MidFlorida Credit Union Bartow FL | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

At Midflorida, we believe in building strong financial futures for our community members. Established in 1954, our branch at 105 E Van Fleet Dr, Bartow, FL 33830 has grown to serve over 472,203 members with dedication and care. Our commitment to providing quality financial services is reflected in our impressive total assets of $8,040,523,100 and total deposits of $554,970,676. As a trusted partner in your financial journey, we offer a range of services that cater to your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our team of 1,419 employees, led by CEO Steve Moseley and Board President Christopher Geiger, is here to assist you every step of the way. While members can visit us at our Bartow location, we also prioritize effective communication. For official correspondence, please reach out directly via phone at 863-688-3733. With a focus on customer satisfaction, we ensure that your banking experience is both seamless and rewarding. Join us today at Midflorida where your financial well-being is our top priority! Whether you're looking for advice on loans or exploring new account options, our friendly staff is ready to help you navigate the world of finance. Visit our website at Midflorida.com or give us a call to get started!

Branch History & Mission

Commitment to Innovation

As technology continues to shape the way we bank, Midflorida remains committed to offering modern solutions for our members. We provide online banking options, mobile payments, and electronic signatures, ensuring that you can manage your finances easily and securely from anywhere. Our branch is also ADA compliant, reflecting our dedication to inclusivity.

Join Us!

We invite you to experience the benefits of being a member at Midflorida. Whether you're looking for personal banking solutions or business services, we are here to help you thrive. Visit us today at 105 E Van Fleet Dr or call us at 863-688-3733 for more information about how we can assist you on your financial journey. Together, let's build a stronger future for Bartow!

Our Mission

At Midflorida, our mission is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We believe in providing personalized banking services that cater to both individuals and businesses. From checking and savings accounts to auto loans and mortgage options, we are dedicated to helping you reach your financial goals. In addition to our robust financial offerings, we actively engage in community outreach initiatives. Our partnerships with local organizations enable us to support various programs aimed at enhancing the lives of those around us. Whether it's through educational workshops or charitable contributions, we strive to make a positive impact on Bartow and its residents.

Branch Location & Accessibility

Welcome to Midflorida, your friendly neighborhood credit union located at 105 E Van Fleet Dr in Bartow, Florida. We're proud to serve the wonderful community of Polk County with a branch that's easily accessible for all your banking needs. Whether you're stopping by for personal banking, auto loans, or just to chat with our friendly staff, we've got you covered right here in the heart of Bartow. Our branch is conveniently situated near local landmarks like Bartow High School and the Bartow Mall, making it easy for you to swing by while running errands or after picking up your kids from school. With ample parking available right outside our doors, visiting us is hassle-free. We also take accessibility seriously; our facility includes ADA-compliant features and ramps to ensure that everyone can access our services comfortably. At Midflorida, we value your time. That's why we offer flexible operating hours designed to fit your busy schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you prefer the convenience of drive-thru banking, our drive-thru service is available Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:30 AM to 1:00 PM. In addition to standard banking services, we also have an ATM on-site for quick cash withdrawals and balance checks. Plus, as a shared service center, we are proud to offer basic transactions for members of partner credit unions making it even easier for you to manage your finances. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 863-688-3733. We invite you to come visit us at Midflorida today we look forward to serving you!

Member Eligibility

At Midflorida, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the area, you are likely eligible to join us at our welcoming branch located at 105 E Van Fleet Dr Bartow Fl 33830. We also invite family members of existing members to become part of our growing family. This means that whether you're seeking financial guidance or simply looking for a place where your money can grow with care and attention, you'll find it here. Joining Midflorida offers you access to a variety of services tailored to meet your needs think personal banking options, competitive loan rates, and an understanding staff ready to assist you on your financial journey. The process of opening an account is straightforward; for detailed information on how to get started, check out our resources at http://www.midflorida.com/resources/forms-and-applications/membership-switch-kit. If you're ready to take the next step, feel free to reach out at (863) 688-3733 or explore more about opening your account at https://loans.midflorida.com/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,251,796,486, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, smooth transactions can make or break a business. Our merchant services are designed to streamline payments and enhance customer experiences. For example, imagine a local café utilizing our point-of-sale solutions to accept credit card payments effortlessly while tracking sales in real-time. This not only saves time but also allows you to focus on what matters most serving your customers. Visit us at 105 E Van Fleet Dr Bartow Fl 33830 in Bartow, FL, or call us at (863) 688-3733 to learn how we can help your business reach new heights!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new car or refinance an existing loan? Our auto loans and vehicle financing options are flexible and designed to fit your budget. We offer competitive rates that make driving away in your dream vehicle easier than ever. Plus, our friendly staff is here to guide you through the process, ensuring you get the best deal possible.

Business Banking

For entrepreneurs and business owners, we offer specialized business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have solutions tailored for your unique needs. Our team is committed to helping local businesses thrive by providing the financial support they require.

Convenient Access Options

At Midflorida, convenience is key. We offer ATM services for easy cash withdrawals and balance checks without having to step inside the branch. Our basic drive-thru banking allows for quick transactions like deposits and withdrawals when you're on the go. Plus, if you're a member of partner credit unions, enjoy shared branch transactions for added flexibility. With all these services available at Midflorida, we're excited to help you navigate your financial journey. For any inquiries or assistance, don't hesitate to reach out at (863) 688-3733. Visit us today or explore more about what we offer at our website. Let's work together toward achieving your financial goals!

Home Financing Solutions

Owning a home is a significant milestone for many people. Our mortgage loans and refinancing options are tailored to help you achieve that dream. With various plans available, we can assist you in finding the right solution that suits your financial situation. Picture yourself settling into a new home with confidence, knowing that you made an informed choice.

Personal Banking Services

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to help you keep track of your money effortlessly. Imagine easily accessing your funds through our online and mobile banking platforms whenever you need them. You can manage your accounts, pay bills, and transfer money with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans can provide the support you need. Additionally, we offer debt consolidation services that help streamline multiple payments into one manageable monthly payment making it easier for you to stay on top of your finances.

Digital & Online Banking

Key Services

Our online banking system is user-friendly and secure, allowing you to manage your accounts in real time. You can easily view e-statements, which help you stay organized without the clutter of paper. Plus, with electronic signature authorization available, you can complete important transactions quickly and securely. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast just a few taps on your mobile device. Speaking of mobile devices, our dedicated mobile application provides all the features of online banking right in your pocket. Whether you're making mobile payments or checking your account balance, everything is at your fingertips.

Security You Can Trust

We take your security seriously. Our digital banking services include multiple layers of protection to ensure your information stays safe. With encryption technology and secure logins, you can bank with peace of mind knowing that your personal data is protected. In short, Midflorida's digital and online banking services bring financial management right to you anytime, anywhere. Experience the ease of banking at your convenience while enjoying top-notch security features tailored for today's busy lifestyles. Join us today and take advantage of all the ways we make banking work for you!

Financial Strength

Investing in Your Future

With $735,873,915 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $138,957 in used auto loans and $6,291,591,067 in total loans and leases, supporting your financial goals across various sectors. Our $82,723,075 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,175 full-time employees and 244 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 1,315,690, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,638,866,996 further reflect our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midflorida is your trusted partner. Visit us at 105 E Van Fleet Dr Bartow Fl 33830 or call (863) 688-3733 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $1,560,259,479 in share certificates and $218,442,106 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $105,925,874, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $847,124,764, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,330,877,574 in used vehicle loans and $1,202,408,075 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to help make your car financing straightforward and affordable.

Credit Lines

If you're looking for financial flexibility, our credit lines are another excellent option. With total credit lines amounting to $2,552,391,308, you can access funds whenever you need them without the hassle of reapplying each time. We also recognize that life circumstances can change. That's why we offer refinancing options for many of our loans, allowing you to adjust your payments based on your current situation. For more information about our loan offerings or to discuss your eligibility options, please reach out to us at (863) 688-3733. You can also visit us at our branch located at 105 E Van Fleet Dr Bartow Fl 33830 in Bartow, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,548,926, make buying or refinancing simple. We focus on providing personalized service to help you navigate the process smoothly, whether you're a first-time homebuyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $151,724,964 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, allowing users to focus solely on finding the best rates available. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loans.

Midflorida

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans That Drive Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access Options

Home Financing Solutions

Personal Banking Services

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security You Can Trust

Financial Strength

Investing in Your Future

Member Trust

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community