages, and business solutions. We strive to create an environment where every member feels valued and empowered. Over the years, Midflorida has made significant strides in adapting to the needs of our members. Our total assets have grown to an impressive $8,040,523,100, allowing us to expand our offerings and invest back into the community. We are proud of our commitment to technological advancements as well; our digital banking options include online banking and mobile payments that make managing your finances easier than ever. Community outreach is at the heart of what we do. We actively participate in local events and initiatives aimed at improving the lives of those around us. Our partnerships with schools and organizations reflect our dedication to making a positive impact within Bradenton. As we continue on this journey together, we invite you to join us at Midflorida. Experience firsthand how we can help you reach your financial goals while being part of a caring community. For any inquiries or assistance, feel free to reach out at 863-616-2100 during our operating hours: Monday through Friday from 9 AM - 5 PM (with extended hours on Friday until 6 PM) and Saturday from 9 AM - 1 PM. Let's build a brighter future together!

Branch Location & Accessibility

Convenient Features

At Midflorida, we prioritize accessibility for everyone. Our branch is equipped with ADA-compliant features such as ramps and wide entrances to ensure that all members can navigate comfortably. Plus, ample parking is available for your convenience. Our lobby hours are designed to fit your busy schedule: we are open Monday through Friday from 9:00 am to 5:00 pm, and on Wednesdays from 10:30 am to 5:00 pm. If you're looking to bank on the weekend, we welcome you on Saturday from 9:00 am until 1:00 pm. For those who prefer quick transactions, our drive-thru service operates Monday through Friday from 7:00 am until 7:00 pm and Saturday from 8:30 am until 1:00 pm.

Services We Offer

Midflorida provides a range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our credit card rewards program or explore business banking solutions if you're an entrepreneur. For added convenience, we offer ATM services that allow for easy cash withdrawals and balance checks right outside our branch. With mobile banking options and online access available, managing your finances has never been simpler. We invite you to stop by or give us a call at 863-616-2100 if you have any questions or need assistance. At Midflorida, we're here to serve you!

Member Eligibility

Joining the Midflorida community is a simple and welcoming process, designed to make you feel right at home. To become a member, you'll need to meet some friendly eligibility requirements. If you're living, working, or attending school in certain counties or have family members who are already part of our credit union, you could be eligible! We believe in inclusivity and support, which means we're here to help you through every step. For the most up-to-date details on eligibility criteria, please visit this link. Once you're ready to take the plunge, opening an account with us is quick and easy! Just visit our website at this link to get started. Our dedicated team is also just a phone call away at (863) 616-2100, ready to answer any questions you might have. We're excited to welcome you into the Midflorida family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner for all your payment processing needs. Our merchant services offer businesses the tools to accept payments easily, whether online or in-person. This means you can focus on what you do best running your business while we handle the transactions smoothly. Visit us at 1320 Cortez Rd W Bradenton Fl 34207, Bradenton, FL, and discover how Midflorida can elevate your business today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Midflorida offers tailored solutions as well. Our business banking services, including merchant services and business loans, are designed to help your venture thrive. Whether you're starting a new project or expanding an existing one, our dedicated team is here to assist.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even make payments effortlessly. Additionally, our extensive ATM network ensures that accessing cash is easy and straightforward. You can make withdrawals or check balances at our ATMs with no hassle at all.

Drive-Thru and In-Branch Services

For those who prefer face-to-face interaction but appreciate quick service, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. If you'd like more personalized assistance, feel free to visit us in person during lobby hours.

Join Us Today!

At Midflorida, we are committed to being more than just a financial institution; we strive to be a partner in your financial success. Our friendly staff is always ready to answer any questions you may have about our services or assist you in getting started. Don't hesitate to reach out by calling us at (863) 616-2100 or visiting our website at https://www.midflorida.com/ for more information. Come discover how we can help you achieve your financial goals today!

Personal Banking Solutions

Starting with personal banking, we offer various options to manage your money effectively. Whether you're looking for checking or savings accounts, we've got you covered. For those considering a new vehicle, our auto loans and vehicle financing solutions can help get you behind the wheel without stress. Maybe you're dreaming of homeownership? With our mortgage loans and refinancing options, we can guide you through the process so you can settle into your new home sooner. If you find yourself needing some extra cash, our personal loans and debt consolidation services can provide the support you need to regain control over your finances. Plus, with our credit cards featuring rewards, every purchase can earn you something back.

Digital & Online Banking

Additional Benefits

For members who prefer going paperless, we offer e-statements that let you view your account statements electronically. This not only helps keep your information secure but also helps reduce clutter at home. If you're ever in need of quick cash or want to send money to friends and family, our person-to-person transfer feature simplifies this process, allowing you to send money instantly with just a few taps on your phone. And if you're someone who enjoys using mobile payment options, rest assured that we support this feature too! Whether you're shopping online or at a store, making payments has never been easier or more convenient. At Midflorida, we're dedicated to providing you with user-friendly tools that help you take control of your financial journey. Explore all these digital options today and experience banking redefined!

Key Features

With our online banking platform, accessible at https://www.midflorida.com/, you can manage your accounts 24/7. Check balances, transfer funds, and pay bills with just a few clicks. This means you can handle your banking tasks without needing to visit a branch during business hours. Plus, our mobile application gives you the power to bank on the go, making it easy to stay on top of your finances whenever and wherever you are. We also prioritize security in everything we do. Our electronic signature authorization feature allows you to sign documents safely and securely from the comfort of your home. You no longer need to worry about handling physical paperwork or visiting the branch for signatures.

Financial Strength

A Solid Foundation

With a net worth of $847,124,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

With Net Shares (Funds available for lending and investments): $1,638,866,996, and Total Share Accounts: 1,315,690, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 1320 Cortez Rd W Bradenton Fl 34207 or call (863) 616-2100 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is equally impressive, with $138,957 in used auto loans and $6,291,591,067 in total loans and leases supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong performance is reflected in our $30,389,324, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

At Midflorida, we understand that financial needs vary from person to person. Whether you're looking to buy a new vehicle, purchase a home, or manage your expenses with credit, we offer a range of loan products designed to help you meet your goals. With over 342,371 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering buying a new car, our competitive rates may be just what you need. We have already issued over $1,202,408,075 in new vehicle loans and $1,330,877,574 in used vehicle loans, assisting many members in getting on the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, making the process of buying or refinancing straightforward and accessible. If you're interested in refinancing options, our team can guide you through available solutions tailored to your specific situation. For those managing business needs, our outstanding commercial loans total $1,251,796,486, providing the capital necessary for growth and expansion. We also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members effectively manage their finances. This option is perfect for those who want to maintain control over their spending without the burden of high-interest rates. If you're ready to explore these options or want more information about eligibility criteria, feel free to give us a call at (863) 616-2100, or visit us at our branch located at 1320 Cortez Rd W Bradenton Fl 34207 in Bradenton, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Midflorida, we are committed to supporting our members with reliable financial solutions tailored to individual needs.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers that reflect current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and peace of mind for users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, allowing users to trust the information they receive. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals secure better financing options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MIDFLORIDA CREDIT UNION - Bradenton, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Bradenton, FL (34207)